US Mortgage Lenders
Rated 5/5.0 based on 266 reviews
US Mortgage Lenders
2700 North 29th AvenueHollywoodFL33020
exclude(954) 667-9110

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www.Texas-mortgage-lenders.com All information subject to change without notice.

STATED INCOME

  • STATED INCOME LENDERS + LICENSED IN Georgia —  Florida — Texas–  Alabama – California – Colorado 
  • No Income Verification Commercial Mortgage Lenders
  • PRIMARY HOME STATED INCOME LOAN REQUIREMENTS

Stated income loans on Primary Home Approvals are based on Bank statement deposits for the most recent 24 months. The income you can use from your bank statements are determined by your profit and loss statement. The 24 months profit and loss you must provide is not audited!

Stated Income Documentation up to $1.5 million!

 

 

Florida – Bank Statement Only Mortgage Lenders – NO Tax Returns!

  • 24 months personal bank statements
  • 24 months business bank statements w/P&L
  • Asset Xpress program – use assets as income
  • Asset Assist program – use assets as additional income
  • Lease agreement in lieu of Schedule E
  • Up to 55% DTI
  • Up to 90% LTV

HOW STATED LOAN PROGRAMS WORK? Stated income loans are ones in which the borrower discloses information but it is not verified by the stated loan lender. This allows the stated loan lender to process the loan much faster than a conventional loan. The stated mortgage applicant simply “states” what the income and must verity the income after expenses by a profit and loss statement. The profit and loss is used to verify the income after expenses so the borrower can qualify for the stated income loan. The stated information is used to calculate debt to income ratios for the loan, but the expenses are stated and never verified by the stated mortgage lender.

SELF EMPLOYED HAVE EXTENSIVE WRITE OFFS- Stated Income loans were designed for self employed borrowers that can’t prove their income through traditional means of documentation because of extensive write offs to avoid over paying taxes. Many self employed borrowers write off their income so they do not qualify for a traditional conventional mortgage.  Most self employed borrowers deduct as much as they can leaving little to show for a mortgage payment. This can be a challenge for self employed borrowers looking to purchase or refinance a home. This is exactly the situation that a stated income loan was designed for. When reviewing a stated borrowers rental history and credit history it usually  becomes clear that they are making enough money to pay all of their debts in a timely manner. This is a situation that would call for a stated income loan with the use verification of deposits through bank statements. Interest rates on stated mortgage loans are very similar on both stated mortgage programs and so the stated income loan  is normally the preferred choice.

FICO AND OCCUPANCY DETERMINE LOAN TO VALUE-Stated income lenders required that the borrower the type of work the borrower does for at least a full 2 years. The stated income loan is a great alternative with aggressive pricing for self-employed loan applicants that don’t wish to or cannot share their personal information. We look forward to speaking with you about your stated income loan request.

LINKS OF INTEREST

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Stated Income Mortgage Lenders Search Results

STATED INCOME FL MORTGAGE LENDERS PRIMARY HOMES!

https://www.fhamortgageprograms.com/stated-income-loans/

STATED INCOME LENDERS for Primary Homes + Same Day Pre Approvals Call 954-667-9110.

You’ve visited this page many times. Last visit: 6/17/18

15% Down(PRIMARY HOME) Stated Mortgage Lenders

https://www.fhamortgageprograms.com/stated-mortgage-lenders-1mil/

The Stated mortgage lenders allow you do document you income by using bank statements in lieu of traditional full doc loans with tax returns via 4506T to …

Florida stated income mortgage lenders+same day approval

https://www.fhamortgageprograms.com/stated-income-florida-investor-loans/

Dec 23, 2016 – FLORIDA STATED INCOME LENDERS PROVIDING FAST & EASY APPROVALS. … A true Florida Stated Income Mortgage lender is perfect if you do not have to provide tax returns. … Our Stated income loan program lets you purchase or refinance up to 85% of your Florida Home Purchase!

stated income florida investment lenders – fha mortgage lenders

https://www.fhamortgageprograms.com/stated-income-florida-investment-lenders/

Stated Income (No Income Verification). Loan Amounts: $100,000 – $7,000,000. Rates from 8.50% Interest Only. Max LTV 80% (Up to 100% CLTV w/ Rehab …

Stated Income Texas Mortgage Lenders – FHA MORTGAGE LENDERS

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… REFINANCE MORTGAGE · BANK STATEMENTS ONLY · STATED INCOME · MANUAL UNDERWRITING … Stated Income Texas Mortgage Lenders …

10% DOWN+STATED INCOME Texas MORTGAGE LENDERS-

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“Stated Texas income loans are starting to make a small comeback on the secondary market, but only for Texas Mortgage applicants with good credit scores of …

3.5% Florida FHA Mortgage Lenders Min 580 FICO!!

https://www.fhamortgageprograms.com/

INVESTOR NO RATIO – No income verification or debt service coverage. …. a home using our statedmortgage program or bank statement only mortgage …

You’ve visited this page many times. Last visit: 6/7/18

10% Down+Georgia Stated Income Bank Statement Only Mortgage …

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Georgia Bank Statement Mortgage Lenders offer a 24-Month Bank Statement Loan Program using bank statements ONLY to qualify with Georgia mortgage …

10% DOWN+STATED INCOME GEORGIA MORTGAGE LENDERS …

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10% DOWN+STATED INCOME GEORGIA MORTGAGE LENDERS- … BANK STATEMENT ONLY-GEORGIA STATED MORTGAGE LENDERS! 3. GEORGIA …

  • CREDIT REQUIREMENTS

    FHA MORTGAGE

    600 MIN FICO

    PORTFOLIO MORTGAGE

    NO MINIMUM

    VA MORTGAGE

    600 MIN FICO SCORE

    USDA LOANS

    600 MIN FICO SCORE

    FANNIE MAE.

    620 MIN FICO SCORE

    FREDDIE MAC

    620 MIN FICO SCORE

    CALL NOW!

    954-667-9110

    Apply Now!

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    Reviews on Zillow

    1399173

    “Thomas went above and beyond to get our mortgage approved. We had a couple of “hiccups” with our VA financing and Thomas was able to get them resolved … more “
    5.0/5.0
    by lbaze2008

    1375949

    “I was hesitant to utilize someone from the internet to obtain my home loan. I even let my real estate agent talk me into going with someone local … more “
    5.0/5.0
    by rmac333

    1345066

    “Thomas martin was a great help with our mortgage . it was a stressful time in our life , but Thomas remained calm through out the whole process which … more “
    5.0/5.0
    by zuser20140303145114251
  • Reviews on Zillow
    Average Rating
    (View all 152 reviews)
  • FHA Mortgage Lenders By State: 
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    RSS FHA Mortgage Lenders New Information

    • Texas Mortgage Loan Originator Jobs Remote 1099 275bips

    • Can I buy a house using just 1099’s or K1’s and no tax returns? asked by Thomas Martin
    • Can I Refinance A Mortgage Without Proof Of Income? asked by shaamrock
    • bank-statement-and-down-payment-assistance asked by CAROLYN C WALTERS
    • Do you offer One time close FHA construction loans? asked by Dinorah Sanchez
    • Do you offer One time close FHA construction loans? asked by Dinorah Sanchez
    • nixe-and-great asked by willaine
    • What advantages are there in getting a bank statment only mortgage loans? asked by Thomas Martin
    • Can I refinance without using tax returns? asked by Thomas Martin
    • How can i get approved for a mortgage if I am Self Employed? asked by Thomas Martin
    • Are Stated Income loans still available? asked by Thomas Martin
    • Why should i apply for a bank statement only loan instead of a conventional mortgage if i'm self employed? asked by Thomas Martin
    • Whats The Minimum Downpayment For a self employed no tax return mortgage? asked by Thomas Martin
    • Do self employed mortgage lenders allow w2 co borrowers income to qualify? asked by Thomas Martin
    • If my account has over drafts or NFS can i still qualify for a bank statment only mortgage? asked by Thomas Martin
    • Do I need tax returns to qualify for a mortgage? asked by Thomas Martin

    Latest pages

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    • Hiring Texas Loan Originators Employment
    • Texas Mortgage Lenders Do Not Require Tax Returns!
    • No W2s No Tax Returns NO Paystub Texas Mortgage Lenders
    • TEXAS LOAN OFFICER JOBS 1099 TEXAS MORTGAGE BROKER JOBS
    • Texas Self Employed Use Bank Statements For Mortgage Qualifying
    • DACA Texas Mortgage Lenders + DACA Texas Home Loans
    •  1099 Texas Self Employed Mortgage Lenders + Independent Contractors
    • How To Qualify for A Texas Mortgage With No Tax Returns?
    • Self Employed Mortgage Lenders Texas=NO Tax Returns!

    Serving These Fine Texas Cities

    • Houston
    • San Antonio
    • Dallas
    • Austin
    • Fort Worth
    • El Paso
    • Arlington
    • Corpus Christi
    • Plano
    • Laredo
    • Lubbock
    • Garland
    • Irving
    • Amarillo
    • Grand Prairie
    • Brownsville
    • McKinney
    • Frisco
    • Pasadena
    • Mesquite
    • Killeen
    • McAllen
    • Carrollton
    • Midland
    • Waco
    • Denton
    • Abilene
    • Odessa
    • Beaumont
    • Round Rock
    • The Woodlands (CDP)
    • Richardson
    • Pearland
    • College Station
    • Wichita Falls
    • Lewisville
    • Tyler
    • San Angelo
    • League City
    • Allen
    • Sugar Land
    • Edinburg
    • Mission
    • Longview
    • Bryan
    • Pharr
    • Baytown
    • Missouri City
    • Temple
    • Flower Mound

    About Us

    We are US Mortgage Lenders. Major real estate brokerages regularly entrust their clients to our team due to our reputation for transparency, delivering on time, customer satisfaction and loyalty. With five-star customer reviews on Zillow.com and counting, you’re assured of having the backing of an experienced team.

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    TEXAS CONSUMER COMPLAINT AND RECOVERY FUND NOTICE

    Address

    2700 N 29th Ave Suite 218C, Hollywood, FL 33020

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    Thomas Martin 954-667-9110 reviews

    US Mortgage Lenders LLC ©2015 All rights reserved. NMLS#1108258

    All MATERIAL ON THIS WEBSITE IS FOR EXAMPLE HYPOTHETICAL PURPOSES ONLY AND SHOULD NOT BE RELIED ON FOR DECISION MAKING.

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