10%DOWN+LOS ANGELES CALIFORNIA SELF EMPLOYED MORTGAGE LENDERS

NO TAX RETURN BANK STATEMENT ONLY MORTGAGE LENDERS!
  • No Tax Returns No Tax Returns Or Tax Transcripts Needed
  • 12 Month Bank Statements Now Available
  • 24 Months Bank Statements (Personal Or Business)
  • Los Angeles CA Jumbo Bank Statment Loans Up To $5 million
  • (Min Bank Statment Only Los Angeles CA Loan Amount $100,000)
  • Credit Scores Down To 500
  • Rates Starting In The Low 5’s
  • Personal + Business+ W2 Income Or Mixed Deposits OK!
  • DTI up to 50% Considered!
  • Owner-Occupied, 2nd Homes, Investment Properties
  • Foreclosure, Short-Sale, BK, DIL – OK!!
  • Non-Warrantable Condos – OK!
  • 5/1 ARM 7/1 ARM Or 30-Year Fixed
  • Gift Funds Allowed
  • No Pre-Payment Penalty 
  • or Owner-Occ And 2nd Homes + Investment!
  • SFRs, Townhomes, Condos, 2-4 Units
  • Seller Concessions To 6% (2% For Investment)
  • Mix Of Both Personal And Business Los Angeles CA Bank Statement Deposits OK!

SAME DAY APPROVALS! CALL NOW 954-667-9110SELF EMPLOYED MORTGAGE QUESTIONS

California Bank Statement Only Los Angeles borrowers can document their income by providing:

  1. Bank Statement Lenders Worksheet to record deposits
  2. 24 Month Profit and Loss Statement Request

12 OR 24 Months California Bank Statement Only Employment Types:

  • Self Employed
  • 1099
    o Must provide business license, Tax Preparer’s NOT Audited letter or corporate paperwork.

Los Angeles CA Bank Statement Only mortgage lenders will accept Personal or Business Bank Statements.  However, qualifying income will be calculated differently.

Los Angeles CA Personal Bank Statements:  100% of Deposits- Add all deposits for all 24 months and divide that amount by 24 to receive the monthly income amount we will apply as the borrower’s qualifying income.

Ex. 24 months deposits total = $200,000 / 24 = $8,333 a month income.

Los Angeles CA Business Bank Statements:  50% of Deposits- Add all deposits for all 24 months, divide by 2, and then divide by 24 to receive the monthly income amount we will give to the borrower.

Ex. 24 month deposit total = $500,000 / 2 = $250,000 / 24 = $10,333 a month income. * Only 50% is used because we have to assume the business has overhead.


Bank Statement Only Mortgage Lenders Serving Every City in California Including Los Angeles Cities Agoura Hills Alhambra Arcadia Artesia Avalon Azusa Baldwin Park Bell Bell Gardens Bellflower Beverly Hills Bradbury Burbank Calabasas Carson Cerritos Claremont Commerce Compton Covina Cudahy Culver City Diamond Bar Downey Duarte El Monte El Segundo Gardena Glendale Glendora Hawaiian Gardens Hawthorne Hermosa Beach Hidden Hills Huntington Park Industry Inglewood Irwindale La Cañada Flintridge La Habra Heights La Mirada La Puente La Verne Lakewood Lancaster Lawndale Lomita Long Beach Los Angeles Lynwood Malibu Manhattan Beach Maywood Monrovia Montebello Monterey Park Norwalk Palmdale Palos Verdes Estates Paramount Pasadena Pico Rivera Pomona Rancho Palos Verdes Redondo Beach Rolling Hills Rolling Hills Estates Rosemead San Dimas San Fernando San Gabriel San Marino Santa Clarita Santa Fe Springs Santa Monica Sierra Madre Signal Hill South El Monte South Gate South Pasadena Temple City Torrance Vernon Walnut West Covina West Hollywood Westlake Village Whittier

Los Angeles California Self Employed Mortgage Lenders 
Acton Agua Dulce Alondra Park Altadena Avocado Heights Castaic Charter Oak Citrus Del Aire Desert View Highlands East Los Angeles East Pasadena East Rancho Dominguez East San Gabriel East Whittier Elizabeth Lake Florence-Graham Green Valley Hacienda Heights Hasley Canyon La Crescenta-Montrose Ladera Heights Lake Hughes Lake Los Angeles Lennox Leona Valley Littlerock Marina del Rey Mayflower Village North El Monte Quartz Hill Rose Hills Rowland Heights San Pasqual South Monrovia Island South San Gabriel South San Jose Hills South Whittier Stevenson Ranch Sun Village Topanga Val Verde Valinda View Park-Windsor Hills Vincent Walnut Park West Athens West Carson West Puente Valley West Rancho Dominguez West Whittier-Los Nietos Westmont Willowbrook
California Unincorporated communities
Agoura Alla Alpine Alsace Altacanyada Andrade Corner Antelope Acres Antelope Center Athens Aurant Bassett Big Pines Boiling Point Castaic Junction City Terrace Cornell Del Sur Del Valle Firestone Park Florence Gorman Hillgrove Hi Vista Indian Springs Juniper Hills Kagel Canyon Kinneloa Mesa Largo Vista Llano Malibu Vista Monte Nido Neenach Ninetynine Oaks Pearblossom Rancho Dominguez Red Box Sand Canyon Sandberg Seminole Hot Springs Three Points Two Harbors Universal City Valyermo
Ghost towns
Achois Acuragna Ahapchingas Alpine Alyeupkigna Awigna Azucsagna Bairdstown Bartolo Cahuenga Chandler Chokishgna Chowigna Clayton Cow Springs Cucamonga Desert Relief Eldoradoville Evergreen Falling Springs Fort Tejon Gaspur Guirardo Hahamongna Harasgna Holland Summit Hollands Holton Honmoyausha Houtgna Hyperion Isanthcogna Juyubit King’s Station Kowanga Las Tunas Lyons Station Machado Malibu Mar Vista Maugna Mentryville Motordrome Mud Spring Nacaugna Oberg Okowvinjha Palisades Del Rey Pasinogna Petroleopolis Pimocagna Pubugna Quapa Savannah Saway-yanga Sibagna Sisitcanogna Soledad Sulphur Springs Sonagna Suangna Takuyumam Toviseanga Toybipet Tuyunga Virgenes Wahoo Walton Place Widow Smith’s Station Wilsona

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We are US Mortgage Lenders. Major real estate brokerages regularly entrust their clients to our team due to our reputation for transparency, delivering on time, customer satisfaction and loyalty. With five-star customer reviews on Zillow.com and counting, you’re assured of having the backing of an experienced team.

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