Tag: Mortgage Refinance With Charge Offs

Do FHA Mortgage Lenders Allow Charge Offs, Collections, Judgments? YES

FHA Mortgage With Charge Offs, Collections, Judgments? Must a collection reported as a charge off be included with the FHA mortgage applicants debt to income ratios? If a previously reported Charge Off Account is subsequently reported as an open collection account, the debt must be considered for credit and capacity analysis in accordance with Collection…

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