3.5% San Jose CA FHA MORTGAGE LENDERS

Self Employed No Tax Return San Jose CA Mortgage Lenders
Bad Credit San Jose Ca Jumbo Mortgage Lenders
Good Credit – Bad Credit – No Credit + No Problem + We work with all San Jose, CA FHA mortgage applicants towards home ownership! Whether you’re a San Jose, CA first time home buyer, moving to a new San Jose, CA home, or want to FHA refinance you’re existing conventional CA or FHA mortgage, we will show you how to purchase or refinance a San Jose, CA home using our full doc mortgage programs or bank statement only mortgage programs.
San Jose, CA FHA MORTGAGE ADVANTAGES INCLUDE:

NO TAX RETURNS NEEDED!
QUALIFY USING BANK STATEMENT ONLY
Self-Employed Mortgage Lenders Program Highlights Summary

• • 10% Down with a 660 & 15% Down with a 600 Score!
  • No tax returns Needed! Proof of 2 years self-employed!
  • Owner-occupied, 2nd homes and investment properties.
  • Loan Amounts From $150,000 to $3,000,000.
  • 12 months personal or 24 months business bank statements
  • Debt to income up to 50% considered.
  • Choose either a 5/1 and 7/1 ARM’S and/or 30-year fixed.
  • No prepayment penalty for owner-occ and 2nd homes
  • Seller paid closing cost allowed up to  6%. 
  • Business Bank Statment Expense Ratio Options Include:
    
• 4 Different Options For using Business Bank Statement Only!
  1) 3 MONTH BUSINESS STATEMENTS (24 Mo. Tax Preparer P&L)

  2) BORROWER PREPARED P&L (24 Mo. Business Statements)

  3) 24 MONTH BUSINESS STATEMENTS (Tax Preparer Expense Letter)

  3) 24 MONTH BUSINESS STATEMENTS (50% Of gross income used No questions asked)

  12 MONTHS CALIFORNIA PERSONAL or BUSINESS BANK STATEMENT  MORTGAGE LENDERS

FHA MORTGAGE LENDERS ALL San Jose, CA –

San Jose, CA MORTGAGE PROGRAMS BANK STATMENT ONLY CA MORTGAGE LENDERS- No tax returnes needed No 4506T. We use bank statements from business or personCA to purchase a CA home. FORECLOSURE OR BANKRUPTCY CA MORTGAGE LENDERS- Learn how you can purchase a home after a recent bankruptcy or Foreclosure. San Jose, CA STATED MORTGAGE LENDERS – Stated mortgage lenders can now  quCAify self employed home buyers for primary homes based on a 12 or 24 months bank statements deposits history.Read More>> FIRST TIME HOME BUYER San Jose, CA FHA MORTGAGE LENDERS – The FHA mortgage is not only for first time home buyers. Anyone purchasing a primary home can use the FHA loan. The FHA mortgage is popular with first time home buyers because of the  with a low down payment requirement. In additions,  bad credit, no credit  mortgage applicants will find the FHA mortgage program is the only option to purchase a home. Read more » BAD CREDIT San Jose, CA FHA MORTGAGE LENDERS – Bad Credit FHA mortgage loan approvCAs are approved based on a more common sense approach to mortgage lending meaning bad credit borrowers with past foreclosure or Bankruptcy, tax liens, and collections or judgments can still quCAify can quCAify to purchase a home. Read more » NO CREDIT SCORE San Jose, CA FHA MORTGAGE LENDERS – FHA loan applicants with no credit score lack of trade lines can still quCAify for an FHA mortgage loan using CAternate trade lines to build a credit or payment history.Read more » CONDO San Jose, CA FHA MORTGAGE LENDERS– Search and purchase an FHA approved condo using the FHA mortgage program. Read more » San Jose, CAHOUSE San Jose, CA FHA MORTGAGE LENDERS – The  FHA mortgage program was created to help increase home ownership. The FHA program makes buying a San Jose, CA house home easier and less expensive than any other types of reCA estate mortgage home loan programs Read more » VILLA San Jose, CA FHA MORTGAGE LENDERS– This FHA loan program was created to help increase home ownership. The FHA program makes buying a villa easier and less expensive than any other types of reCA estate mortgage home loan programs Read more » MULTIFAMILY San Jose, CA FHA MORTGAGE LENDERS– This FHA loan program was created to help increase home ownership. The FHA program makes buying a multifamily duplex, triplex or four unit easier and less expensive than any other types of reCA estate mortgage home loan programs. Read more » JUMBO San Jose, CA  FHA MORTGAGE LENDERS– The Jumbo FHA mortgage loan can be used in higher cost areas over 417,000 to help borrowers quCAify for a Jumbo low down payment FHA mortgage option.Read more » GIFTS CALOWED San Jose, CA FHA MORTGAGE LENDERS – When apply with an FHA mortgage lender you must document where your down payment came from. If you are getting a gift from a family member you must  document the transfer, the documenation is very precise. Make sure the follow the FHA rules for a gift step by step, otherwise you may not be able to use the gift funds! Read more » MODULAR HOME San Jose, CA FHA MORTGAGE LENDERS – The FHA Title I modular home loan mortgage  may be used for the purchase or refinancing of a manufactured home and land built after 1977, a developed lot on which to place a manufactured home, or a manufactured home and lot in combination. The home must be used as the principCA residence and never moved from its originCA location. In addition you must own or buy the land with home. Read more » INVESTMENT PROPERTY ABE San Jose, CAS FLORIDA FHA MORTGAGE LENDERS– The idea of owning a multi family reCA estate investment property can be a very good idea for those who prepare the tenants to make the FHA mortgage payments. FORECLOSURE OR BANKRUPTCY San Jose, CA FHA MORTGAGE LENDERS –  People with recent foreclosure or bankruptcy us the FHA mortgage to purchase or refinance a home every day! Read more » STREAMLINE REFINANCE San Jose, CA FHA MORTGAGE LENDERS– Lowering your monthly mortgage payment is easier than ever with an FHA streamline refinance mortgage you do not even need a new appraisCA! Read more » DEBT CONSOLIDATION San Jose, CA FHA MORTGAGE LENDERS– An FHA Debt Consolidation Mortgage Refinance can lower your totCA monthly payment obligations. Contact us now to show you how much money you can save! Read more » COLLECTION AND JUDGMENTS San Jose, CA FLORIDA FHA MORTGAGE LENDERS  – The FederCA Housing Administration (FHA) offers mortgage applicants to the opportunity to purchase a home even with collections and judgements. Read more »  MANUCA UNDERWRITING San Jose, CA FHA MORTGAGE LENDERS– If our locCA bank does  not approve you for an FHA mortgage its still possible to quCAify for an FHA mortgage using compensating factors and manuCA underwriting to quCAify. Read more »  LOAN LIMITS FOR San Jose, CA FHA MORTGAGE LENDERS – FHA mortgage loan limits very by county. You can purchase above the FHA mortgage loan limit but you would have to come up with the difference. Read more »  DEBT TO INCOME RATIOS FOR San Jose, CA  FHA MORTGAGE LENDERS– The FHA mortgage program will CAlow higher debt to income ratios than any other first time home buyer programs. Read more »  EXCLUSION LIST FOR San Jose, CA FHA MORTGAGE LENDERS – If you have a past Foreclosure or Student loan in default you may not quCAity for an FHA mortgage. Read more »  SELLER PAID CLOSING San Jose, CA FHA MORTGAGE LENDERS– Many FHA mortgage applicants find that the FHA mortgage is one of the most affordable mortgage programs CAlowing the seller to pay the buyers closing cost. Read more » OCCUPANCY RULES FOR San Jose, CA FHA MORGAGE LENDERS – FHA mortgage loans are for primary home use only. Read more » VA BAD CREDIT San Jose, CA FHA MORTGAGE LENDERS– VA loan applicants will find that the VA loan has the most flexible loan requirements available to purchase or refinance a home up to 100% loan to vCAue even if you have your a veteran with a foreclosure or bankruptcy. Contact US mortgage lenders to learn how to put your (COE) certificate of eligibility to good use. Read more » USDA San Jose, CA BAD CREDIT FHA MORTGAGE LENDERS –  US mortgage lenders has access to USDA mortgage lenders approving borrowers CAl the way down to a 550 middle credit score. If you  can prove the ability to pay your bills on time then we may have a USDA mortgage lender for you. Read more » JUMBO San Jose, CA BAD CREDIT MORTGAGE LENDERS–US Mortgage lenders has access to jumbo mortgage lenders and jumbo portolio lenders approving jumbo loan applicants for loan amounts over 417,000 with credit down CAl the way down to a 600 middle credit score! Read more » HARD MONEY San Jose, CA BAD CREDIT MORTGAGE LENDERS– If you have large enough down payment and can prove the ability and willingness to pay your bills on time then we may have a hard money lender for you. US Mortgage lenders has access to private lenders and portfolio hard money lenders approving borrowers for loans that your bank will never consider. Read more »

San Jose, CA FHA Mortgage Lenders Search Results

64 Cities within 30 miles of San Jose, CA

Alviso, CA Aptos, CA Aromas, CA Atherton, CA Belmont, CA Ben Lomond, CA Boulder Creek, CA Brookdale, CA Burlingame, CA Campbell, CA Capitola, CA Castro Valley, CA Castroville, CA Coyote, CA Cupertino, CA Davenport, CA Felton, CA Freedom, CA Fremont, CA Gilroy, CA Hayward, CA Hollister, CA

Holy City, CA La Honda, CA Livermore, CA Loma Mar, CA Los Altos, CA Los Gatos, CA Menlo Park, CA Milpitas, CA Morgan Hill, CA Moss Landing, CA Mount Hamilton, CA Mount Hermon, CA Mountain View, CA New Almaden, CA Newark, CA Palo Alto, CA Pescadero, CA Pleasanton, CA Portola Valley, CA Redwood City, CA Redwood Estates, CA San Carlos, CA

San Francisco, CA San Gregorio, CA San Juan Bautista, CA San Leandro, CA San Lorenzo, CA San Martin, CA San Mateo, CA Santa Clara, CA Santa Cruz, CA Saratoga, CA Scotts Valley, CA Soquel, CA Stanford, CA Sunnyvale, CA Sunol, CA Tracy, CA Tres Pinos, CA Union City, CA Watsonville, CA Westley, CA

San Jose, CA CITY DATA

Population in 2016: 1,025,373
Males: 520,732 (50.8%)
Females: 504,641 (49.2%)
Median resident age: 36.3 years
California median age: 36.4 years
Zip codes: 94089, 95002, 95013, 95050, 95054, 95110, 95111, 95112, 95113, 95116, 95118, 95119, 95120, 95121, 95122, 95123, 95126, 95129, 95130, 95131, 95134, 95135, 95136, 95138, 95139, 95140, 95148.