STATED INCOME INVESTOR MORTGAGE LENDERS

ADVANTAGES INCLUDE NO Check stubs—No Income Verification—No DTI–Low Doc loan

  • Stated Investor Loans For SFR, 1-4 units and condo’s unwarrantable and warrantable
  • Stated Investor Loan Terms 5/1 & 7/1 ARM and 30-year fixed products.
  • Portfolio loans to 7 properties per loan,
  • Custom loans with Negative Cash flow available, all with 30 yr. amortizations.
  • Stated Income Lenders For Short Term Rental loans (Air BnB, Home Away) available
  • No TAX RETURNS or 4506 required
  • NO SOURCE OR SEASONING of Funds
  • 12 Month I/O bridge loan with no DSCR with built-in extension–if needed
  • Up to 80% LTV on Purchases
  • Unrented properties OK
    30 Day seasoning on Cash Out Refi’s using the APPRAISED VALUE. Up to 75%LTV
  • Use your OWN Appraiser
  • 14-29 day closings. Close in Weeks, not Months
  • Collateral/Cash Flow driven underwriting
  • Refi while the property is for sale
  • 6% Seller concessions OK
  • Rates as Low as 4.9%—with buy downs
  • Buy and Hold Products
  • $75K Minimum Value, $45k Min. Loan Amount, $5 million Max Loan Amount:
  • We require property value of at least $100,000.

 

 

 

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About Us

We are US Mortgage Lenders. Major real estate brokerages regularly entrust their clients to our team due to our reputation for transparency, delivering on time, customer satisfaction and loyalty. With five-star customer reviews on Zillow.com and counting, you’re assured of having the backing of an experienced team.

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