Self Employed Texas Mortgage Lenders

Texas Bank Statement only loans for self-employed Texas mortgage applicants who cannot qualify for a traditional Texas bank loan because of Texas business expenses. Self-employed Texas mortgage Lenders are perfect because while most Texas self-employed borrowers earn a solid income, they show a smaller net income on their tax returns. Our Texas mortgage team is well-versed in these bank statement only loans and placing the borrowers where they can get the optimal loan to fit their needs.This image has an empty alt attribute; its file name is yellow-back-652x1024.jpg

NO Tax Return-Texas Cash-Out Refinance Lenders 

NO INCOME VERIFICATION TEXAS COMMERCIAL MORTGAGE LENDERS

Texas Self Employed Mortgage Advantages Include

 

Bank Statement Lenders now have a LOWER Minimum Score and INCREASED LTV’s
Have you been turned down because your self-employed borrowers and didn’t show enough income on your tax returns? Fortunately, We have the solution.
600 mid score for 85% 660 mid score for 90%
  • Purchase and R/T
  • Must be self-employed for 24 months
  • Minimum loan amount 150k
  • 12 months Personal OR 24 months Business bank statements
  • Cash-out available
  • No tax returns Needed

TEXAS BANK STATEMENT ONLY MORTGAGE LENDERS DETAILS INCLUDE:

  • 2 Years Self Employed Required!
  • Bank statement deposits used to qualify!
  • No tax returns required!
  • 24 months personal bank statements (Personal and Business)
  • Loans up to $3 million
  • Credit scores down to 600
  • Rates starting in the 5’s
  • Up to 90% LTV
  • DTI up to 50% considered
  • Owner-occupied, 2nd homes, and investment properties
  • 2 years seasoning for foreclosure, short sale, BK, DIL
  • Non-warrantable condos considered
  • Jumbo Bank Statment Only!
  • 5/1 ARM or 30-year fixed
  • No pre-payment penalty for owner-occ and 2nd homes
  • SFRs, townhomes, condos, 2-4 units
  • Seller concessions to 6% (2% for investment)

Our 24-month business or personal bank statement Texas Loan Program

KEYPOINTS

  1. Up To 90% OF TOTAL TEXAS BUSINESS DEPOSITS = Texas Bank Statement Mortgage Lenders will use 90% of the total deposits over a 24 month period if using Texas business bank statements.

OR

  1. 100% OF TOTAL PERSONAL DEPOSITS = Texas Bank Statement Mortgage Lenders also will accept 100% personal bank statements for the sole proprietor borrowers or 1099 wage earner. 24 months of personal and we will count 100% of the deposits.

IMPORTANT TO NOTE:

Texas Bank statement loan to value and rate will vary depending on score and loan size.

From a 600 to 640the LTV available is 80%.

Greater than 650 the LTV goes up to 90% with a very beneficial price break for those with scores over 700.

To learn more about the Texas bank statement loan program or any of the other alternative financing programs available through Texas Bank Statment Only Mortgage Lenders.

About Texas Self Employed Mortgage Lenders

If you’re one of the 1000’s of Texas self-employed workers that write off to much income to qualify for a Texas mortgage? it is now easier than ever to be self-employed get approved for a Texas mortgage if you are self-employed and have sufficient income and payment history you can now qualify for a bank statement only Texas mortgage. Fannie Mae has relaxed some of their guidelines for documenting Texas self-employed income. Even today Texas self-employed mortgage applicants are having trouble betting approve for their Texas dream home.  Here we have provided the much-needed information to help you get approved for a Texas self-employed mortgage loan using bank statements only to document your income and ability to make the Texas mortgage payments. 

Qualifying For Bank Statment Only Mortgage Loan

Available only to the Texas self-employed borrower(s) and Texas business owners, or for Texas self-employed borrowers where one or more of the borrowers are self-employed for the last two years. This is a great solution for Texas commissioned and 1099 borrowers who don’t want to provide tax returns or sign IRS form 4506-T. You simply need to show proof of income by providing 12 to 24 consecutive months of bank statements.

How Long Must You Be Self Employed In Texas To Qualify? 

Most Texas mortgage lenders that provide self-employed mortgage loans want to see proof of at least 2 years business history. Some Texas self-employed mortgage lenders only require 12 months personal bank statements but still want proof of stability for at least 2 years. For self-employed Texas business owners using business bank statements 24 months business bank statements are required and a Texas profit and loss statement signed by the Texas business. NO Tax Returns Needed!

Texas Self Employed Income Using Tax Returns 

A borrower’s income is still probably the single most important factor in qualifying for a Texas mortgage. For traditional Texas mortgage lenders to know what you earn, they will want to see at least the last two-years of a self-employed borrower’s Schedule C from an IRS Form 1040. Schedule C is the tax form that represents the income or loss from your Texas business. If income increases between year one and year two, Texas mortgage lenders will take an average of the two years. However, if the second year’s most recent income is lower than the first year, Texas mortgage lenders are required to use the lower number. With our bank statement only mortgage program this is not an issue because the lender will add up your most recent 12 or 24 months bank statements and average out your income.

Texas Self Employed Mortgage Loans

If you’re going to mortgage your Texas home purchase with traditional financing that is conforming to Fannie Mae and Freddie Mac guidelines you will be required to fully document your Texas self-employment income via adjusted income on your 1040 tax returns. It is standard that  Fannie Mae will want a full 2 years worth of tax returns to document your net income after expenses. For many Texas self-employed mortgage applicants to provide this requirement can be difficult for self-employed Texas business owners.

If you’re purchasing a new Texas home or refinancing your existing Texas mortgage there is a specific process Texas self-employed must go through to get approved for a Texas mortgage. Under the old guidelines, Texas self-employed works had difficulty qualifying based on proof of income. This happens for a variety of reasons including how a Texas business is structured most importantly how much income you write off as a Texas self-employed mortgage applicant.

Texas self-employed workers have no history of paychecks that can be documented because the employer usually pays the w2 employee expenses. They take may take distributions with no regular amount or frequency making qualifying based on income difficult even with bank statements and tax returns.  If your Texas business is new and you don’t have documented sources of revenue or even two years of federal tax returns this can make qualifying for a traditional mortgage difficult, if not impossible.

If you have a history of paying yourself from your Texas business, Fannie Mae’s guidelines state that your Texas business only needs to have adequate income to support your future distributions. Most Texas mortgage lenders will require documentation that yourTexas business is legitimate and stable. This could be provided in the form of your Texas letters of incorporation or the K-1 filing which highlights your percent Texas business ownership.

The underwriting process is still going to be more complicated for Texas self-employed mortgage applicants. Fannie Mae and Freddie Mac have similar processes to verify income from Texas self-employment.These requirements follow the ability to repay guidelines to ensure that you have adequate income from Texas business owners ability to repay the loan. Texas mortgage lenders adhere strictly to these guidelines so that the loans can be sold to Fannie Mae and Freddie Mac.

If you don’t have two years of Texas business tax returns the guidelines you may be able to qualify for a bank statement program using your personal bank statements as an alternative to a conventional Texas mortgage. These types of programs are available from Texas portfolio mortgage lenders and offer reasonable rates and fees.

Roadblocks for Texas Self Employed Mortgage Applicants

The most common roadblock self-employed workers face is proving how much your net income is from the business based on tax returns and deductions. You may have significant cash flow in your business but could be in for a shock when you learn your qualified net income based on tax write-offs and expenses for your business. If you cannot demonstrate sufficient net income from your business it still may be possible to qualify for a bank statement program using income on your personal statements.

Texas Business Tax Deductions Lower Documented Income

Running a business as a self-employed mortgage applicant can be very expensive and often comes with significant tax liability. The temptation can be to lower your taxable income with deductions. These deductions include business expenses for things like equipment, expense accounts, and annual depreciation.

Taking business deductions may save you money on your taxes but it could make it more difficult to qualify for a mortgage. As a self-employed worker, you are qualified for a mortgage based on your net income, not gross income for a traditional worker.

Most self-employed business owners claim as many tax deductions as the law allows which significantly lowers your net income and therefore your ability to qualify for self-employed home loans.

Debt to Income Ratio for the Texas Self Employed

Maintaining a low debt to income ratio is important in qualifying for any mortgage loan. As a self-employed worker, your debt to income ratio is calculated differently from traditional workers.

Your debt ratio is calculated by your average net income from the most recent tax returns along with current year income and expenses. In order to be approved for a self-employment mortgage, your debt-to-income ratio cannot be more than 43 percent.

If you’re considering purchasing a new home or refinancing your existing mortgage you might want to consider taking fewer tax deductions to reduce your debt-to-income rate with the highest possible net income.

Texas Mortgage Documentation Makes a Difference

The loan process you’ll go through as a self-employed business owner is the same as everyone else. Where it gets sticky is providing your income documentation. The more you have to prove that business income is sustainable and able to pay the easier the process becomes to qualify as a self-employed Texas business owner.

Keeping accurate records of income and expenses will make it easier to prove that you are a sustainable business as well as documenting net income which is required for maintaining a favorable debt ratio.

Mortgages for Texas Self Employed Business Owners

Texas Mortgage lenders generally consider self-employed business owners to be higher risk than those who work for a traditional paycheck. Higher risk Self-employed Texas business owners pay more at closing and over the life the loan with higher interest rates. If you’re accepting a higher interest rate when you purchase your Texas home you may be able to lower that rate down the road by demonstrating a reliable payment history and refinancing.

Texas Business Structure Matters

There are several different ways to be self-employed and underwriters treat them all differently. The most common business structures include sole proprietorship, partnerships, LLCs and S corporations.

Under a sole proprietorship, your business income is reported on schedule c of your tax return. With a partnership profits in the business are split between partners based on their respective percent of ownership. Limited Liability Corporations are considered pass-through entities for tax purposes. S corporations follow strict guidelines for distributions. Depending on how you structure your business you could potentially pay yourself on a w-2 and avoid the hurdles of a self-employed mortgage completely. Your accountant can help you choose the optimal business structure for your company.

No matter how you choose to structure your business there are steps you can take to maximize your income from self-employment and maintain an optimal debt ratio. All of these factors are under your control and are part of maintaining healthy finances as a self-employed worker.

BANK STATEMENT ONLY TEXAS MORTGAGE LENDERS LINKS:

JUMBO TEXAS BAD CREDIT MORTGAGE LENDERS

TEXAS BAD CREDIT JUMBO MORTGAGE LENDERS

Bad Credit Texas Mortgage Lenders- Min 500 FICO

Texas Jumbo Mortgage Lenders – Texas FHA Mortgage Lenders

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JUMBO TEXAS BAD CREDIT MORTGAGE LENDERS

TEXAS BAD CREDIT JUMBO MORTGAGE LENDERS

Bad Credit Texas Mortgage Lenders- Min 500 FICO

Texas Jumbo Mortgage Lenders – Texas FHA Mortgage Lenders

TEXAS STATED INCOME MORTGAGE LENDERS PROGRAMS

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15 DOWN+SELF EMPLOYED TEXAS MORTGAGE LENDERS

  1. https://www.fhamortgageprograms.com/self-employed-texas-mortgage-lenders/+&cd=7&hl=en&ct=clnk&gl=us
Business Cities Per Rank Texas City Population Number of Texas businesses Average revenue per business Businesses with paid employees Businesses per 100 people Unemployment rate Score
1 Addison 14,114 3,722 $2,984,634 49.70% 26.37 3.9% 61.43
2 Webster 10,695 1,468 $2,331,239 52.86% 13.73 4.4% 54.33
3 Stafford 17,840 2,723 $2,530,727 38.49% 15.26 3.9% 49.34
4 Katy 14,891 6,907 $537,273 15.35% 46.38 3.7% 48.83
5 Farmers Branch 29,405 4,158 $3,609,105 40.93% 14.14 6.4% 48.80
6 Port Arthur 54,193 2,990 $9,562,438 21.74% 5.52 7.4% 47.95
7 Texas City 45,363 2,631 $8,880,059 21.74% 5.80 7.2% 46.36
8 Temple 67,669 3,916 $2,795,853 37.46% 5.79 3.7% 45.82
9 Brenham 15,896 1,656 $1,952,998 34.60% 10.42 2.8% 45.69
10 Deer Park 32,517 2,354 $7,218,652 21.92% 7.24 5.4% 45.64
11 Fredericksburg 10,649 2,908 $359,850 24.42% 27.31 3.4% 44.69
12 Baytown 73,043 4,774 $8,753,160 18.89% 6.54 7.4% 44.67
13 Freeport 12,105 1,069 $7,260,652 25.54% 8.83 8.6% 44.66
14 Bellaire 17,223 2,940 $586,971 29.83% 17.07 2.5% 43.68
15 Henderson 13,715 1,444 $611,602 30.40% 10.53 1.4% 43.48
16 Tomball 10,898 2,688 $512,655 23.07% 24.67 3.3% 43.36
17 Kilgore 13,731 1,929 $1,059,820 28.98% 14.05 3.1% 43.35
18 Southlake 27,006 4,023 $1,348,490 33.18% 14.90 3.3% 42.72
19 Beaumont 117,478 9,937 $3,406,356 33.29% 8.46 6.6% 42.42
20 Borger 13,141 712 $1,879,836 36.24% 5.42 5.0% 42.14
21 Waco 126,406 7,912 $2,443,498 36.02% 6.26 5.4% 41.94
22 Conroe 59,429 4,796 $2,166,244 32.03% 8.07 4.0% 41.90
23 Vernon 10,874 805 $839,494 35.78% 7.40 3.7% 41.81
24 Richardson 101,528 12,940 $2,793,901 28.04% 12.75 5.5% 41.64
25 Round Rock 104,070 8,137 $5,275,862 22.58% 7.82 6.1% 40.45
26 Snyder 11,274 955 $731,917 29.53% 8.47 3.0% 40.33
27 Humble 15,286 4,750 $824,636 23.45% 31.07 8.0% 40.28
28 Leon Valley 10,429 1,158 $708,424 32.38% 11.10 4.2% 40.26
29 Irving 220,856 18,614 $4,458,515 24.44% 8.43 6.3% 40.24
30 Clute 11,232 686 $3,942,337 26.38% 6.11 5.8% 40.10
31 Palestine 18,691 2,435 $756,108 30.76% 13.03 4.9% 40.03
32 Kerrville 22,481 3,799 $481,688 27.38% 16.90 4.7% 39.88
33 Grapevine 47,688 5,193 $1,504,346 28.08% 10.89 4.0% 39.86
34 Richmond 11,724 3,831 $165,910 8.59% 32.68 3.0% 39.75
35 Brownwood 19,145 1,814 $771,787 26.41% 9.48 2.6% 39.57
36 Longview 81,435 9,905 $1,338,840 26.65% 12.16 4.6% 39.26
37 Canyon 13,601 1,338 $362,729 23.32% 9.84 1.4% 39.14
38 Sweetwater 10,816 728 $946,368 36.26% 6.73 6.2% 39.04
39 Midland 115,903 13,791 $1,294,330 22.86% 11.90 3.2% 38.93
40 Tyler 98,335 11,044 $1,222,847 28.21% 11.23 4.7% 38.93
41 Levelland 13,664 1,239 $1,194,850 27.36% 9.07 4.5% 38.40
42 Wichita Falls 104,402 8,729 $954,659 29.02% 8.36 4.2% 38.26
43 Paris 25,119 3,338 $1,300,793 26.99% 13.29 6.0% 38.15
44 Mount Pleasant 15,924 2,049 $1,309,894 24.30% 12.87 4.9% 37.77
45 Andrews 11,712 1,035 $854,484 22.03% 8.84 3.1% 37.75
46 Sugar Land 80,755 10,990 $1,414,044 21.20% 13.61 3.7% 37.69
47 Orange 18,789 2,376 $1,145,262 21.76% 12.65 4.6% 37.54
48 Bay City 17,575 1,271 $400,763 35.80% 7.23 6.2% 37.48
49 The Woodlands 101,423 7,065 $1,346,465 22.87% 6.97 3.0% 37.40
50 Lufkin 35,505 4,360 $826,188 28.33% 12.28 5.8% 37.26
51 Alice 19,325 2,095 $1,045,324 21.10% 10.84 3.4% 37.24
52 Greenville 25,729 2,227 $2,016,464 31.21% 8.66 7.5% 37.23
53 Angleton 18,906 1,219 $693,336 31.26% 6.45 5.0% 37.13
54 Mineral Wells 16,980 1,555 $645,409 29.07% 9.16 5.0% 37.10
55 Lubbock 233,162 19,350 $1,002,281 28.04% 8.30 4.7% 37.03
56 Pampa 18,183 1,497 $940,952 28.06% 8.23 5.2% 37.03
57 San Marcos 48,291 3,071 $1,262,201 33.12% 6.36 5.8% 37.00
58 Harlingen 65,296 5,680 $756,519 25.55% 8.70 3.8% 36.95
59 Abilene 119,721 10,332 $888,310 25.87% 8.63 4.0% 36.94
60 Texarkana 36,851 4,034 $1,317,710 28.93% 10.95 6.8% 36.91
61 Plano 266,740 31,253 $1,846,148 20.13% 11.72 4.3% 36.85
62 El Campo 11,554 1,536 $741,860 23.31% 13.29 4.6% 36.84
63 Athens 12,767 1,998 $579,849 23.17% 15.65 5.2% 36.72
64 Marshall 24,173 3,190 $791,080 25.99% 13.20 5.8% 36.69
65 Terrell 16,027 1,609 $1,172,342 31.88% 10.04 7.0% 36.63
66 New Braunfels 59,620 6,117 $719,288 24.98% 10.26 3.9% 36.54
67 Plainview 22,125 1,874 $856,935 28.50% 8.47 5.4% 36.50
68 Hurst 37,822 3,453 $635,391 28.67% 9.13 5.3% 36.43
69 McAllen 132,796 15,161 $712,972 24.15% 11.42 4.5% 36.35
70 Nacogdoches 33,466 3,637 $974,067 27.25% 10.87 5.9% 36.29
71 Odessa 104,223 8,965 $836,724 22.82% 8.60 3.7% 36.21
72 Weatherford 25,971 3,829 $618,735 20.84% 14.74 4.5% 36.19
73 Amarillo 193,153 18,729 $960,898 21.82% 9.70 3.7% 36.12
74 Sulphur Springs 15,589 2,084 $1,263,943 22.89% 13.37 6.0% 36.09
75 Belton 18,855 1,788 $748,063 25.56% 9.48 4.4% 36.08
76 Georgetown 50,380 5,031 $529,016 24.49% 9.99 3.9% 36.03
77 Victoria 63,571 6,128 $782,919 26.93% 9.64 5.4% 35.91
78 Coppell 39,551 4,327 $1,370,796 18.05% 10.94 3.4% 35.78
79 Nederland 17,530 1,438 $469,020 25.66% 8.20 4.8% 35.75
80 Benbrook 21,655 2,258 $484,485 21.57% 10.43 3.7% 35.71
81 Stephenville 17,833 2,796 $599,186 21.24% 15.68 5.3% 35.64
82 Houston 2,134,707 219,284 $2,345,084 21.97% 10.27 6.3% 35.52
83 Big Spring 27,470 1,708 $739,920 24.53% 6.22 4.1% 35.48
84 Alvin 24,708 1,886 $2,212,162 21.16% 7.63 5.1% 35.44
85 Aldine 14,893 1,506 $1,532,823 29.22% 10.11 7.4% 35.41
86 Cleburne 29,677 3,079 $784,160 25.95% 10.38 5.6% 35.41
87 Port Neches 12,931 754 $354,954 26.39% 5.83 4.3% 35.39
88 Corpus Christi 308,993 25,997 $1,419,973 23.91% 8.41 5.1% 35.35
89 Wells Branch 12,148 1,078 $1,113,010 27.64% 8.87 5.8% 35.35
90 Bedford 47,727 5,509 $686,387 21.44% 11.54 4.4% 35.23
91 Gainesville 16,047 2,316 $644,513 25.04% 14.43 6.5% 35.21
92 Jacksonville 14,625 2,043 $593,535 20.75% 13.97 4.9% 35.14
93 Seguin 25,848 2,694 $907,403 25.02% 10.42 5.7% 35.09
94 Huntsville 39,159 2,960 $432,097 21.32% 7.56 2.7% 35.06
95 Lake Jackson 27,107 2,336 $601,381 22.82% 8.62 4.1% 35.05
96 Austin 836,800 80,570 $1,587,100 22.82% 9.63 5.4% 34.87
97 La Porte 34,127 2,390 $2,606,802 20.96% 7.00 5.8% 34.80
98 Beeville 13,068 1,413 $530,248 22.22% 10.81 5.0% 34.44
99 Carrollton 122,613 13,615 $1,362,097 21.02% 11.10 5.1% 34.44
100 Colleyville 23,465 4,017 $307,725 16.98% 17.12 3.4% 34.36
101 Corsicana 23,928 2,092 $874,756 31.41% 8.74 7.9% 34.30
102 West University Place 15,033 1,790 $197,747 14.80% 11.91 2.5% 34.27
103 Rockwall 38,958 4,705 $485,471 20.51% 12.08 4.0% 34.26
104 Hereford 15,312 1,327 $506,973 18.46% 8.67 3.0% 34.25
105 Galveston 48,178 4,071 $1,191,304 27.27% 8.45 7.0% 34.19
106 Lumberton 12,024 934 $423,581 20.02% 7.77 3.7% 34.14
107 Azle 10,752 1,731 $363,270 13.23% 16.10 3.6% 34.01
108 Keller 40,872 7,528 $200,016 13.60% 18.42 3.6% 33.96
109 Robinson 10,813 962 $243,336 18.92% 8.90 2.6% 33.94
110 Lakeway 12,194 1,710 $275,076 20.18% 14.02 4.4% 33.91
111 San Angelo 94,812 8,490 $767,877 21.15% 8.95 4.6% 33.91
112 Waxahachie 30,412 2,956 $782,030 22.29% 9.72 4.9% 33.80
113 Sherman 38,805 4,109 $972,886 25.38% 10.59 7.2% 33.44
114 Friendswood 36,375 3,560 $318,427 18.82% 9.79 3.8% 33.44
115 Dallas 1,222,167 121,276 $1,527,722 21.79% 9.92 6.3% 33.43
116 Universal City 18,844 1,845 $290,947 18.10% 9.79 3.1% 33.18
117 Lewisville 97,462 8,625 $1,189,011 19.27% 8.85 4.6% 33.16
118 Seagoville 15,099 1,004 $353,119 18.63% 6.65 2.6% 32.93
119 Flower Mound 66,523 6,193 $392,369 20.07% 9.31 3.6% 32.86
120 Gatesville 15,836 884 $449,346 20.02% 5.58 3.5% 32.80
121 Schertz 33,758 1,919 $849,200 23.29% 5.68 4.8% 32.64
122 Laredo 240,524 20,520 $498,365 19.91% 8.53 4.0% 32.59
123 Rosenberg 31,908 2,481 $673,723 19.63% 7.78 3.9% 32.56
124 Eagle Pass 26,875 3,758 $370,570 17.27% 13.98 5.4% 32.52
125 Bryan 77,139 6,404 $716,955 25.12% 8.30 6.4% 32.49
126 Vidor 10,769 1,199 $587,606 20.77% 11.13 6.2% 32.49
127 Robstown 11,578 1,499 $333,681 22.75% 12.95 7.4% 32.36
128 College Station 96,000 5,377 $582,832 22.76% 5.60 4.6% 32.36
129 Ennis 18,631 2,195 $796,785 20.50% 11.78 6.1% 32.34
130 Denison 22,697 2,423 $729,199 19.85% 10.68 6.2% 31.95
131 Rio Grande City 13,905 2,417 $178,984 8.94% 17.38 4.2% 31.93
132 University Park 23,460 3,549 $323,152 12.45% 15.13 3.9% 31.73
133 Live Oak 13,750 929 $507,205 21.96% 6.76 5.0% 31.60
134 San Antonio 1,359,033 109,186 $1,066,931 19.09% 8.03 5.5% 31.48
135 Converse 19,023 1,444 $647,310 18.14% 7.59 4.1% 31.40
136 Lockhart 12,864 1,054 $325,941 18.79% 8.19 4.4% 31.28
137 Frisco 123,663 11,598 $1,015,721 14.80% 9.38 3.9% 31.21
138 El Paso 660,795 52,897 $864,466 17.67% 8.01 5.0% 31.19
139 Fort Worth 761,092 54,911 $1,549,351 18.97% 7.21 6.2% 31.06
140 Cinco Ranch 17,863 1,259 $152,834 13.74% 7.05 2.6% 30.99
141 North Richland Hills 64,677 6,080 $753,587 15.71% 9.40 4.5% 30.96
142 Copperas Cove 32,869 1,340 $332,899 26.27% 4.08 6.0% 30.89
143 Denton 117,895 8,494 $1,169,310 22.23% 7.20 6.8% 30.87
144 Dickinson 18,879 1,904 $472,116 17.59% 10.09 5.6% 30.82
145 Taylor 15,734 907 $659,558 29.99% 5.76 8.5% 30.73
146 Burleson 38,165 4,096 $406,048 18.48% 10.73 5.7% 30.72
147 Haltom City 42,906 3,468 $580,967 20.76% 8.08 5.9% 30.71
148 McKinney 137,643 11,378 $775,520 13.71% 8.27 3.0% 30.71
149 Forest Hill 12,523 975 $689,936 22.15% 7.79 6.2% 30.54
150 Pecan Grove 15,769 1,145 $168,129 14.67% 7.26 3.1% 30.41
151 Highland Village 15,364 1,865 $209,025 15.17% 12.14 4.2% 30.21
152 Allen 87,213 7,362 $415,793 16.87% 8.44 4.4% 30.14
153 Raymondville 11,220 749 $256,550 14.29% 6.68 3.7% 30.14
154 Saginaw 20,347 1,330 $1,200,089 19.92% 6.54 6.0% 30.12
155 New Territory 16,188 1,165 $96,760 12.96% 7.20 2.4% 30.09
156 Weslaco 36,273 4,948 $341,901 15.00% 13.64 6.4% 30.02
157 Duncanville 39,000 3,356 $307,344 19.87% 8.61 5.5% 30.01
158 Hidalgo 12,544 1,825 $234,533 13.42% 14.55 5.5% 29.85
159 Pearland 94,098 8,129 $333,815 14.85% 8.64 3.6% 29.85
160 Uvalde 15,952 1,941 $389,487 18.44% 12.17 7.5% 29.71
161 Harker Heights 27,163 1,372 $299,152 20.04% 5.05 4.6% 29.71
162 West Odessa 22,156 1,516 $587,933 17.61% 6.84 6.4% 29.70
163 Del Rio 35,578 3,235 $344,302 20.31% 9.09 7.1% 29.58
164 Mansfield 57,529 5,524 $516,064 15.26% 9.60 4.5% 29.53
165 Killeen 131,237 5,124 $958,264 25.90% 3.90 7.4% 29.49
166 Forney 15,356 2,544 $463,028 15.06% 16.57 6.9% 29.38
167 Edinburg 77,415 9,430 $567,848 15.47% 12.18 6.8% 29.35
168 Arlington 371,267 31,355 $1,118,944 17.58% 8.45 6.7% 29.24
169 League City 86,136 6,104 $290,871 15.66% 7.09 4.1% 29.19
170 Cedar Park 54,874 4,841 $364,829 17.95% 8.82 5.6% 29.00
171 Prosper 10,969 846 $240,707 13.24% 7.71 2.8% 28.88
172 Pasadena 150,785 10,365 $1,588,718 15.85% 6.87 6.9% 28.80
173 Crowley 13,287 1,554 $261,459 11.45% 11.70 4.5% 28.77
174 Balch Springs 24,294 1,703 $494,476 16.50% 7.01 4.8% 28.76
175 Mission 78,707 11,524 $197,149 6.99% 14.64 4.4% 28.75
176 Brownsville 177,795 14,645 $417,625 18.55% 8.24 6.6% 28.65
177 White Settlement 16,372 1,300 $661,378 15.00% 7.94 5.5% 28.56
178 Mesquite 141,201 10,237 $704,046 16.51% 7.25 5.6% 28.50
179 Midlothian 18,666 2,182 $1,013,391 12.56% 11.69 6.6% 27.93
180 Port Lavaca 12,279 1,092 $1,444,248 14.47% 8.89 8.1% 27.85
181 Grand Prairie 178,195 12,329 $1,198,096 16.65% 6.92 6.8% 27.82
182 Missouri City 68,244 7,828 $235,687 12.43% 11.47 5.0% 27.80
183 Red Oak 10,898 1,261 $147,432 9.12% 11.57 4.5% 27.54
184 South Houston 17,157 1,559 $332,627 20.91% 9.09 8.5% 27.31
185 Rowlett 56,856 5,778 $288,948 13.69% 10.16 5.3% 27.31
186 Wylie 42,384 3,612 $408,873 13.76% 8.52 4.9% 27.24
187 Canyon Lake 21,108 2,196 $125,210 10.29% 10.40 5.1% 27.06
188 Spring 55,458 6,993 $224,729 10.93% 12.61 5.7% 27.02
189 Alamo 18,658 1,844 $278,823 11.55% 9.88 5.9% 26.93
190 Pflugerville 50,127 3,294 $256,943 13.42% 6.57 4.7% 26.71
191 Cedar Hill 45,505 4,167 $305,760 15.69% 9.16 6.4% 26.68
192 DeSoto 50,014 5,014 $478,271 14.04% 10.03 6.6% 26.63
193 La Marque 14,766 989 $406,966 18.50% 6.70 7.8% 26.58
194 Corinth 20,126 1,764 $589,540 11.85% 8.76 5.2% 26.57
195 Donna 16,010 2,687 $117,108 7.03% 16.78 7.1% 26.30
196 Watauga 23,798 2,095 $206,401 13.60% 8.80 5.8% 26.27
197 San Benito 24,347 2,239 $559,271 11.30% 9.20 6.8% 26.19
198 Garland 230,177 19,732 $693,062 15.31% 8.57 7.2% 26.12
199 Pharr 71,634 6,116 $388,133 15.03% 8.54 7.2% 26.08
200 Mercedes 15,999 2,278 $285,893 12.64% 14.24 8.8% 26.01
201 Santa Fe 12,409 762 $243,371 19.29% 6.14 8.3% 25.75
202 Brushy Creek 23,908 1,495 $75,725 13.71% 6.25 5.2% 25.53
203 Galena Park 11,003 684 $1,525,651 10.53% 6.22 6.9% 25.37
204 Leander 28,281 1,926 $242,629 14.69% 6.81 5.9% 25.29
205 Kyle 29,396 2,008 $184,083 9.76% 6.83 4.6% 24.69
206 Cibolo 20,564 1,286 $164,609 7.70% 6.25 3.6% 24.51
207 Lancaster 37,087 2,842 $596,448 15.10% 7.66 8.1% 24.34
208 Atascocita 66,879 3,025 $213,380 8.13% 4.52 3.9% 24.03
209 Groves 15,954 1,168 $240,782 15.58% 7.32 9.0% 23.95
210 The Colony 37,614 3,293 $187,445 9.41% 8.75 6.4% 23.34
211 Sachse 20,930 1,979 $51,221 4.65% 9.46 4.4% 23.33
212 San Juan 34,556 3,142 $140,407 8.34% 9.09 6.8% 23.24
213 Channelview 38,919 2,385 $1,303,197 13.79% 6.13 9.4% 23.06
214 Horizon City 17,736 708 $198,753 8.33% 3.99 4.8% 23.01
215 Socorro 32,227 2,786 $133,173 8.18% 8.64 7.2% 22.70
216 Jacinto City 10,649 846 $548,625 22.10% 7.94 12.5% 22.09
217 Little Elm 27,966 1,912 $112,306 7.11% 6.84 6.8% 20.18
218 Cloverleaf 24,150 1,558 $144,087 8.99% 6.45 8.8% 19.49
219 Glenn Heights 11,459 647 $108,652 6.18% 5.65 7.0% 19.24
220 Fresno 19,467 1,272 $182,091 1.10% 6.53 5.6% 18.34

 

 
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