TEXAS SELF EMPLOYED-BANK STATEMENT MORTGAGE LENDERS


Serving All Texas Including And Not Limited To: Fort Worth Texas, Austin Texas, Dallas Texas, San Antonio Texas,  Houston Texas

TEXAS SELF EMPLOYED-BANK STATEMENT MORTGAGE LENDERS- NO TAX RETURNS!
Popular Texas Self Employed Pages Include:

Many Self-employed business owners agree that their tax returns do not accurately show their ability to make a mortgage payment. The self-employed borrower tends to write off and or deduct many expenses that a salaried / W2 employee is not able to. Because of the extensive write-offs, the income on their tax returns may not qualify for a traditional bank mortgage to purchase and or get the loan amount they need to purchase the home of their dream. Bank statement mortgage lenders provide an alternative income solution offered by certain bank statement only mortgage lenders to help self-employed borrowers qualify for a mortgage with NO TAX RETURNS!

TEXAS BANK STATEMENT ONLY MORTGAGE LENDERS DETAILS INCLUDE:

  • 2 Years Self Employed Required!
  • Bank statement deposits used to qualify!
  • No tax returns required
  • 12 months personal bank statements or 24 months Business Statements used for income
  • Loans up to $3 million
  • Credit scores down to 580.
  • Rates starting in the 5-6% range.
  • Up to 90% LTV
  • DTI up to 55% Debt To Income Ratio
  • Owner-occupied, 2nd homes, and investment properties
  • 2 years seasoning for foreclosure, short sale, BK, DIL
  • Non-warrantable condos considered
  • Jumbo loans down to 640 score
  • 5/1 ARM or 30-year fixed
  • No pre-payment penalty for owner-occ and 2nd homes
  • SFRs, townhomes, condos, 2-4 units
  • Seller concessions to 6% (2% for investment)
  • QUESTIONS CALL 954-667-9110

10%DOWN – Self Employed TX Mortgage Lenders No Tax Returns!!

TEXAS SELF EMPLOYED MORTGAGE LENDERS QUESTIONS AND ANSWERS

Serving All Texas Including And Not Limited To: Fort Worth Texas, Austin Texas, Dallas Texas, San Antonio Texas,  Houston Texas: Abilene, Alice, Alvin, Amarillo, Andrews, Angleton, Arlington, Athens, Bay City, Beaumont, Beeville, Belton, Big Spring Self Employed Mortgage Lenders, Borger, Brenham, Brownsville, Brownwood, Bryan, Burkburnett, Canyon Self Employed Mortgage Lenders, Carrollton, Cedar Park, Cleburne, College Station, Conroe, Converse, Copperas Cove, Corpus Christi Self Employed Mortgage Lenders, Corsicana, Dallas Self Employed Mortgage Lenders, Del Rio, Denison, Denton, Dumas, Eagle Pass, Edinburg, El Campo, El Paso, Ennis, Fort Worth Self Employed Mortgage Lenders, Texas Self Employed Mortgage Lenders Freeport, Gainesville, Galveston, Gatesville, Georgetown, Greenville, Groves, Harlingen, Henderson Self Employed Mortgage Lenders, Hereford, Hewitt, Houston Self Employed Mortgage Lenders, Humble, Huntsville, Ingleside, Irving, Jacksonville, Kerrville, Kilgore, Killeen, Kingsville, La Marque, Lake Jackson, Lamesa, Laredo, Levelland, Lewisville, Live Oak Self Employed Mortgage Lenders, Lockhart, Longview, Lubbock, Lufkin, Mansfield, Marshall, McAllen, McKinney, Midland, Missouri City, Mount Pleasant, Nacogdoches Self Employed Mortgage Lenders, New Braunfels, Palestine, Pampa, Paris, Pasadena, Pecos, Plainview, Texas Self Employed Mortgage Lenders Plano, Port Arthur, Port Lavaca,Self Employed Mortgage Lenders Portland, Richmond, Rio Grande City Self Employed Mortgage Lenders, Rockwall, Roma, Round Rock, San Angelo, San Antonio, San Benito, San Marcos, Seguin, Sherman, Snyder, Socorro, Stephenville, Sugar Land, Sulphur Springs, Sweetwater, Taylor, Texas City, Tyler, Uvalde, Vernon, Self Employed Mortgage LendersVictoria, Vidor, Waco, Waxahachie and Wichita Falls.

BANK STATEMENT ONLY MORTGAGE TEXAS– NO TAX RETURNS REQUIRED.

self-employed borrowers bank statement only loan

  • 12 Months of Personal Bank Statement Loan Program

Borrower(s) provide the Bank Statement Lender their most recent 12 months of personal bank statements showing deposits from work. Update:

  • 24 Months Business Bank Statement Lenders Program

Borrower(s) will need to provide 24 months of bank statements business bank statements year to date and provide a borrower signed profit and loss. The bank statement lender will use this income for qualifying. Texas self-employed bank Statement Only Lenders Approvals varies Case By Case from lender to lender.

QUALIFYING WITH BANK STATEMENT ONLY MORTGAGE LENDERS – NO TAX RETURNS REQUIRED.

Qualifying for the Bank Statement Only Mortgage Loan

Available only to the self-employed business owners, or for two or more borrowers where one or more of the borrowers is self-employed for at least the last  (2) two years. This is a great solution for commissioned and 1099 Texas mortgage applicants who don’t want to provide tax returns or sign IRS form 4506-T. You simply need to show proof of income by providing 12 to 24 consecutive months of bank statements. Texas self-employed Bank Statement Only Lenders Approvals varies Case By Case from lender to lender.

BANK STATEMENT DEPOSITS USED TO CALCULATE INCOME:

  • MAXIMUM INCOME USED FOR PERSONAL BANK STATEMENTS – A self-employed borrower’s income is calculated by averaging 100% of personal bank statement related deposits from their most recent 12 months of personal bank statements. If your statements show low deposits for two or three months, then a large deposit the following month, the underwriter may request an additional 12 months to confirm your monthly income normally fluctuates. TEXAS SELF EMPLOYEDBank Statement Only Lenders Approvals varies Case By Case from lender to lender.
  • MAXIMUM INCOME USED FOR BUSINESS BANK STATEMENTS For business bank statements only lenders will allow as much as 90% of the job-related deposits can be used for income qualifying, not 100%. Texas self-employed Bank Statement Only Lenders Approvals varies Case By Case from lender to lender.

The maximum “Debt to Income”(DTI) ratio is 55%. Self-employed borrowers with a lower debt to income ratio may receive better a better rate & pricing. Texas self-employed Bank Statement Only Lenders Approvals varies Case By Case from lender to lender.

MINIMUM BANK STATEMENT ONLY CREDIT SCORE NEEDED

600 or higher middle FICO scores. As much as 80% financing depending on appraised value

Bank statement only lenders require a credit Score of 640-679 are acceptable at lower LTV up to 85% and slightly higher interest rates occur with low down payment options.

Refinance with cash back: 680+ credit = 75% financing;

REQUIRED SELF EMPLOYMENT DOCUMENTATION

All self-employed mortgage lenders are required to prove stability in the line of employment by providing a copy of their business license or “Articles of Incorporation” showing they have been self-employed in the most recent (2) two years OR have a licensed CPA or enrolled IRS agent draft a letter confirming the same. Texas self-employed Mortgage Lenders using Bank Statement Only varies Case By Case from lender to lender.

BANK STATEMENT ONLY REQUIRES MONTHLY RESERVES = MONIES IN ACCOUNT AFTER CLOSING REQUIRED BY TEXAS SELF EMPLOYEDMORTGAGE LENDERS-

Case By Case 1 -12 months of P.I.T.I future payments required in the account at closing.

If the loan amount is over $1 million, then 12 months. IF over $2M, then 18 months. Bank Statement Only Approvals varies Case By Case from lender to lender.

ACCEPTABLE BANK STATEMENT ONLY LENDERS LENDER ON PROPERTIES THAT INCLUDE: Condos, Townhomes, single family homes, condotel, duplex, triplex or four-plex all qualify on various programs. Property can be as a primary residence, second home, or rental property. Texas self-employed Bank Statement Only Lenders Approvals varies Case By Case from lender to lender.

BANK STATEMENT ONLY LENDERS TERMS INCLUDE – This self-employed loan type is offered on a 30 year fixed-rate or adjustable-rate mortgages with 5, 7, or 30 years fixed terms then it becomes adjustable. TEXAS SELF EMPLOYED Bank Statement Only Lenders Approvals varies Case By Case from lender to lender.

ARE BANK STATEMENTS ALWAYS REQUIRED WITH SELF EMPLOYED BORROWERS? For self-employed or 1099 mortgage applicants, the lender must obtain complete individual federal income tax returns for the most recent 2 years, including all schedules. The mortgage applicants business tax returns for the most recent 2 years must also be obtained unless the following criteria are met:
• individual federal income tax returns show increasing Self-Employment Income over the past 2 years;
• funds to close are not coming from business accounts; and
• the mortgage to be insured is not a cash-out refinance.

A year-to-date Profit and Loss (P&L) statement and balance sheet must be obtained if more than a calendar quarter has elapsed since date of most recent calendar or fiscal year-end tax return was filed by the borrower. A balance sheet is not required for self-employed mortgage applicants filing Schedule C income. If income used to qualify the mortgage applicants exceeds the 2 year average of tax returns, an audited P&L or signed quarterly tax return must be obtained from the IRS.

For Self employed Commission Income less than or equal to 25 percent of the mortgage applicants total earnings, the lender must use traditional or alternative employment documentation.  For Commission Income greater than 25 percent of the borrower’s total earnings, the lender must obtain signed tax returns, including all applicable schedules, for the last 2 years.

For both Self-Employment and Commission Income, in lieu of signed individual or business tax returns from the borrower, the lender may obtain a signed IRS Form 4506, Request for Copy of Tax Return, IRS Form 4506-T, Request for Transcript of Tax Return, or IRS Form 8821, Tax Information Authorization, and tax transcripts directly from the IRS.

  • 2 Years Self Employed Required!
  • Bank statement deposits used to qualify!
  • No tax returns required.
  • 24 months personal bank statements (Personal and Business)
  • Loans up to $2 million.
  • Credit scores down to 500.
  • Rates starting in the 5’s.
  • Up to 85% LTV.

Texas-Bank Statement Only Mortgage Lenders – FHA mortgage lender

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TEXAS BANK STATEMENT ONLY MORTGAGE LENDERS DETAILS INCLUDE: 2 Years Self Employed Required! Bank statement deposits used to qualify! No tax returns required. 24 months personal bank statements (Personal and Business) Loans up to $2 million. Credit scores down to 500. Rates starting in the 5’s. Up to 85% LTV.

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15% DOWN+TEXAS BANK STATEMENT MORTGAGE LENDERS

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Texas Self Employed Mortgage Lenders Serving Every Texas location including and not limited to: Abilene, Alice, Alvin, Amarillo, Andrews, Angleton, Arlington, Athens, Bay City, Beaumont, Beeville, Belton, Big Spring Self Employed Mortgage Lenders, Borger, Brenham, Brownsville, Brownwood, Bryan, Burkburnett, Canyon Self Employed Mortgage Lenders, Carrollton, Cedar Park, Cleburne, College Station, Conroe, Converse, Copperas Cove, Corpus Christi Self Employed Mortgage Lenders, Corsicana, Dallas Self Employed Mortgage Lenders, Del Rio, Denison, Denton, Dumas, Eagle Pass, Edinburg, El Campo, El Paso, Ennis, Fort Worth Self Employed Mortgage Lenders, Freeport, Gainesville, Galveston, Gatesville, Georgetown, Greenville, Groves, Harlingen, Henderson Self Employed Mortgage Lenders, Hereford, Hewitt, Houston Self Employed Mortgage Lenders, Humble, Huntsville, Ingleside, Irving, Jacksonville, Kerrville, Kilgore, Killeen, Kingsville, La Marque, Lake Jackson, Lamesa, Laredo, Levelland, Lewisville, Live Oak Self Employed Mortgage Lenders, Lockhart, Longview, Lubbock, Lufkin, Mansfield, Marshall, McAllen, McKinney, Midland, Missouri City, Mount Pleasant, Nacogdoches Self Employed Mortgage Lenders, New Braunfels, Palestine, Pampa, Paris, Pasadena, Pecos, Plainview, Plano, Port Arthur, Port Lavaca,Self Employed Mortgage Lenders Portland, Richmond, Rio Grande City Self Employed Mortgage Lenders, Rockwall, Roma, Round Rock, San Angelo, San Antonio, San Benito, San Marcos, Seguin, Sherman, Snyder, Socorro, Stephenville, Sugar Land, Sulphur Springs, Sweetwater, Taylor, Texas City, Tyler, Uvalde, Vernon, Self Employed Mortgage LendersVictoria, Vidor, Waco, Waxahachie and Wichita Falls.
 

https://mycpa.cpa.state.tx.us/coa/ Search. Tax ID. Use the 11-digit Comptroller’s Taxpayer Number or the 9-digit Federal Employer’s Identification Number. OR. Entity Name. OR. File Number. Use the File Number assigned by the TexasSecretary of State.

https://www.sos.state.tx.us/

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https://www.fhamortgageprograms.com/texas-bank-statement-mortgage-lenders

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Abbott A
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Azle E
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Ballinger F
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Barton Creek Frio County (Bigfoot, Frio Town, Hilltop, Moore, North Pearsall)
Bartonville Franklin County (Scroggins)
Bastrop G
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Bausell and Ellis
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Bayside Glasscock County (Garden City, Saint Lawrence)
Baytown Gray County (Alanreed)
Bayview Grayson County (Ambrose, Bugtussle, Gordonville, Luella, Preston, Sherwood Shores)
Beach City Gregg County (Elderville, Judson, Lake Cherokee [partly in Rusk County], Liberty City, Shiloh)
Bear Creek village Goliad County (Berclair, Fannin, Weesatche)
Beasley Gonzales County (Bebe, Belmont, Cost, Harwood, Leesville, Ottine, Thompsonville, Wrightsboro)
Beaumont Grimes County (Courtney, Iola, Plantersville, Richards, Roans Prairie, Singleton, Shiro, Stoneham)
Beckville Guadalupe County (Geronimo, Lake Dunlap, McQueeney, Northcliff, Redwood, Sweet Home, Zuehl)
Bedford H
Bee Cave village Hale County (Cotton Center, Seth Ward)
Beeville Hamilton County (Carlton, Fairy, Jonesboro [partly in Coryell County], McGirk, Pottsville)
Bellaire Hansford County (Morse)
Bellevue
Hardin County (Batson, Bragg, Honey Island, Pinewood Estates, Saratoga, Thicket, Village Mills, Votaw, Wildwood [partly in Tyler County])
Bellmead
Harris County (Aldine, Atascocita, Bammel, Barker, Barrett, Beaumont Place, Bridgeland Community, Cedar Bayou, Champion Forest, Channelview, Cinco Ranch[partly in Fort Bend County], Cloverleaf, Crosby, Cypress, Dyersdale, Highlands, Hockley, Houmont Park, Hufsmith, Kinwood, Klein, Kleinbrook, Kohrville, Louetta, Lynchburg, McNair, Mission Bend [partly in Fort Bend County], North Houston, Northcliffe, Northcliffe Manor, Remington Ranch, Rose Hill, Satsuma, Sheldon, Spring(ISD)
Bells
Bellville , The Woodlands [mostly in Montgomery County], Timber Meadows, Traces, Westfield)
Belton
Benavides Harrison County (Elysian Fields, Gill, Harleton, Jonesville, Karnack, Woodlawn)
Benbrook Hartley County (Hartley)
Benjamin Haskell County (Paint Creek, Sagerton)
Berryville Hays County (Driftwood, Goforth)
Bertram Hemphill County (Glazier)
Beverly Hills Henderson County (Cross Roads, LaRue, Latex, New York, Tool)
Bevil Oaks
Hidalgo County (Abram, Alton North, Cesar Chavez, Citrus City, Cuevitas, Doffing, Doolittle, El Gato, Faysville, Havana, Heidelberg, Hargill, Indian Hills, La Blanca, La Homa, Laguna Seca, Llano Grande, Lopezville, Los Ebanos, Midway North, Midway South, Mila Doce, Monte Alto, Muniz, Murillo, North Alamo, Olivarez, Palmview South, Perezville, Relampago, Runn, San Carlos, Linn, Scissors, South Alamo, Villa Verde, West Sharyland)
Bigfoot Hill County (Brandon, Birome, Irene)
Big Lake Hockley County (Pep, Whitharral)
Big Sandy Hood County (Acton, Canyon Creek, Oak Trail Shores, Pecan Plantation, Paluxy)
Big Spring Hopkins County (Brashear, Dike, Gafford, Pickton, Pine Forest, Saltillo, Sulphur Bluff, Who’d Thought It)
Big Wells Houston County (Austonio, Pennington [partly in Trinity County], Ratcliff)
Bishop Howard County (Elbow, Knott, Sand Springs, Vealmoor)
Bishop Hills Hudspeth County (Acala, Allamoore, Fort Hancock, Salt Flat, Sierra Blanca)
Bixby Hunt County (Cash, Clinton, Concord, Fairlie, Floyd, Hogeye, Jacobia, Kingston, Merit, Wagner, Wieland)
Blackwell Hutchinson County (Adobe Walls, Lake Meredith Estates, Phillips, Plemons, Pringle, Whittenburg)
Blanco I
Blanket Irion County (Arden, Barnhart, Sherwood)
Blessing J
Bloomburg Jack County (Antelope, Jermyn, Joplin, Perrin)
Blooming Grove Jackson County (Francitas, La Salle, Lolita, Vanderbilt)
Bloomington
Jasper County (Beans, Bessmay, Bon Ami, Brookeland [partly in Sabine County], Buna, Ebenezer, Erin, Evadale, Magnolia Springs, Roganville, Sam Rayburn, Zeirath)
Blossom Jeff Davis County (Fort Davis)
Blue Berry Hill Jefferson County (Central Gardens, Fannett, Hamshire, LaBelle, Sabine Pass)
Blue Mound
Jim Hogg County (Agua Nueva, Guerra, Hebbronville, Las Lomitas, Randado, South Fork Estates, Thompsonville)
Blue Ridge
Jim Wells County (Alfred, Alice Acres, Amargosa, Ben Bolt, Bentonville, Casa Blanca, Coyote Acres, K-Bar Ranch, La Gloria, Loma Linda East, Owl Ranch, Palito Blanco, Rancho Alegre, Rancho de la Parita, Sandia, South La Paloma, Westdale)
Bluetown-Iglesia Antigua Johnson County (Lillian)
Blum Jones County (Avoca, Corinth, Noodle, Nugent, Radium, Tuxedo)
Boerne K
Bogata Karnes County (Cestohowa, Ecleto, Gillett, Helena, Hobson, Panna Maria, Wintergreen)
Boling-Iago Kaufman County (Ables Springs, Elmo, McCoy, Poetry, Travis Ranch)
Bolivar Peninsula Kendall County (Bergheim, Comfort, Kendalia, Sisterdale, Waring)
Bonham Kenedy County (Armstrong, Sarita)
Bonney village Kent County (Clairemont, Girard)
Booker Kerr County (Camp Verde, Center Point, Hunt, Mountain Home)
Borger Kimble County (London, Roosevelt, Telegraph)
Botines King County (Dumont, Finney, Grow, Guthrie)
Bovina Kinney County (Fort Clark Springs)
Bowie Kleberg County (Loyola Beach, Ricardo, Riviera, Vattman)
Box Canyon-Amistad Knox County (Rhineland, Truscott)
Boyd L
Brackettville
Lamar County (Arthur City, Brookston, Chicota, Cunningham, High, Midcity, Pattonville, Petty, Powderly, Sumner)
Brady Lamb County (Earth, Fieldton, Spade)
Brazoria Lampasas County (Bend [partly in San Saba County], Izoro)
Breckenridge La Salle County (Artesia Wells, Fowlerton, Gardendale, Los Angeles)
Bremond Lavaca County (Speaks, Sublime, Sweet Home)
Brenham Lee County (Blue, Dime Box, Hills, Lincoln, Serbin, Sweet Home)
Briar Leon County (Concord, Egypt, Flynn, Friendship, Hilltop Lakes, Keechi)
Briarcliff village
Liberty County (Big Thicket Lake Estates [partly in Polk County], Concord, Dolen, Hightower, Hoop and Holler, Hull, Moss Bluff, Moss Hill, Rayburn, Raywood, Romayor, Rye, Stilson, Tarkington Prairie)
Briaroaks Limestone County (Ben Hur, Fair Oaks, Prairie Hill, Forest Glade)
Bridge City Lipscomb County (Lipscomb)
Bridgeport Live Oak County (Dinero, Lebanon, Oakville, Ray Point, Swinney Switch, Whitsett)
Broaddus Llano County (Bluffton, Buchanan Dam, Buchanan Lake Village, Castell, Kingsland, Tow, Valley Spring)
Bronte Loving County (Mentone, Porterville)
Brookshire Lubbock County (Acuff, Heckville, Reese Center, Roosevelt, Slide, Woodrow)
Brookside Village Lynn County (Grassland, Wayside)
Browndell M
Brownfield Madison County (Concord, Elwood, North Zulch)
Brownsboro Marion County (Lodi, Pine Harbor, Smithland)
Brownsville Martin County (Lenorah, Tarzan)
Brownwood Mason County (Art, Fredonia, Katemcy, Pontotoc)
Bruceville-Eddy
Matagorda County (Allenhurst, Blessing, Caney, Cedar Lake, Cedar Lane, Clemville, Collegeport, Elmaton, Hawkinsville, Markham, Matagorda, Midfield, Pledger, Sargent, Van Vleck, Wadsworth)
Brundage
Maverick County (Chula Vista, Eidson Road, El Indio, Elm Creek, Fabrica, Las Quintas Fronterizas, Quemado, Radar Base, Rosita, Seco Mines, Siesta Acres)
Bruni McCulloch County (Doole, Fife, Lohn, Mercury, Pear Valley, Rochelle, Voca)
Brushy Creek McLennan County (Axtell, China Spring, Elm Mott, Ocee)
Bryan McMullen County (Calliham, Tilden)
Bryson
Medina County (D’Hanis, Dunlay, Lake Medina Shores [partly in Bandera County], Mico, Pearson, Rio Medina, Yancey)
Buchanan Dam Menard County (Beyer Crossing, Callan, Fort McKavett, Hext, Saline, Sunnyside)
Buckholts Midland County (Greenwood)
Buda
Milam County (Ben Arnold, Burlington, Cummins Crossing, Davilla, Elevation, Gause, Maysfield, Salty, Val Verde)
Buffalo Mills County (Priddy, Star)
Buffalo Gap Mitchell County (Lake Colorado City)
Buffalo Springs village
Montague County (Belcherville, Bonita, Capps Corner, Forestburg, Illinois Bend, Montague, Nocona Hills, Red River Station, Ringgold, Spanish Fort, Stoneburg, Sunset)
Bullard
Montgomery (Chateau Woods, Dobbin, Egypt, Grangerland, Imperial Oaks, Pinehurst, Porter, Porter Heights, Tamina, The Woodlands [partly in Harris County])
Bulverde Moore County (Masterson)
Buna Morris County (Cason)
Bunker Hill Village Motley County (Flomot, Northfield, Tee Pee City)
Burkburnett N
Burke Nacogdoches County (Douglass, Etoile, Martinsville, Redfield, Sacul, Woden)
Burleson Navarro County (Chatfield, Goodnight, Purdon)
Burnet Newton County (Biloxi, Bon Wier, Call, Deweyville, Princeton, South Toledo Bend, Trotti, Wiergate)
Burton Nolan County (Bitter Creek, Maryneal, Nolan)
Butterfield
Nueces County (Banquete, Chapman Ranch, La Paloma-Lost Creek, North San Pedro, Rancho Banquete, Sandy Hollow-Escondidas, Spring Gardens, Tierra Grande, Tierra Verde, Violet)
Byers O
Bynum Ochiltree County (Farnsworth, Waka)
Cactus Oldham County (Boise, Boys Ranch, Gruhlkey, Herring, Landergin, Magenta, Tascosa, Trujillo, Wildorado)
Caddo Mills Orange County (Forest Heights, Lemonville, Little Cypress, Mauriceville, Orangefield, Texla)
Caldwell P
Callisburg Palo Pinto County (Brazos, Oran, Palo Pinto, Santo)
Calvert
Panola County (Clayton, Deadwood, DeBerry, Galloway, Long Branch, McCoy, Mineral Springs, Murvaul, Panola)
Cameron
Parker County (Briar [partly in Tarrant, Wise counties], Brock, Dennis, Garner, Horseshoe Bend, Peaster, Poolville, Western Lake, Whitt)
Cameron Park Parmer County (Black, Lazbuddie)
Campbell Pecos County (Bakersfield, Coyanosa, Girvin, Imperial, Sheffield)
Camp Swift
Polk County (Ace, Barnum, Big Thicket Lake Estates, Blanchard, Camden, Cedar Point, Dallardsville, Indian Springs, Laurelia, Leggett, Moscow, Pleasant Hill, Segno, West Livingston)
Camp Wood Potter County (Bushland)
Canadian Presidio County (Candelaria, Chinati, Plata, Redford, Ruidosa, Shafter)
Caney City R
Canton Rains County (Dougherty)
Cantu Addition Randall County (Umbarger)
Canutillo Reagan County (Best, Stiles, Texon)
Canyon Real County (Rio Frio)
Canyon Lake Red River County (Bagwell, McCoy, Maple)
Carbon Reeves County (Lindsay, Saragosa, Toyahvale, Verhalen)
Carl’s Corner Refugio County (Tivoli)
Carmine Roberts County (Wayside)
Carrizo Hill Robertson County (Black Jack, Easterly, Hammond, Mumford, New Baden, Ridge, Tidwell Prairie, Wheelock)
Carrizo Springs Runnels County (Marie, Maverick, Norton, Rowena, Wingate)
Carrollton
Rusk County (Concord, Joinerville, Laird Hill, Lake Cherokee [partly in Gregg County], Laneville, Leverett’s Chapel, Price, Selman City, Turnertown)
Carthage S
Castle Hills
Sabine County (Bronson, Brookeland [partly in Jasper County], Fairmount, Geneva, Isla, Milam, Rosevine, Sexton, Yellowpine)
Castroville San Jacinto County (Cape Royale, Oakhurst, Rose Hill)
Catarina
San Patricio County (Country Acres, Del Sol, Doyle, Edgewater Estates, Edroy, Falman, La Paloma Addition, Lakeshore Gardens-Hidden Acres, Loma Linda, Morgan Farm, Paisano Park, Rancho Chico, St. Paul, Tradewinds, Taft Southwest)
Cedar Hill San Saba County (Bend [partly in Lampasas County], Cherokee)
Cedar Park Schleicher County (Adams, Hulldale)
Celeste Scurry County (Dermott, Dunn, Fluvanna, Ira, Hermleigh)
Celina Shelby County (Aiken, Arcadia, Dreka, New Harmony, Shelbyville)
Center
Smith County (Bascom, Dogwood City, Emerald Bay, Flint, Friendship, Gresham, Mount Sylvan, New Harmony, New Hope, Owentown, Red Springs, Starrville, Swan)
Centerville Somervell County (Nemo, Rainbow)
Central Gardens
Starr County (Airport Heights, Alto Bonito Heights, Amada Acres, Anacua, B and E, Barrera, Benjamin Perez, Buena Vista, Camargito, Campo Verde, Casa Blanca, Casas, Chaparrito, Chapeno, Delmita, East Alto Bonito, East Lopez, El Brazil, El Castillo, El Cenizo, El Chaparral, El Mesquite, El Quiote, El Rancho Vela, El Refugio, El Socio, Elias-Fela Solis, Escobar I, Eugenio Saenz, Evergreen, Falcon Heights, Falcon Village, Falconaire, Fernando Salinas, Flor del Rio, Fronton, Fronton Ranchettes, Garceno, Garciasville, Garza-Salinas II, Guadalupe-Guerra, Gutierrez, H. Cuellar Estates, Hilltop, Indio, Jardin de San Julian, JF Villarreal, La Carla, La Casita, La Chuparosa, La Escondida, La Esperanza, La Gloria, La Loma de Falcon, La Minita, La Paloma Ranchettes, La Puerta, La Reforma, La Rosita, La Victoria, Lago Vista, Las Lomas, Loma Linda East, Loma Linda West, Loma Vista, Longoria, Los Alvarez, Los Arrieros, Los Barreras, Los Ebanos, Manuel Garcia, Manuel Garcia II, Martinez, Mesquite, Mi Ranchito Estate, Miguel Barrera, Mikes, Moraida, Narciso Pena, Netos, Nina, North Escobares, Northridge, Old Escobares, Olivia Lopez de Gutierrez, Olmito and Olmito, Pablo Pena, Palo Blanco, Pena, Quesada, Rafael Pena, Ramirez-Perez, Ramos, Ranchitos del Norte, Rancho Viejo, Regino Ramirez, Rivera, Rivereno, Roma Creek, Salineño, Salineño North, Sammy Martinez, San Fernando, San Isidro, San Juan, Sandoval, Santa Anna, Santa Catarina, Santa Cruz, Santa Elena, Santa Rosa, Santel, Sunset, Tierra Dorada, Valle Hermoso, Valle Vista, Victoria Vera, Villarreal, West Alto Bonito, Zarate)
Cesar Chavez Stephens County (Caddo, La Casa)
Chandler Sterling County (Broome)
Channelview Stonewall County (Old Glory, Peacock, Rath City, Swenson)
Channing Swisher County (Happy, Vigo Park)
Charlotte T
Chester
Tarrant County (Briar [partly in Parker, Wise counties], Eagle Mountain, Pecan Acres [partly in Wise County], Rendon)
Chico Taylor County (Caps, Hamby, Ovalo, Potosi, View, Wylie)
Childress Terrell County (Dryden, Sanderson)
Chillicothe Terry County (Needmore, Tokio)
China Throckmorton County (Elbert)
China Grove Titus County (Cookville)
Chireno
Tom Green County (Ben Ficklin, Carlsbad, Christoval, Grape Creek, Harriett, Knickerbocker, Mereta, Orient, Tankersley, Vancourt, Veribest, Wall, Water Valley)
Christine
Travis County (Anderson Mill [partly in Williamson County], Barton Creek, Del Valle, Garfield, Hornsby Bend, Hudson Bend, Jollyville [partly in Williamson County], Lost Creek, Manchaca, Onion Creek, Shady Hollow, Wells Branch, Windemere)
Christoval
Trinity County (Apple Springs, Centralia, Nogalus Prairie, Pennington [partly in Houston County], Westwood Shores, Woodlake)
Chula Vista-Orason Tyler County (Doucette, Fred, Hillister, Rockland, Spurger, Warren, Wildwood [partly in Hardin County)
Chula Vista-River Spur U
Cibolo Upshur County (Diana, Enoch, Friendship, Kelsey, Rhonesboro, Simpsonville)
Cienegas Terrace Upton County (Midkiff)
Cinco Ranch Uvalde County (Knippa, Utopia, Uvalde Estates)
Circle D-KC Estates V
Cisco
Val Verde County (Amistad, Box Canyon, Cienegas Terrace, Comstock, Juno, Lake View, Langtry, Laughlin Air Force Base, Pandale, Val Verde Park)
Citrus City Van Zandt County (Ben Wheeler, Callender Lake, Elwood, Martin’s Mill, Myrtle Springs)
Clarendon Victoria County (Bloomington, Inez, McFaddin, Moursund, Nursery, Placedo, Quail Creek, Raisin, Telferner)
Clarksville W
Clarksville City Walker County (Dodge)
Claude Waller County (Fields Store, Monaville, Shiloh)
Clear Lake Shores Ward County (Royalty)
Cleburne
Washington County (Chappell Hill, Gay Hill, Greenvine, Independence, Latium, Prairie Hill, Quarry, Washington-on-the-Brazos)
Cleveland
Webb County (Aguilares, Bonanza Hills, Botines, Bruni, Callaghan, Colorado Acres, Darwin, Four Points, Hillside Acres, Islitas, La Coma, La Presa, Laredo Ranchettes, Laredo Ranchettes West, Larga Vista, Las Haciendas, Las Pilas, Las Tiendas, Los Altos, Los Arcos, Los Centenarios, Los Corralitos, Los Fresnos, Los Huisaches, Los Minerales, Los Nopalitos, Los Ojuelos, Los Veteranos I, Los Veteranos II, Mirando City, Oilton, Pescadito, Pueblo East, Pueblo Nuevo, Ranchitos East, Ranchitos Las Lomas, Ranchos Penitas West, San Carlos I, San Carlos II, Santo Tomás, Sunset Acres, Tanquecitos South Acres, Tanquecitos South Acres II, Valle Verde, Webb)
Clifton
Wharton County (Boling, Bonus, Danevang, Egypt, Glen Flora, Hillje, Hungerford, Iago, Lane City, Lissie, Louise, Newgulf, Pierce)
Clint Wheeler County (Allison, Briscoe, Kelton, Lela, Twitty)
Cloverleaf Wichita County (Bacon, Kamay, Haynesville, Valley View)
Clute Wilbarger County (Harrold, Odell, Oklaunion)
Clyde
Willacy County (Lasara, Los Angeles, Lyford South, Port Mansfield, Ranchette Estates, Santa Monica, Sebastian, Willamar, Zapata Ranch)
Coahoma
Williamson County (Anderson Mill [partly in Travis County], Brushy Creek, Jollyville [partly in Travis County], Jonah, Norman’s Crossing, Schwertner, Serenada, Walburg, Waterloo)
Cockrell Hill
Wilson County (Carpenter, Doseido Colony, Grass Pond Colony, Kicaster, Pandora, Sandy Hills, Saspamco, Sutherland Springs)
Coffee City
Wise County (Briar [partly in Parker, Tarrant counties], Greenwood, Paradise, Pecan Acres [partly in Tarrant County, Slidell)
Coldspring Wood County (Crow, Golden, Hainesville, Holly Lake Ranch)
Coleman Y
College Station Young County (Eliasville, Loving, South Bend)
Colleyville Z
Collinsville
Zapata County (Falcon, Falcon Lake Estates, Falcon Mesa, Las Palmas, Lopeno, Los Lobos, Medina, Morales-Sanchez, New Falcon, Ramireno, San Ygnacio, Siesta Shores, Zapata)
Colmesneil Zavala County (Amaya, Batesville, Cometa, Chula Vista, La Pryor, Loma Grande, Loma Vista)
Colorado City
Columbus
Comanche
Combes
Combine
Comfort
Commerce
Como
Concepcion
Conroe
Converse
Cool
Coolidge
Cooper
Coppell
Copperas Cove
Copper Canyon
Corinth
Corpus Christi
Corral City
Corrigan
Corsicana
Cottonwood
Cottonwood Shores
Cotulla
Cove
Covington
Coyanosa
Coyote Acres
Crandall
Crane
Cranfills Gap
Crawford
Creedmoor
Crockett
Crosby
Crosbyton
Cross Mountain
Cross Plains
Cross Roads
Cross Timber
Crowell
Crowley
Crystal City
Cuero
Cuevitas
Cumby
Cumings
Cuney
Cushing
Cut and Shoot
Daingerfield
Daisetta
Dalhart
Dallas
Dalworthington Gardens
Damon
Danbury
Darrouzett
Dawson
Dayton
Dayton Lakes
Dean
Decatur
Deer Park
De Kalb
De Leon
Dell City
Del Mar Heights
Del Rio
Del Sol-Loma Linda
Denison
Denton
Denver City
Deport
DeSoto
Detroit
Devers
Devine
Deweyville
Diboll
Dickens
Dickinson
Dilley
Dimmitt
Dodd City
Dodson
Doffing
Domino
Donna
Doolittle
Dorchester
Double Oak
Douglassville
Doyle
Dripping Springs
Driscoll
Dublin
Dumas
Duncanville
Eagle Lake
Eagle Mountain
Eagle Pass
Early
Earth
East Bernard
Eastland
East Mountain
Easton
East Tawakoni
Ector
Edcouch
Eden
Edgecliff Village
Edgewater-Paisano
Edgewood
Edinburg
Edmonson
Edna
Edom
Edroy
Eidson Road
Elbert
El Camino Angosto
El Campo
El Cenizo
Eldorado
Electra
Elgin
El Indio
Elkhart
El Lago
Elm Creek
Elmendorf
El Paso
El Refugio
Elsa
Emhouse
Emory
Encantada-Ranchito El Calaboz
Enchanted Oaks
Encinal
Encino
Ennis
Escobares
Estelline
Euless
Eureka
Eustace
Evadale
Evant
Everman
Fabens
Fairchilds village
Fairfield
Fair Oaks Ranch
Fairview
Falcon Heights
Falcon Lake Estates
Falcon Mesa
Falcon Village
Falfurrias
Falls City
Falman-County Acres
Farmers Branch
Farmersville
Farwell
Fate
Fayetteville
Faysville
Ferris
Fifth Street
Flatonia
Florence
Floresville
Flowella
Flower Mound
Floydada
Follett
Forest Hill
Forney
Forsan
Fort Bliss
Fort Davis
Fort Hancock
Fort Hood
Fort Stockton
Fort Worth
Four Corners
Fowlerton
Franklin
Frankston
Fredericksburg
Freeport
Freer
Fresno
Friendswood
Friona
Frisco
Fritch
Fronton
Frost
Fruitvale
Fulshear
Fulton
Gainesville
Galena Park
Gallatin
Galveston
Ganado
Garceno
Gardendale
Garden Ridge
Garfield
Garland
Garrett
Garrison
Gary City
Gatesville
Georgetown
George West
Geronimo
Gholson
Giddings
Gilmer
Girard
Gladewater
Glenn Heights
Glen Rose
Godley
Goldsmith
Goldthwaite
Goliad
Golinda
Gonzales
Goodlow
Goodrich
Gordon
Goree
Gorman
Graford
Graham
Granbury
Grand Acres
Grandfalls
Grand Prairie
Grand Saline
Grandview
Granger
Granite Shoals
Granjeno
Grape Creek
Grapeland
Grapevine
Grays Prairie village
Greatwood
Green Valley Farms
Greenville
Gregory
Grey Forest
Groesbeck
Groom
Groves
Groveton
Gruver
Guerra
Gun Barrel City
Gunter
Gustine
Hackberry
Hale Center
Hallettsville
Hallsburg
Hallsville
Haltom City
Hamilton
Hamlin
Happy
Hardin
Harker Heights
Harlingen
Harper
Hart
Hartley
Haskell
Haslet
Havana
Hawk Cove
Hawkins
Hawley
Hays
Hearne
Heath
Hebbronville
Hebron
Hedley
Hedwig Village
Heidelberg
Helotes
Hemphill
Hempstead
Henderson
Henrietta
Hereford
Hermleigh
Hewitt
Hickory Creek
Hico
Hidalgo
Higgins
Highland Haven
Highland Park
Highlands
Highland Village
Hill Country Village
Hillcrest village
Hillsboro
Hilltop
Hilshire Village
Hitchcock
Holiday Lakes
Holland
Holliday
Hollywood Park
Homestead Meadows North
Homestead Meadows South
Hondo
Honey Grove
Hooks
Horizon City
Horseshoe Bay
Houston
Howardwick
Howe
Hubbard
Hudson
Hudson Bend
Hudson Oaks
Hughes Springs
Humble
Hungerford
Hunters Creek Village
Huntington
Huntsville
Hurst
Hutchins
Hutto
Huxley
Idalou
Impact
Imperial
Indian Hills
Indian Lake
Industry
Inez
Ingleside
Ingleside on the Bay
Ingram
Iowa Colony village
Iowa Park
Iraan
Iredell
Irving
Italy
Itasca
Jacinto City
Jacksboro
Jacksonville
Jamaica Beach
Jasper
Jayton
Jefferson
Jersey Village
Jewett
Joaquin
Johnson City
Jolly
Jollyville
Jones Creek village
Jonestown
Josephine
Joshua
Jourdanton
Junction
Justin
Karnes City
Katy
Kaufman
K-Bar Ranch
Keene
Keller
Kemah
Kemp
Kempner
Kendleton
Kenedy
Kenefick
Kennard
Kennedale
Kerens
Kermit
Kerrville
Kilgore
Killeen
Kingsbury
Kingsland
Kingsville
Kirby
Kirbyville
Kirvin
Knippa
Knollwood village
Knox City
Kosse
Kountze
Kress
Krugerville
Krum
Kyle
La Blanca
La Casita-Garciasville
Lackland AFB
LaCoste
Lacy-Lakeview
Ladonia
La Feria
La Feria North
Lago
Lago Vista
La Grange
La Grulla
Laguna Heights
Laguna Seca
Laguna Vista
La Homa
La Joya
Lake Bridgeport
Lake Brownwood
Lake City
Lake Dallas
Lakehills
Lake Jackson
Lake Kiowa
Lakeport
Lakeshore Gardens-Hidden Acres
Lakeside town (San Patricio County)
Lakeside town (Tarrant County)
Lakeside City
Lake Tanglewood village
Lakeview
Lake View
Lakeway
Lakewood Village
Lake Worth
La Marque
Lamesa
Lampasas
Lancaster
La Paloma
La Paloma-Lost Creek
La Porte
La Presa
La Pryor
La Puerta
Laredo
Laredo Ranchettes
Larga Vista
La Rosita
Lasana
Lasara
Las Colonias
Las Lomas
Las Lomitas
Las Palmas-Juarez
Las Quintas Fronterizas
Latexo
Laughlin AFB
Laureles
La Vernia
La Victoria
La Villa
Lavon
La Ward
Lawn
League City
Leakey
Leander
Leary
Lefors
Leona
Leonard
Leon Valley
Leroy
Levelland
Lewisville
Lexington
Liberty
Liberty City
Liberty Hill
Lincoln Park
Lindale
Linden
Lindsay
Lindsay
Lipan
Lipscomb
Little Elm
Littlefield
Little River-Academy
Live Oak
Liverpool
Livingston
Llano
Llano Grande
Lockhart
Lockney
Log Cabin
Lolita
Loma Linda East
Lometa
Lone Oak
Lone Star
Longview
Lopeno
Lopezville
Loraine
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