TEXAS BANK STATEMENT ONLY MORTGAGE LENDERS DETAILS INCLUDE:

• 2 Years Self Employed Required!
• Bank statement deposits used to qualify!
• No tax returns required
• 24 months personal bank statements (Personal and Business)
• Loans up to $2 million
• Credit scores down to 500
• Rates starting in the 5’s
• Up to 90% Loan to value!
• DTI up to 50% considered
• Owner-occupied, 2nd homes, and investment properties
• 2 years seasoning for foreclosure, short sale, BK, DIL
• Non-warrantable condos considered
• Jumbo loans down to 660 score
• 5/1 ARM or 30-year fixed
• No pre-payment penalty for owner-occ and 2nd homes
• SFRs, townhomes, condos, 2-4 units
• Seller concessions to 6% (2% for investment)

We have emerged as the No Income Verification Texas mortgage lenders for providing No Income Check Mortgages for those Texas mortgage applicants that can provide income by using 12 or 24 months bank statements. The Stated Income No Income Verification program does exist for Texas self-employed for a minimum 2 years. The stated mortgage has specific requirements in order to get Texas mortgage approvals. The No Income Verification program is mostly designed for the self-employed borrower as an option for home financing. This program was created because some self-employed Texas mortgage applicants have a complex way of documenting income. As time has evolved the No Income check program has allowed individuals who are 1099 or retired to also obtain a Texas mortgage. Most Texas mortgage lenders across Texas require that borrowers provide income documentation to qualify for a Texas mortgage loan without income and do not offer no income verification mortgages no matter what the transaction is, either it is a purchase or a refinance.

No Income Verification Texas Mortgage Lenders Bullet Points:

• No Reserves
• Up To 75% LTV
• $2,000,000 loan amounts
• Interest Only payment available
• No Pre Payment Penalties

Texas No Income for 1 – 4 unit properties:

• Investment
• Business purpose O/O
• Foreign Nationals
• Cross Collateralization
• Fix & Flip

Texas stated no income verification Texas mortgage program that does not require any income documentation at all.

• No W2’s Required
• No Tax Returns Required
• No Pay-Stubs Required

We require 10- 30% down payment for a purchase transaction. There are other requirements that need to be met that’s why we recommend contacting one of our experienced loan officers that specialize in no income verification loans. We are a reputable company and have been around since 1995. Our portfolio of products surpasses that of any other lender.

No Income Verification Texas MOrtgage Program Highlights include:

• No Tax Returns / W2’s / Pay stubs
• Loans amounts up to $3 Million
• 1-4 residential Units and Condos (must be investment property)
• 5+ Unit Multifamily and Mixed-Use Properties
• Office, Retail, Warehouse, Self-Storage, Automotive Service.
• No limit on how many properties owned

 BANK STATEMENT ONLY MORTGAGE LENDERS SERVING  EVERY CITY IN TEXAS