San Francisco CA Self Employed Mortgage Lenders

SAN FRANCISCO CA SELF EMPLOYED BANK STATEMENT MORTGAGE LENDERS- NO TAX RETURNS NEEDED!Alameda, CA Alamo, CA Albany, CA Alviso, CA Atherton, CA Belmont, CA Belvedere Tiburon, CA Benicia, CA Berkeley, CA Bolinas, CA Brisbane, CA Burlingame, CA Campbell, CA Canyon, CA Castro Valley, CA Clayton, CA Concord, CA Corte Madera, CA Crockett, CA Cupertino, CA Daly City, CA Danville, CA Diablo, CA Dublin, CA El Cerrito, CA El Granada, CA El Sobrante, CA Emeryville, CA Fairfax, CA Forest Knolls, CA Fremont, CA Greenbrae, CA Half Moon Bay, CA Hayward, CA Hercules, CA Inverness, CA Kentfield, CA La Honda, CA Lafayette, CA Lagunitas, CA Larkspur, CA Los Altos, CA Martinez, CA Menlo Park, CA Mill Valley, CA Millbrae, CA Milpitas, CA Montara, CA Moraga, CA Moss Beach, CA Mountain View, CA Newark, CA Nicasio, CA Novato, CA Oakland, CA Olema, CA Orinda, CA Pacifica, CA Palo Alto, CA Piedmont, CA Pinole, CA Pittsburg, CA Pleasant Hill, CA Pleasanton, CA Point Reyes Station, CA Port Costa, CA Portola Valley, CA Redwood City, CA Richmond, CA Rodeo, CA Ross, CA San Anselmo, CA San Bruno, CA San Carlos, CA San Geronimo, CA San Gregorio, CASan Jose, CA San Leandro, CA San Lorenzo, CA San Mateo, CA San Pablo, CA San Quentin, CA San Rafael, CA San Ramon, CA Santa Clara, CA Saratoga, CA Sausalito, CA South San Francisco, CA Stanford, CA Stinson Beach, CA Suisun City, CA Sunnyvale, CA Sunol, CA Union City, CA Vallejo, CA Walnut Creek, CAWoodacre, CA Serving Every City in California Including San Francisco 
10% DOWN+STATED INCOME SAN FRANCISCO CA MORTGAGE LENDERS- Are you self-employed or 1099 wage earner and having a hard time getting pre-approved for a San Francisco CA mortgage?  We know the story. Your Gross income is through the roof but after the accountant works their magic there isn't much income left to purchase or refinance a San Francisco CA home! US Mortgage Lenders Bank Statment Only Mortgage Lenders Has Your Answer! 
NO TAX RETURN BANK STATEMENT ONLY MORTGAGE LENDERS!
San Francisco CA Bank Statement Only (Personal or Business) 
  • No Tax Returns No Tax Returns Or Tax Transcripts Needed
  • 12 Month Bank Statements Now Available
  • 24 Months Bank Statements (Personal Or Business)
  • San Francisco CA Jumbo Bank Statment Loans Up To $5 million
  • (Min Bank Statment Only San Francisco CA Loan Amount $100,000)
  • Credit Scores Down To 600
  • Personal + Business+ W2 Income Or Mixed Deposits OK!
  • DTI up to 55% Considered!
  • Owner-Occupied, 2nd Homes, Investment Properties
  • Foreclosure, Short-Sale, BK, DIL – OK!!
  • Non-Warrantable Condos – OK!
  • 5/1 ARM 7/1 ARM Or 30-Year Fixed
  • Gift Funds Allowed
  • No Pre-Payment Penalty 
  • or Owner-Occ And 2nd Homes + Investment!
  • SFRs, Townhomes, Condos, 2-4 Units
  • Seller Concessions To 6% (2% For Investment)
  • Mix Of Both Personal And Business San Francisco CA Bank Statement Deposits OK!

SAME DAY APPROVALS! CALL NOW 954-667-9110SELF EMPLOYED MORTGAGE QUESTIONS

Bank Statement Only San Francisco CA borrowers that can document their income by providing the following:

  1. San Francisco CA Bank Statement Lenders Worksheet to record deposits
  2. San Francisco CA Bank Statement Lenders 24 Month Profit and Loss Statement Request
  3. NO TAX RETURNS NEEDED!!!

12 OR 24 Months San Francisco CA Bank Statement Only Employment Types:

  • Self Employed
  • 1099
    o Must provide self-employed San Francisco business license, Tax Preparer’s NOT Audited letter or corporate paperwork.

San Francisco CA Bank Statement Only mortgage lenders will accept Personal or Business Bank Statements.  However, qualifying income will be calculated differently.

San Francisco CA Personal Bank Statements:  100% of Deposits- Add all deposits for all 24 months and divide that amount by 24 to receive the monthly income amount we will apply as the borrower’s qualifying income.

Example. 24 months deposits total = $200,000 / 24 = $8,333 a month income.

San Francisco CA Business Bank Statements:  50% of Deposits- Add all deposits for all 24 months, divide by 2, and then divide by 24 to receive the monthly income amount we will give to the borrower.

Example. 24 month deposit total = $500,000 / 2 = $250,000 / 24 = $10,333 a month income.  Only 50% is used because we have to assume the business has overhead.

Serving Every San Francisco, CA  ZIP Codes

ZIP Code Type County Population Area Code(s)
ZIP Code 94102 Standard San Francisco 31,176 415 / 510
ZIP Code 94103 Standard San Francisco 27,170 415 / 510 / 650
ZIP Code 94104 Standard San Francisco 406 415 / 510 / 650 / 628
ZIP Code 94105 Standard San Francisco 5,846 415 / 510 / 650 / 628
ZIP Code 94107 Standard San Francisco 26,599 415 / 510 / 650
ZIP Code 94108 Standard San Francisco 13,768 415 / 510 / 628 / 650
ZIP Code 94109 Standard San Francisco 55,984 415
ZIP Code 94110 Standard San Francisco 69,333 415
ZIP Code 94111 Standard San Francisco 3,713 415 / 510 / 628 / 650
ZIP Code 94112 Standard San Francisco 79,407 415 / 510 / 650
ZIP Code 94114 Standard San Francisco 31,124 415 / 628
ZIP Code 94115 Standard San Francisco 33,021 415
ZIP Code 94116 Standard San Francisco 43,698 415 / 628
ZIP Code 94117 Standard San Francisco 39,169 415
ZIP Code 94118 Standard San Francisco 38,319 415
ZIP Code 94119 P.O. Box San Francisco 0 628
ZIP Code 94120 P.O. Box San Francisco 0 628
ZIP Code 94121 Standard San Francisco 41,203 415
ZIP Code 94122 Standard San Francisco 56,023 415 / 628
ZIP Code 94123 Standard San Francisco 23,088 415
ZIP Code 94124 Standard San Francisco 33,996 415 / 510 / 628
ZIP Code 94125 P.O. Box San Francisco 0 628
ZIP Code 94126 P.O. Box San Francisco 0 628
ZIP Code 94127 Standard San Francisco 19,289 415 / 650
ZIP Code 94128 Standard San Mateo 69 650
ZIP Code 94129 Standard San Francisco 3,183 415
ZIP Code 94130 Standard San Francisco 2,880 510
ZIP Code 94131 Standard San Francisco 26,881 415 / 650
ZIP Code 94132 Standard San Francisco 28,129 415 / 628
ZIP Code 94133 Standard San Francisco 26,237 415
ZIP Code 94134 Standard San Francisco 40,798 415 / 510 / 628
ZIP Code 94137 Unique San Francisco 0 628
ZIP Code 94139 Unique San Francisco 0 628
ZIP Code 94140 P.O. Box San Francisco 0 628
ZIP Code 94141 P.O. Box San Francisco 0 628
ZIP Code 94142 P.O. Box San Francisco 0 628
ZIP Code 94143 Standard San Francisco 0 628
ZIP Code 94144 Unique San Francisco 0 628
ZIP Code 94145 Unique San Francisco 0 628
ZIP Code 94146 P.O. Box San Francisco 0 628
ZIP Code 94147 P.O. Box San Francisco 0 628
ZIP Code 94151 Unique San Francisco 0 628
ZIP Code 94158 Standard San Francisco 4,792 415 / 628
ZIP Code 94159 P.O. Box San Francisco 0 628
ZIP Code 94160 Unique San Francisco 0 628
ZIP Code 94161 Unique San Francisco 0 628
ZIP Code 94163 Unique San Francisco 0 628
ZIP Code 94164 P.O. Box San Francisco 0 628
ZIP Code 94172 P.O. Box San Francisco 0 628
ZIP Code 94177 Unique San Francisco 0 628
ZIP Code 94188 Standard San Francisco 0 628 / 415 / 650

Serving All San Francisco,  CA

  • Alameda, CA
  • Alamo, CA
  • Albany, CA
  • Alviso, CA
  • Atherton, CA
  • Belmont, CA
  • Belvedere Tiburon, CA
  • Benicia, CA
  • Berkeley, CA
  • Bolinas, CA
  • Brisbane, CA
  • Burlingame, CA
  • Campbell, CA
  • Canyon, CA
  • Castro Valley, CA
  • Clayton, CA
  • Concord, CA
  • Corte Madera, CA
  • Crockett, CA
  • Cupertino, CA
  • Daly City, CA
  • Danville, CA
  • Diablo, CA
  • Dublin, CA
  • El Cerrito, CA
  • El Granada, CA
  • El Sobrante, CA
  • Emeryville, CA
  • Fairfax, CA
  • Forest Knolls, CA
  • Fremont, CA
  • Greenbrae, CA
  • Half Moon Bay, CA
  • Hayward, CA
  • Hercules, CA
  • Inverness, CA
  • Kentfield, CA
  • La Honda, CA
  • Lafayette, CA
  • Lagunitas, CA
  • Larkspur, CA
  • Los Altos, CA
  • Martinez, CA
  • Menlo Park, CA
  • Mill Valley, CA
  • Millbrae, CA
  • Milpitas, CA
  • Montara, CA
  • Moraga, CA
  • Moss Beach, CA
  • Mountain View, CA
  • Newark, CA
  • Nicasio, CA
  • Novato, CA
  • Oakland, CA
  • Olema, CA
  • Orinda, CA
  • Pacifica, CA
  • Palo Alto, CA
  • Piedmont, CA
  • Pinole, CA
  • Pittsburg, CA
  • Pleasant Hill, CA
  • Pleasanton, CA
  • Point Reyes Station, CA
  • Port Costa, CA
  • Portola Valley, CA
  • Redwood City, CA
  • Richmond, CA
  • Rodeo, CA
  • Ross, CA
  • San Anselmo, CA
  • San Bruno, CA
  • San Carlos, CA
  • San Geronimo, CA
  • San Gregorio, CA
  • San Jose, CA
  • San Leandro, CA
  • San Lorenzo, CA
  • San Mateo, CA
  • San Pablo, CA
  • San Quentin, CA
  • San Rafael, CA
  • San Ramon, CA
  • Santa Clara, CA
  • Saratoga, CA
  • Sausalito, CA
  • South San Francisco, CA
  • Stanford, CA
  • Stinson Beach, CA
  • Suisun City, CA
  • Sunnyvale, CA
  • Sunol, CA
  • Union City, CA
  • Vallejo, CA
  • Walnut Creek, CA
  • Woodacre, CA

San Francisco,  CA

SAME DAY APPROVALS!
CALL NOW
 954-667-9110SELF EMPLOYED MORTGAGE QUESTIONS

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We are US Mortgage Lenders. Major real estate brokerages regularly entrust their clients to our team due to our reputation for transparency, delivering on time, customer satisfaction and loyalty. With five-star customer reviews on Zillow.com and counting, you’re assured of having the backing of an experienced team.

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