APPLY NOW / 1-954-667-9110

SELF EMPLOYED MORTGAGE LENDERS QUESTIONS AND ANSWERS

NO TAX RETURNS NEEDED!
QUALIFY USING BANK STATEMENT ONLY
Self-Employed Mortgage Lenders Program Highlights Summary

    • 10% Down with a 660 & 15% Down with a 600 Score!
    • No tax returns Needed! Proof of 2 years self-employed!
    • Owner-occupied, 2nd homes and investment properties.
    • Loan Amounts From $150,000 to $3,000,000.
    • 12 months personal or 24 months business bank statements
    • Debt to income up to 50% considered.
    • Choose either a 5/1 and 7/1 ARM’S and/or 30-year fixed.
    • No prepayment penalty for owner-occ and 2nd homes
    • Seller paid closing cost allowed up to  6%. 
Filter:AllOpenResolvedClosedUnanswered
Can I buy a house using just 1099’s or K1’s and no tax returns?
OpenThomas Martin asked 4 years ago • 
1179 views0 answers0 votes
Can I Refinance A Mortgage Without Proof Of Income?
Openshaamrock asked 4 years ago • 
1119 views0 answers0 votes
bank-statement-and-down-payment-assistance
OpenCAROLYN C WALTERS asked 4 years ago • 
1064 views0 answers0 votes
Do you offer One time close FHA construction loans?
OpenDinorah Sanchez asked 4 years ago
875 views0 answers0 votes
Do you offer One time close FHA construction loans?
OpenDinorah Sanchez asked 4 years ago
964 views0 answers0 votes
nixe-and-great
Openwillaine asked 4 years ago • 
958 views0 answers0 votes
What advantages are there in getting a bank statment only mortgage loans?
OpenThomas Martin asked 4 years ago • 
1070 views0 answers0 votes
Can I refinance without using tax returns?
OpenThomas Martin asked 4 years ago
994 views0 answers0 votes
How much of a down payment do you need for a bank statement only mortgage?
OpenThomas Martin asked 5 years ago • 
553 views0 answers0 votes
How can i get approved for a mortgage if I am Self Employed?
OpenThomas Martin asked 5 years ago • 
1063 views0 answers0 votes
Are Stated Income loans still available?
OpenThomas Martin asked 5 years ago • 
1146 views0 answers0 votes
Why should i apply for a bank statement only loan instead of a conventional mortgage if i'm self employed?
OpenThomas Martin asked 5 years ago • 
1397 views0 answers0 votes
Whats The Minimum Downpayment For a self employed no tax return mortgage?
OpenThomas Martin asked 5 years ago • 
1110 views0 answers0 votes
Do self employed mortgage lenders allow w2 co borrowers income to qualify?
OpenThomas Martin asked 5 years ago • 
1209 views0 answers0 votes
If my account has over drafts or NFS can i still qualify for a bank statment only mortgage?
OpenThomas Martin asked 5 years ago • 
1187 views0 answers0 votes
Whats the minimum credit score for a bank statment only loan?
OpenThomas Martin asked 5 years ago • 
557 views0 answers0 votes
Do I need tax returns to qualify for a mortgage?
OpenThomas Martin asked 5 years ago • 
1094 views0 answers0 votes
Loan options
AnsweredMelvin asked 5 years ago
548 views1 answers0 votes
Do no doc mortgage loans still exist for primary homes?
OpenThomas Martin asked 5 years ago • 
628 views0 answers0 votes
Do FHA Mortgage Lenders require that collections be paid off to qualify for an FHA mortgage?
OpenThomas Martin asked 5 years ago • 
491 views0 answers0 votes
Am I eligible for an FHA mortgage if I’m enrolled in consumer credit counseling?
OpenThomas Martin asked 5 years ago • 
441 views0 answers0 votes
How are disputed collection accounts considered for manually underwritten FHA mortgage lenders?
OpenThomas Martin asked 5 years ago • 
496 views0 answers0 votes
Do FHA mortgage lenders require Tax Returns for a borrower with self-employment or commission income?
OpenThomas Martin asked 5 years ago • 
519 views0 answers0 votes
Can I use 1 YEAR bonus overtime commission to qualify for a FHA mortgage?
OpenThomas Martin asked 5 years ago • 
471 views0 answers0 votes
For an FHA Mortgage Can gift funds for downpayment come from the employer?
OpenThomas Martin asked 5 years ago • 
430 views0 answers0 votes
Can a real estate agent give a gift or use their commission for the down payment?
OpenThomas Martin asked 5 years ago • 
469 views0 answers0 votes
For an FHA Mortgage Can gift funds be provided from a friend?
OpenThomas Martin asked 5 years ago • 
410 views0 answers0 votes
What if i do not deposit money into a bank account is there anyway to qualify for a bank statement only loan?
OpenThomas Martin asked 5 years ago
413 views0 answers0 votes
Can I use 24 months business bank statments and my spouse W2 income to qualify?
OpenThomas Martin asked 5 years ago • 
473 views0 answers0 votes
How can i qualify for a mortgage with late payments on my credit report?
OpenThomas Martin asked 5 years ago • 
523 views0 answers0 votes
do-i-need-rental-history-to-qualify-for-a-bank-statement-only-mortgage
OpenThomas Martin asked 5 years ago • 
534 views0 answers-1 votes
What are the FHA mortgage payment history requirements to FHA Streamline Refinance?
Thomas Martin asked 7 years ago • 
536 views0 answers0 votes
Do FHA mortgage lenders require a social security number to obtain an FHA loan?
OpenThomas Martin asked 5 years ago • 
525 views0 answers0 votes
What are the maximum debt to income qualifying ratio requirements for FHA loans?
Thomas Martin asked 7 years ago • 
541 views0 answers0 votes
BAD CREDIT Whats the minimum credit score for bad credit mortgage approval?
OpenThomas Martin asked 5 years ago • 
526 views0 answers0 votes
Whats the Maximum Debt To Income Ratio For An FHA Mortgage?
OpenThomas Martin asked 5 years ago • 
502 views0 answers0 votes
What is an manually underwrite for mortgage qualifying?
OpenThomas Martin asked 5 years ago • 
438 views0 answers0 votes
Do Mortgage Lenders require repossessions to be paid off Mortgage Qualifying? 
OpenThomas Martin asked 5 years ago • 
480 views0 answers0 votes
What debts are not considered when qualifying for a mortgage?
OpenThomas Martin asked 5 years ago • 
463 views0 answers0 votes
Are FHA mortgage loan amounts restricted when the purchase involves a Family member?
OpenThomas Martin asked 5 years ago • 
476 views0 answers0 votes
Get Approved For A Mortgage With Collection Accounts!
OpenThomas Martin asked 5 years ago • 
487 views0 answers0 votes
How To Qualify For FHA/VA Mortgage After 12 months After Bankruptcy!
OpenThomas Martin asked 5 years ago • 
499 views0 answers0 votes
Can someone have more than one FHA loan at a time?
OpenThomas Martin asked 5 years ago • 
425 views0 answers0 votes
I Need A FHA Mortgage Lender. Why Should I Do Business With You?
OpenThomas Martin asked 7 years ago • 
531 views0 answers0 votes
How can FHA Mortgage Lenders help me buy a home?
OpenThomas Martin asked 5 years ago • 
442 views0 answers0 votes
How are Tax Liens considered for FHA financing when manually underwriting a mortgage?
OpenThomas Martin asked 5 years ago • 
474 views0 answers0 votes
What are the basic requirements for FHA mortgage loan?
OpenThomas Martin asked 7 years ago • 
511 views0 answers0 votes
What Is A Mortgage?
Thomas Martin asked 7 years ago • 
458 views0 answers0 votes
What Is FHA?
Thomas Martin asked 7 years ago • 
528 views0 answers0 votes
What Is Sub Prime?
Thomas Martin asked 7 years ago • 
455 views0 answers0 votes
What Is A Broker? Should I Use A Mortgage Broker?
Thomas Martin asked 7 years ago • 
436 views0 answers0 votes
What Is A Mortgage Underwriter?
Thomas Martin asked 7 years ago • 
456 views0 answers0 votes
What Is A Pre-Approval Letter?
Thomas Martin asked 7 years ago • 
527 views0 answers0 votes
What Is The Difference Between A Fixed And Adjustable Rate Mortgage?
Thomas Martin asked 7 years ago • 
395 views0 answers0 votes
Can I Buy A House Using A FHA Loan?
Thomas Martin asked 7 years ago • 
440 views0 answers0 votes
Does The FHA Loan Impact How Much House I Can Qualify To Buy?
Thomas Martin asked 7 years ago • 
447 views0 answers0 votes
How Do I Qualify For A Home Mortgage Using The FHA Program?
Thomas Martin asked 7 years ago • 
423 views0 answers0 votes
What Is The Difference Between A Regular Mortgage And An FHA Loan?
Thomas Martin asked 7 years ago • 
420 views0 answers0 votes
Do You Have To Improve Your Credit Score To Get A Better Rate With FHA?
Thomas Martin asked 7 years ago • 
476 views0 answers0 votes
What Is The Importance Of Credit When You Apply For An FHA Loan?
Thomas Martin asked 7 years ago • 
413 views0 answers0 votes
Am I eligible for FHA mortgage loan if i have no credit score?
Thomas Martin asked 7 years ago • 
454 views0 answers0 votes
Do deferred student loan obligations be included in the FHA mortgage applicants liabilities?
Thomas Martin asked 7 years ago • 
425 views0 answers0 votes
Do FHA mortgage loans allow gifts of equity?
Thomas Martin asked 7 years ago • 
424 views0 answers1 votes
Does FHA require collections to be paid off for a FHA mortgage approval?
Thomas Martin asked 7 years ago • 
413 views0 answers0 votes
How do FHA Mortgage Lenders determine the monthly payment on a student loan?
Thomas Martin asked 7 years ago • 
419 views0 answers0 votes
What are the FHA guidelines for FHA mortgage applicants with a previous foreclosure or deed-in-lieu of foreclosure?
Thomas Martin asked 7 years ago • 
440 views0 answers0 votes
Can a real estate agent gift me their commission for the FHA mortgage down payment?
Thomas Martin asked 7 years ago • 
471 views0 answers0 votes
I Heard The FHA Loan Is Only For 1st Time Buyers, Is That True?
Thomas Martin asked 7 years ago • 
445 views0 answers0 votes
My Mortgage Company Says I Should Not Consider The FHA Program. Why Should I Listen To You And Not Them?
Thomas Martin asked 7 years ago • 
428 views0 answers0 votes
I Want To Improve My Mortgage Term. Can I Refinance My FHA Loan Now?
Thomas Martin asked 7 years ago • 
407 views0 answers0 votes
How Soon Can I Refinance To A New Home Loan?
Thomas Martin asked 7 years ago • 
458 views0 answers0 votes
How Often Can I Refinance My Home?
Thomas Martin asked 7 years ago • 
536 views0 answers0 votes
How Can I Refinance My Home When I Have Credit Problems?
Thomas Martin asked 7 years ago • 
417 views0 answers0 votes
Where Can I Refinance My Home If I’m Late On My Mortgage?
Thomas Martin asked 7 years ago • 
411 views0 answers0 votes
Are copies of tax returns required for an FHA mortgage for a borrower with self-employment or commission income?
Thomas Martin asked 7 years ago • 
497 views0 answers0 votes
How are disputed credit accounts considered for manually FHA mortgage approvals?
Thomas Martin asked 7 years ago • 
486 views0 answers0 votes
What’s the Minimum Credit Score required for FHA mortgage approval?
Thomas Martin asked 7 years ago • 
434 views0 answers0 votes
How can FHA help me qualify for a mortgage?
Thomas Martin asked 7 years ago • 
459 views0 answers0 votes
Do FHA mortgage lenders require that all collections to be paid off to be eligible for FHA mortgage loan
OpenThomas Martin asked 6 years ago • 
451 views0 answers0 votes
How is income calculated for your bank statment only mortgage loan program?
OpenThomas Martin asked 5 years ago • 
583 views0 answers-1 votes
How long do I have to prove self employed to qualify for your bank Statement only loan program?
OpenThomas Martin asked 5 years ago • ,
469 views0 answers0 votes
Whats your minimum loan amount for a bank statment only mortgage loan?
OpenThomas Martin asked 5 years ago • ,
505 views0 answers0 votes
how long does it take to get a Pre Approval letter on a Bank Statement only mortgage?
OpenThomas Martin asked 5 years ago • ,
566 views0 answers-1 votes
what-if-im-self-employed-but-cannot-prove-i-have-been-in-business-for-at-least-2-years
OpenThomas Martin asked 5 years ago • ,
467 views0 answers0 votes
What deposits are NOT used the qualify using bank statments only for income?
OpenThomas Martin asked 5 years ago • ,
553 views0 answers0 votes
Can i deposit money into more than 1 bank account and still qualify the income?
OpenThomas Martin asked 5 years ago • 
457 views0 answers-1 votes
How long does it take to qualify and close on a bank statment only loan?
OpenThomas Martin asked 5 years ago • 
518 views0 answers0 votes
Can I use a mix of bank statements and w2 income to qualify for a mortgage?
OpenThomas Martin asked 5 years ago • 
467 views0 answers0 votes
Ask Question
FHA Mortgage Lenders By State: 
Florida   Texas  Georgia  Alabama   California  

Latest pages

Serving These Fine Texas Cities

About Us

We are US Mortgage Lenders. Major real estate brokerages regularly entrust their clients to our team due to our reputation for transparency, delivering on time, customer satisfaction and loyalty. With five-star customer reviews on Zillow.com and counting, you’re assured of having the backing of an experienced team.

Show Buttons
Hide Buttons