SAN FRANCISCO CA SELF EMPLOYED MORTGAGE LENDERS

SAN FRANCISCO CA SELF EMPLOYED BANK STATEMENT MORTGAGE LENDERS|
10% DOWN+STATED INCOME SAN FRANCISCO CA MORTGAGE LENDERS- Are you self-employed or 1099 wage earner and having a hard time getting pre-approved for a SAN FRANCISCO CA mortgage?  We know the story. Your Gross income is through the roof but after the accountant works their magic there isn't much income left to purchase or refinance a SAN FRANCISCO CA home! US Mortgage Lenders Bank Statment Only Mortgage Lenders Has Your Answer!  San Francisco Bank Statment Only Mortgage Lenders Serving Every City in California Including Alameda, CA Alamo, CA Albany, CA Alviso, CA Atherton, CA Belmont, CA Belvedere Tiburon, CA Benicia, CA Berkeley, CA Bolinas, CA Brisbane, CA Burlingame, CA Campbell, CA Canyon, CA Castro Valley, CA Clayton, CA Concord, CA Corte Madera, CA Crockett, CA Cupertino, CA Daly City, CA Danville, CA Diablo, CA Dublin, CA El Cerrito, CA El Granada, CA El Sobrante, CA Emeryville, CA Fairfax, CA Forest Knolls, CA Fremont, CA Greenbrae, CAHalf Moon Bay, CA Hayward, CA Hercules, CA Inverness, CA Kentfield, CA La Honda, CA Lafayette, CA Lagunitas, CA Larkspur, CA Los Altos, CAMartinez, CAMenlo Park, CAMill Valley, CAMillbrae, CAMilpitas, CA Montara, CA Moraga, CA Moss Beach, CAMountain View, CANewark, CANicasio, CANovato, CAOakland, CA Olema, CA Orinda, CA Pacifica, CA Palo Alto, CA Piedmont, CA Pinole, CA Pittsburg, CA Pleasant Hill, CA Pleasanton, CAPoint Reyes Station, CA Port Costa, CA Portola Valley, CA Redwood City, CA Richmond, CA Rodeo, CA Ross, CA San Anselmo, CA San Bruno, CA San Carlos, CA San Geronimo, CA San Gregorio, CA San Jose, CASan Leandro, CA San Lorenzo, CA San Mateo, CA San Pablo, CA San Quentin, CA San Rafael, CA San Ramon, CASanta Clara, CA Saratoga, CA Sausalito, C ASouth San Francisco, CA Stanford, CA Stinson Beach, CA Suisun City, CA Sunnyvale, CA Sunol, CAUnion City, CA Vallejo, CA Walnut Creek, CA Woodacre, CA
NO TAX RETURN BANK STATEMENT ONLY MORTGAGE LENDERS! SAN FRANCISCO CA Bank Statement Only (Personal or Business) No Tax Returns No Tax Returns Or Tax Transcripts Needed
  •  12 Month Bank Statements Now Available
  • 24 Months Bank Statements (Personal Or Business)
  • SAN FRANCISCO CA Jumbo Bank Statment Loans Up To $5 million
  • (Min Bank Statment Only SAN FRANCISCO CA Loan Amount $100,000)
  • Credit Scores Down To 600
  • Rates Starting In The Low 5’s
  • Personal + Business+ W2 Income Or Mixed Deposits OK!
  • DTI up to 50% Considered!
  • Owner-Occupied, 2nd Homes, Investment Properties
  • Foreclosure, Short-Sale, BK, DIL – OK!!
  • Non-Warrantable Condos – OK!
  • 5/1 ARM 7/1 ARM Or 30-Year Fixed
  • Gift Funds Allowed
  • No Pre-Payment Penalty 
  • or Owner-Occ And 2nd Homes + Investment!
  • SFRs, Townhomes, Condos, 2-4 Units
  • Seller Concessions To 6% (2% For Investment)
  • Mix Of Both Personal And Business SAN FRANCISCO CA Bank Statement Deposits OK!

SAME DAY APPROVALS! CALL NOW 954-667-9110SELF EMPLOYED MORTGAGE QUESTIONS

Bank Statement Only SAN FRANCISCO borrowers can document their income by providing:

  1. Bank Statement Lenders Worksheet to record deposits
  2. 24 Month Profit and Loss Statement Request

12 OR 24 Months Bank Statement Only Employment Types:

  • Self Employed
  • 1099
    o Must provide business license, Tax Preparer’s NOT Audited letter or corporate paperwork.

SAN FRANCISCO CA Bank Statement Only mortgage lenders will accept Personal or Business Bank Statements.  However, qualifying income will be calculated differently.

SAN FRANCISCO CA Personal Bank Statements:  100% of Deposits- Add all deposits for all 24 months and divide that amount by 24 to receive the monthly income amount we will apply as the borrower’s qualifying income.

Ex. 24 months deposits total = $200,000 / 24 = $8,333 a month income.

SAN FRANCISCO CA Business Bank Statements:  50% of Deposits- Add all deposits for all 24 months, divide by 2, and then divide by 24 to receive the monthly income amount we will give to the borrower.

Ex. 24 month deposit total = $500,000 / 2 = $250,000 / 24 = $10,333 a month income. * Only 50% is used because we have to assume the business has overhead.


Bank Statement Only Mortgage Lenders Serving Every City in California

  • Alameda, CA
  • Alamo, CA
  • Albany, CA
  • Alviso, CA
  • Atherton, CA
  • Belmont, CA
  • Belvedere Tiburon, CA
  • Benicia, CA
  • Berkeley, CA
  • Bolinas, CA
  • Brisbane, CA
  • Burlingame, CA
  • Campbell, CA
  • Canyon, CA
  • Castro Valley, CA
  • Clayton, CA
  • Concord, CA
  • Corte Madera, CA
  • Crockett, CA
  • Cupertino, CA
  • Daly City, CA
  • Danville, CA
  • Diablo, CA
  • Dublin, CA
  • El Cerrito, CA
  • El Granada, CA
  • El Sobrante, CA
  • Emeryville, CA
  • Fairfax, CA
  • Forest Knolls, CA
  • Fremont, CA
  • Greenbrae, CA
  • Half Moon Bay, CA
  • Hayward, CA
  • Hercules, CA
  • Inverness, CA
  • Kentfield, CA
  • La Honda, CA
  • Lafayette, CA
  • Lagunitas, CA
  • Larkspur, CA
  • Los Altos, CA
  • Martinez, CA
  • Menlo Park, CA
  • Mill Valley, CA
  • Millbrae, CA
  • Milpitas, CA
  • Montara, CA
  • Moraga, CA
  • Moss Beach, CA
  • Mountain View, CA
  • Newark, CA
  • Nicasio, CA
  • Novato, CA
  • Oakland, CA
  • Olema, CA
  • Orinda, CA
  • Pacifica, CA
  • Palo Alto, CA
  • Piedmont, CA
  • Pinole, CA
  • Pittsburg, CA
  • Pleasant Hill, CA
  • Pleasanton, CA
  • Point Reyes Station, CA
  • Port Costa, CA
  • Portola Valley, CA
  • Redwood City, CA
  • Richmond, CA
  • Rodeo, CA
  • Ross, CA
  • San Anselmo, CA
  • San Bruno, CA
  • San Carlos, CA
  • San Geronimo, CA
  • San Gregorio, CA
  • San Jose, CA
  • San Leandro, CA
  • San Lorenzo, CA
  • San Mateo, CA
  • San Pablo, CA
  • San Quentin, CA
  • San Rafael, CA
  • San Ramon, CA
  • Santa Clara, CA
  • Saratoga, CA
  • Sausalito, CA
  • South San Francisco, CA
  • Stanford, CA
  • Stinson Beach, CA
  • Suisun City, CA
  • Sunnyvale, CA
  • Sunol, CA
  • Union City, CA
  • Vallejo, CA
  • Walnut Creek, CA
  • Woodacre, CA
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