Florida Co-Op Mortgage Lenders – Refinance

FLORIDA CO-OP MORTGAGE LENDERS PROPERTY TYPES
Florida Co-op Owner Mortgage Lenders For Occupied, Second homes, Investment properties!

Primary Florida Co-op Residence Mortgage Lender purchase or cashout refinance.
Second Florida Co-op Home Mortgage Lenders (minimal rental income allowed)
• Investment Florida Co-op Property (non-owner Florida Co-op occupied) permitted at maximum Florida Co-op loan of 60% LTV

FLORIDA CO-OP MORTGAGE LENDERS TERMS

The ARM is a 1st mortgage adjustable rate loan with principal and interest payments amortized over 30 years.

  • 3/1 ARM: Rate is fixed for 3 years.
  • 5/1 ARM: Rate is fixed for 5 years.
  • 7/1 ARM: Rate is fixed for 7 years.
  • 30 Year fixed for 30 years.

FLORIDA CO-OP MINIMUM & MAX LOAN AMOUNTS
• $100,000 minimum loan amount.
• CO-OP Loan amount exceptions over $4,000,000 available.

What is a Florida Co-Op?

A Florida housing co-op is people who together own or control the Florida co-op building(s) in which they live. Instead of buying “real” property when you buy a Florida co op you buy stock, or a membership, in a Florida cooperative corporation. That Florida corporation owns the building, land and any common areas. As a Florida co-op member, you are entitled to occupy a specific unit in the building. Members in the cooperative democratically govern the cooperative corporation and elect a board to oversee operations. The board of a co-op has the right to approve all potential members and can terminate membership and evict co-op residents who violate any part of the occupancy agreement.

Florida co-op mortgage lenders is similar to paying for any other property, except that not all Florida mortgage lenders offer co-op loans. Financing a Florida co-op requires approving both the borrower and the building, so lenders need to review the building’s assets in addition to qualifying the borrower. Buyers considering a co-op or condo should carefully review the rules of the associations and boards as well as compare the fees from one building to another because they vary widely in what is included.

How does owning a Florida co-op differ from a condo?

When you own a co-op, you do not actually own the rooms that comprise your unit, but shares in the overall ownership of the building(s). In condominium ownership, you actually own the interior space of the rooms that comprise your unit, while the condominium association owns the land, public areas and infrastructure of the building(s).

What is a Florida co op share loan?

Similar to a mortgage, a share loan provides you with funds to buy shares of stock in the cooperative and the accompanying occupancy rights to a specific unit.

What factors will be used to determine my creditworthiness for a share loan?

Northstar Funding will evaluate your creditworthiness using underwriting guidelines applied to all mortgages. Decisions are based on credit scores, loan-to-value ratios, and debt-to-income ratios among other factors.

When you work with us, the benefits quickly add up:

  • Purchase Co-Op Mortgage Lenders 
  • Cash Out Co-Op Mortgage Refinancing
  • Second Home Co-Op Mortgage Refinancing
  • Jumbo Co-Op Mortgage Lenders
  • Up to 80 Percent Financing

 Florida Co-Op Mortgage Refinance Or Purchas a Florida Co-Op

Buying a Florida co-op is not as easy as buying a Florida condo or single family home. You will need to take certain steps in order to buy a Florida CO-OP!

Step 1 – We recommend first that you get pre-approved by clicking on this link. You want to determine how much of a Florida co-op mortgage you will qualify for. 

Step 2 – Search for Florida co-op properties in your desired location.  We recommend that you use a Florida real estate agent that has experience with co-ops.  The process of buying a Florida co-op is different, so it would be helpful to have an agent familiar with the differences in buying a co-op versus other types of Florida property.

Step 3 – Once you have found a Florida co-op that you are interested in or you have a co-op Florida co-op you want to refinance you need to get the Florida co-op questionnaire filled out to find out if your Florida coop is approved for a Florida mortgage.

Step 4 – We submit your co-op loan request for approval. Approval ranges from 5-10 business days.  

What is a Florida Co-Op Loan?

A Florida housing cooperative, better known as a Florida co-op, is a situation in which a single Florida corporate entity owns an apartment building or similar multi-unit residential property. The shareholders of the Florida corporation are granted a lease by the corporation, which gives them proprietary ownership of a specific unit within the apartment building. A co-op loan, sometimes called a Florida share loan, is a loan designed for the Florida co-op borrower to purchase shares in a corporation that then entitles them to a lease agreement and residence in one of the housing units.

Florida Coop questionnaire must be completed along with a cover letter that is sent to the Florida coop Management Company that states what we require:In addition to the above, a Florida Proprietary Lease is required and Rent Loss Insurance is required if fewer than 70% of the Co-Op units have been sold to owner occupants.

CO-OP FLORIDA MORTGAGE LENDERS

Florida Co-op Mortgage Lenders are an experienced Florida coop mortgage lender offering a wide variety of coop mortgage financing for purchasing or refinancing a Florida Coop. Since there is often little uniformity among Florida co-op units, Florida Co-Op Mortgage Lenders maintain a database with the special requirements within each approved Florida coop’s to facilitate faster coop mortgage closings. 
Florida Mortgage Lenders is a Fannie Mae approved Florida mortgage lenders of Florida coop mortgage loans. Florida Mortgage Lenders.com also provides portfolio financing for borrowers and offers flexible coop financing in those communities that have unusual conditions including land leases, blanket mortgages and non-standard Florida coop documentation.

FLORIDA-MORTGAGE-LENDERS.COM PROVIDES COOP REFINANCING

For Coop loan approval within a Florida cooperative community not previously reviewed, we will need a completed Coop Questionnaire .

FLORIDA MORTGAGE FOR A CO-OPERATIVE HIGHLIGHTS

• For purchase or refinance
• Primary, Vacation or Investment
• Free review of coop documents to determine project eligibility for mortgages
• Creative cures for co-operative document defects
• Land and Recreation leases allowed
• Non-Stock Co-op mortgage loans allowed
• Non-Leasehold Coop mortgage loans allowed
• Blanket coop mortgages may be allowed
• Long-term loans may be available
• Low down payment may be available
• Manufactured Housing in coop communities considered

Why Use Florida Mortgage Lenders For your Co-op Mortgage?

A traditional Florida house (or a condo unit) has a deed, which is signed to a lender when a home buyer secures a Florida mortgage for a property. Co-ops are a little different. In the case of a co-op, each individual unit does not have a deed; there is only one deed for the entire building. A Florida co-op mortgage is actually a “share loan,” that is, a loan that enables the buyer to purchase their share in the co-op. This difference makes securing a loan for a co-op a little more difficult than a getting a traditional Florida mortgage because they are offered by fewer Florida mortgage lenders.

What is a Florida Co-Op?

Florida coops are housing within a corporation, which owns a piece of real estate (generally an apartment building). Someone who wishes to live in the Florida Coop building would purchase a share of the corporation, which grants the cooperative buyer a proprietary lease on a specific unit in the building. Shareholders or the unit owners within a cooperative building are responsible for maintenance fees that go toward the upkeep of the building, property taxes, etc. The common areas such as hallways, recreation and parking areas are owned jointly by the co-op’s shareholders.

Florida coop homebuyers that which to buy into a co-op must be approved by the board or shareholders. The approval process can be extensive and may require interviews, character references, and employment and financial verification, and credit history. Co-op boards may refuse a prospective buyers application to purchase within the building for any lawful reason.

How is a Co-Op Different Than a Florida Condo loans?

In a condominium complex, the residents specific units, they own the surface of the interior walls of the unit contained within. Someone who owns a Florida condo owns a piece of real estate. In contrast to a co-op,  residents within a coop own a share of the co-op corporation which entitles the owner to a proprietary lease for a specific coop unit. This share is considered personal property rather than real estate.

Another big difference is that co-op shareholders do not have the right of alienation, which means they cannot sell their share/unit without the permission of the co-op board. Some condo associations may have the right of first refusal, which means they can stop the sale of a unit so long as they match the prospective buyer’s price. Co-op boards can simply deny a coop sale without matching the sale price.

Finally, there could be additional restrictions on unit renovation/alteration in a co-op as compared to a condo. This varies depending upon a given co-op’s by-laws.

 

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MYERS FL CO-OP MORTGAGE LENDERSHits: 2101FORT OGDEN FL CO-OP MORTGAGE LENDERSHits: 1240FORT PIERCE FL CO-OP MORTGAGE LENDERSHits: 1636FORT WALTON BEACH FL CO-OP MORTGAGE LENDERSHits: 1723FORTYMILE BEND FL CO-OP MORTGAGE LENDERSHits: 1187FOUNTAIN FL CO-OP MORTGAGE LENDERSHits: 1314FOWLER’S BLUFF FL CO-OP MORTGAGE LENDERSHits: 1290FRANKLINTOWN FL CO-OP MORTGAGE LENDERSHits: 1177FRINK FL CO-OP MORTGAGE LENDERSHits: 1121FROG CITY FL CO-OP MORTGAGE LENDERSHits: 1177FRUITLAND PARK FL CO-OP MORTGAGE LENDERSHits: 1188GAINESVILLE FL CO-OP MORTGAGE LENDERSHits: 1624GAINESVILLE FLORIDA CO-OP MORTGAGE LENDERSHits: 3323GANDY FL CO-OP MORTGAGE LENDERSHits: 1262GARDEN COVE FL CO-OP MORTGAGE LENDERSHits: 1236GARDEN GROVE FL CO-OP MORTGAGE LENDERSHits: 1764GARDNER FL CO-OP MORTGAGE LENDERSHits: 1332GASKINS FL CO-OP MORTGAGE LENDERSHits: 1155GEORGETOWN FL CO-OP MORTGAGE LENDERSHits: 1358GIBSONIA FL CO-OP MORTGAGE LENDERSHits: 1187GLENWOOD HEIGHTS FL CO-OP MORTGAGE LENDERSHits: 1136GRAHAM FL CO-OP MORTGAGE LENDERSHits: 1407GRAND ISLAND FL CO-OP MORTGAGE LENDERSHits: 1269GRANDIN FL CO-OP MORTGAGE LENDERSHits: 1122GRAYTON BEACH FL CO-OP MORTGAGE LENDERSHits: 1215GRAYVIK FL CO-OP MORTGAGE LENDERSHits: 1117GREEN COVE SPRINGS FL CO-OP MORTGAGE LENDERSHits: 1401GREEN-MAR ACRES FL CO-OP MORTGAGE LENDERSHits: 1366GREENACRES FL CO-OP MORTGAGE LENDERSHits: 1544GREENBRIAR FL CO-OP MORTGAGE LENDERSHits: 1276GREENHEAD FL CO-OP MORTGAGE LENDERSHits: 1154GULF BREEZE FL CO-OP MORTGAGE LENDERSHits: 1675GULF HAMMOCK FL CO-OP MORTGAGE LENDERSHits: 1179GULF HARBORS FL CO-OP MORTGAGE LENDERSHits: 1213GULFPORT FL CO-OP MORTGAGE LENDERSHits: 1427HAGUE FL CO-OP MORTGAGE LENDERSHits: 1287HAILE FL CO-OP MORTGAGE LENDERSHits: 1160HAINES CITY FL CO-OP MORTGAGE LENDERSHits: 1509HALLANDALE BEACH FL CO-OP MORTGAGE LENDERSHits: 1750HARBOR BLUFFS FL CO-OP MORTGAGE LENDERSHits: 1239HARMONY FL CO-OP MORTGAGE LENDERSHits: 1439HASAN FL CO-OP MORTGAGE LENDERSHits: 1180HAWLEY HEIGHTS FL CO-OP MORTGAGE LENDERSHits: 1131HAWTHORNE FL CO-OP MORTGAGE LENDERSHits: 1859HENDERSON MILL FL CO-OP MORTGAGE LENDERSHits: 1196HIALEAH FL CO-OP MORTGAGE LENDERSHits: 1560HIALEAH GARDENS FL CO-OP MORTGAGE LENDERSHits: 1304HIBERNIA FL CO-OP MORTGAGE LENDERSHits: 1246HIGHLAND BEACH FL CO-OP MORTGAGE LENDERSHits: 1317HIGHLAND LAKES FL CO-OP MORTGAGE LENDERSHits: 1195HIGHLAND VIEW FL CO-OP MORTGAGE LENDERSHits: 1320HIGHPOINT FL CO-OP MORTGAGE LENDERSHits: 1194HILLIARDVILLE FL CO-OP MORTGAGE LENDERSHits: 1191HINSON FL CO-OP MORTGAGE LENDERSHits: 1130HOLDEN HEIGHTS FL CO-OP MORTGAGE LENDERSHits: 1308HOLDER FL CO-OP MORTGAGE LENDERSHits: 1204HOLIDAY FL CO-OP MORTGAGE LENDERSHits: 2584HOLLISTER FL CO-OP MORTGAGE LENDERSHits: 1408HOLLY HILL FL CO-OP MORTGAGE LENDERSHits: 1279HOLLYWOOD CO-OP MORTGAGE LENDERSHits: 1817HOLLYWOOD FL CO-OP MORTGAGE LENDERSHits: 3915HOLMES BEACH FL CO-OP MORTGAGE LENDERSHits: 1309HOLMES VALLEY FL CO-OP MORTGAGE LENDERSHits: 1157HOLOPAW FL CO-OP MORTGAGE LENDERSHits: 1159HOLT FL CO-OP MORTGAGE LENDERSHits: 1324HOMELAND FL CO-OP MORTGAGE LENDERSHits: 1345HOMESTEAD FL CO-OP MORTGAGE LENDERSHits: 1667HOPEWELL GARDENS FL CO-OP MORTGAGE LENDERSHits: 1246HOPEWELL, HILLSBOROUGH COUNTY FL CO-OP MORTGAGE LENDERSHits: 1354HOPEWELL, MADISON COUNTY FL CO-OP MORTGAGE LENDERSHits: 1316HORIZON WEST FL CO-OP MORTGAGE LENDERSHits: 1232HOSFORD FL CO-OP MORTGAGE LENDERSHits: 1147HOW DO I QUALIFY FOR AN CO-OP MORTGAGE?Hits: 180HOWARD FL CO-OP MORTGAGE LENDERSHits: 1249HUDSON BEACH FL CO-OP MORTGAGE LENDERSHits: 1384HULL FL CO-OP MORTGAGE LENDERSHits: 1161HUNTER’S CREEK FL CO-OP MORTGAGE LENDERSHits: 1618HUNTINGTON, PUTNAM COUNTY FL CO-OP MORTGAGE LENDERSHits: 1215HYPOLUXO FL CO-OP MORTGAGE LENDERSHits: 1404IAMONIA FL CO-OP MORTGAGE LENDERSHits: 1288Indialantic FL CO-OP MORTGAGE LENDERSHits: 1332INDIAN LAKE ESTATES FL CO-OP MORTGAGE LENDERSHits: 1235INDIAN MOUND VILLAGE FL CO-OP MORTGAGE LENDERSHits: 1684INDIANOLA FL CO-OP MORTGAGE LENDERSHits: 1255INGLE FL CO-OP MORTGAGE LENDERSHits: 1309INNERARITY POINT FL CO-OP MORTGAGE LENDERSHits: 1096INTERCESSION CITY FL CO-OP MORTGAGE LENDERSHits: 1260IOLEE FL CO-OP MORTGAGE LENDERSHits: 1255IRVINE FL CO-OP MORTGAGE LENDERSHits: 1571ISLAND GROVE FL CO-OP MORTGAGE LENDERSHits: 1187ISLANDIA FL CO-OP MORTGAGE LENDERSHits: 1230ISLEWORTH FL CO-OP MORTGAGE LENDERSHits: 1282ITALIA FL CO-OP MORTGAGE LENDERSHits: 1297JACKSONVILLE FL CO-OP MORTGAGE LENDERSHits: 5331JACKSONVILLE FL CO-OP MORTGAGE LENDERSHits: 2053JEROME FL CO-OP MORTGAGE LENDERSHits: 1195JEWFISH FL CO-OP MORTGAGE LENDERSHits: 1285JONESVILLE FL CO-OP MORTGAGE LENDERSHits: 1528JOSHUA FL CO-OP MORTGAGE LENDERSHits: 1170JULINGTON CREEK PLANTATION FL CO-OP MORTGAGE LENDERSHits: 1296JUNO BEACH FL CO-OP MORTGAGE LENDERSHits: 1825JUPITER FL CO-OP MORTGAGE LENDERSHits: 1541KALAMAZOO FL CO-OP MORTGAGE LENDERSHits: 1272KENANSVILLE FL CO-OP MORTGAGE LENDERSHits: 1213KENDALL FL CO-OP MORTGAGE LENDERSHits: 1389KENDALL WEST FL CO-OP MORTGAGE LENDERSHits: 1376KENT FL CO-OP MORTGAGE LENDERSHits: 1432KEY BISCAYNE FL CO-OP MORTGAGE LENDERSHits: 1385KEY HAVEN FL CO-OP MORTGAGE LENDERSHits: 1172KEY WEST FL CO-OP MORTGAGE LENDERSHits: 1586KEYSVILLE FL CO-OP MORTGAGE LENDERSHits: 1210KILLARNEY FL CO-OP MORTGAGE LENDERSHits: 4101KINARD FL CO-OP MORTGAGE LENDERSHits: 1114KINGS FERRY FL CO-OP MORTGAGE LENDERSHits: 1153KISSIMMEE FL CO-OP MORTGAGE LENDERSHits: 1644KNIGHTS FL CO-OP MORTGAGE LENDERSHits: 1184KORONA FL CO-OP MORTGAGE LENDERSHits: 1264LABELLE FL CO-OP MORTGAGE LENDERSHits: 1651LADY LAKE FL CO-OP MORTGAGE LENDERSHits: 1501LAKE ALFRED FL CO-OP MORTGAGE LENDERSHits: 1453LAKE BUTLER, ORANGE COUNTY FL CO-OP MORTGAGE LENDERSHits: 1595LAKE COMO FL CO-OP MORTGAGE LENDERSHits: 1188LAKE FERN FL CO-OP MORTGAGE LENDERSHits: 1352LAKE GENEVA FL CO-OP MORTGAGE LENDERSHits: 1403LAKE HART FL CO-OP MORTGAGE LENDERSHits: 1320LAKE MARY FL CO-OP MORTGAGE LENDERSHits: 1457LAKE MARY JANE FL CO-OP MORTGAGE LENDERSHits: 1372LAKE MONROE FL CO-OP MORTGAGE LENDERSHits: 1277LAKE PARK FL CO-OP MORTGAGE LENDERSHits: 1472LAKE SUZY FL CO-OP MORTGAGE LENDERSHits: 1239LAKE TALLAVANA FL CO-OP MORTGAGE LENDERSHits: 1246LAKE WALES FL CO-OP MORTGAGE LENDERSHits: 1608LAKE WORTH FL CO-OP MORTGAGE LENDERSHits: 1822LAKELAND FL CO-OP MORTGAGE LENDERSHits: 2212LAKEPORT FL CO-OP MORTGAGE LENDERSHits: 1215LAKESHORE FL CO-OP MORTGAGE LENDERSHits: 1161LAKEWOOD FL CO-OP MORTGAGE LENDERSHits: 1535LAKEWOOD RANCH FL CO-OP MORTGAGE LENDERSHits: 1265LAMONT FL CO-OP MORTGAGE LENDERSHits: 1218LANARK VILLAGE FL CO-OP MORTGAGE LENDERSHits: 1227LANIER FL CO-OP MORTGAGE LENDERSHits: 1276LANSING FL CO-OP MORTGAGE LENDERSHits: 1247LANTANA FL CO-OP MORTGAGE LENDERSHits: 1815LARGO FL CO-OP MORTGAGE LENDERSHits: 2573LAUDERDALE BY THE SEA FL CO-OP MORTGAGE LENDERSHits: 1331LAUDERHILL FL CO-OP MORTGAGE LENDERSHits: 5681LAUDERHILL FL CO-OP MORTGAGE LENDERSHits: 2155LEESBURG FL CO-OP MORTGAGE LENDERSHits: 1578LEMON BLUFF FL CO-OP MORTGAGE LENDERSHits: 1088LEONARDS FL CO-OP MORTGAGE LENDERSHits: 1098LESSIE FL CO-OP MORTGAGE LENDERSHits: 1239LETO FL CO-OP MORTGAGE LENDERSHits: 1209LIGHTHOUSE POINT FL CO-OP MORTGAGE LENDERSHits: 1342LILLIBRIDGE FL CO-OP MORTGAGE LENDERSHits: 1293LINDEN FL CO-OP MORTGAGE LENDERSHits: 1436LITHIA FL CO-OP MORTGAGE LENDERSHits: 1442LITTLE LAKE CITY FL CO-OP MORTGAGE LENDERSHits: 1137LLOYD FL CO-OP MORTGAGE LENDERSHits: 1188LOCHLOOSA FL CO-OP MORTGAGE LENDERSHits: 1246LONGBOAT KEY FL CO-OP MORTGAGE LENDERSHits: 1350LONGWOOD FL CO-OP MORTGAGE LENDERSHits: 1506LORIDA FL CO-OP MORTGAGE LENDERSHits: 1240LOTTIEVILLE FL CO-OP MORTGAGE LENDERSHits: 1217LOWELL FL CO-OP MORTGAGE LENDERSHits: 1245LOXAHATCHEE FL CO-OP MORTGAGE LENDERSHits: 1676LUDLAM FL CO-OP MORTGAGE LENDERSHits: 1158LULU FL CO-OP MORTGAGE LENDERSHits: 1294MABEL FL CO-OP MORTGAGE LENDERSHits: 1306MAITLAND FL CO-OP MORTGAGE LENDERSHits: 1717MARCO ISLAND FL CO-OP MORTGAGE LENDERSHits: 1454MARGATE FL CO-OP MORTGAGE LENDERSHits: 2130MARION COUNTY FL CO-OP MORTGAGE LENDERSHits: 1153MARION OAKS FL CO-OP MORTGAGE LENDERSHits: 1265MARTIN FL CO-OP MORTGAGE LENDERSHits: 1385MARYSVILLE FL CO-OP MORTGAGE LENDERSHits: 1451MAYTOWN FL CO-OP MORTGAGE LENDERSHits: 1152MCALPIN FL CO-OP MORTGAGE LENDERSHits: 1148MCDAVID FL CO-OP MORTGAGE LENDERSHits: 1052MCNEAL FL CO-OP MORTGAGE LENDERSHits: 1160MCRAE FL CO-OP MORTGAGE LENDERSHits: 1225MEADOWBROOK TERRACE FL CO-OP MORTGAGE LENDERSHits: 1101MEADOWCREST FL CO-OP MORTGAGE LENDERSHits: 1217MEDART FL CO-OP MORTGAGE LENDERSHits: 1206MELBOURNE BEACH FL CO-OP MORTGAGE LENDERSHits: 1461MELBOURNE FL CO-OP MORTGAGE LENDERSHits: 2483MELBOURNE SHORES FL CO-OP MORTGAGE LENDERSHits: 1200MELROSE FL CO-OP MORTGAGE LENDERSHits: 1248MERIDIAN FL CO-OP MORTGAGE LENDERSHits: 1394MIAMI BEACH FL CO-OP MORTGAGE LENDERSHits: 1540MIAMI FL CO-OP MORTGAGE LENDERSHits: 1936MIAMI FLORIDA CO-OP MORTGAGE LENDERSHits: 8892MIAMI FLORIDA CO-OP MORTGAGE LENDERSHits: 1710MICCOSUKEE FL CO-OP MORTGAGE LENDERSHits: 1392MIDWAY, SANTA ROSA COUNTY FL CO-OP MORTGAGE LENDERSHits: 1338MIKESVILLE FL CO-OP MORTGAGE LENDERSHits: 1128MILES CITY FL CO-OP MORTGAGE LENDERSHits: 1116MILLIGAN FL CO-OP MORTGAGE LENDERSHits: 1114MILLVILLE FL CO-OP MORTGAGE LENDERSHits: 1235MILTON FL CO-OP MORTGAGE LENDERSHits: 1540MIN580FICO – TAMPA FL CO-OP MORTGAGE LENDERSHits: 2084MINNEOLA FL CO-OP MORTGAGE LENDERSHits: 1348MIRAMAR FL CO-OP MORTGAGE LENDERSHits: 1515MIRAMAR FLORIDA CO-OP MORTGAGE LENDERSHits: 3570MONKEY BOX FL CO-OP MORTGAGE LENDERSHits: 1261MOUNT DORA FL CO-OP MORTGAGE LENDERSHits: 1518MOUNT PLEASANT FL CO-OP MORTGAGE LENDERSHits: 1468MOUNTAIN LAKE FL CO-OP MORTGAGE LENDERSHits: 1296MUCE FL CO-OP MORTGAGE LENDERSHits: 1266MYAKKA CITY FL CO-OP MORTGAGE LENDERSHits: 1241NALCREST FL CO-OP MORTGAGE LENDERSHits: 1272NAPLES FL CO-OP MORTGAGE LENDERSHits: 1801NARCOOSSEE FL CO-OP MORTGAGE LENDERSHits: 1219NASSAUVILLE FL CO-OP MORTGAGE LENDERSHits: 1190NAVARRE BEACH FL CO-OP MORTGAGE LENDERSHits: 1151NAVARRE FL CO-OP MORTGAGE LENDERSHits: 1381NEALS FL CO-OP MORTGAGE LENDERSHits: 1182NEPTUNE BEACH FL CO-OP MORTGAGE LENDERSHits: 1352NEW HOPE FL CO-OP MORTGAGE LENDERSHits: 1243NEW PORT RICHEY FL CO-OP MORTGAGE LENDERSHits: 2577NEW SMYRNA BEACH FL CO-OP MORTGAGE LENDERSHits: 1356NEWPORT, MONROE COUNTY FL CO-OP MORTGAGE LENDERSHits: 1188NEWPORT, WAKULLA COUNTY FL CO-OP MORTGAGE LENDERSHits: 1284NICEVILLE FL CO-OP MORTGAGE LENDERSHits: 1395NICHOLS FL CO-OP MORTGAGE LENDERSHits: 1256NOCATEE, DESOTO COUNTY FL CO-OP MORTGAGE LENDERSHits: 1071NOCATEE, ST. JOHNS COUNTY FL CO-OP MORTGAGE LENDERSHits: 1446NORTH MEADOWBROOK TERRACE FL CO-OP MORTGAGE LENDERSHits: 1135NORTH MIAMI BEACH FL CO-OP MORTGAGE LENDERSHits: 1719NORTH MIAMI FL CO-OP MORTGAGE LENDERSHits: 1638NORTH PORT FL CO-OP MORTGAGE LENDERSHits: 1881NORTH RUSKIN FL CO-OP MORTGAGE LENDERSHits: 1360NOWATNEY FL CO-OP MORTGAGE LENDERSHits: 1322O’BRIEN FL CO-OP MORTGAGE LENDERSHits: 1306O’NEIL FL CO-OP MORTGAGE LENDERSHits: 1308OAK RIDGE FL CO-OP MORTGAGE LENDERSHits: 1317OAKLAND PARK FL CO-OP MORTGAGE LENDERSHits: 1658OCALA FL CO-OP MORTGAGE LENDERSHits: 2694OCEAN RIDGE FL CO-OP MORTGAGE LENDERSHits: 1836OCHEESEE LANDING FL CO-OP MORTGAGE LENDERSHits: 1228OCHEESEULGA FL CO-OP MORTGAGE LENDERSHits: 1284OCHLOCKONEE FL CO-OP MORTGAGE LENDERSHits: 1130OCHOPEE FL CO-OP MORTGAGE LENDERSHits: 1096OCKLAWAHA FL CO-OP MORTGAGE LENDERSHits: 1173OCOEE FL CO-OP MORTGAGE LENDERSHits: 1548OJUS FL CO-OP MORTGAGE LENDERSHits: 1185OKEECHOBEE FL CO-OP MORTGAGE LENDERSHits: 1483OKEELANTA FL CO-OP MORTGAGE LENDERSHits: 1225OLD MYAKKA FL CO-OP MORTGAGE LENDERSHits: 1103OLD TOWN FL CO-OP MORTGAGE LENDERSHits: 1145OLDSMAR FL CO-OP MORTGAGE LENDERSHits: 1649OLUSTEE FL CO-OP MORTGAGE LENDERSHits: 1158ONA FL CO-OP MORTGAGE LENDERSHits: 1207ONECO FL CO-OP MORTGAGE LENDERSHits: 1222ORANGE BEND FL CO-OP MORTGAGE LENDERSHits: 1160ORANGE LAKE FL CO-OP MORTGAGE LENDERSHits: 1184ORANGE PARK FL CO-OP MORTGAGE LENDERSHits: 1452ORANGE SPRINGS FL CO-OP MORTGAGE LENDERSHits: 1089ORIENT PARK FL CO-OP MORTGAGE LENDERSHits: 1154ORIOLE BEACH FL CO-OP MORTGAGE LENDERSHits: 1265ORLANDO FL CO-OP MORTGAGE LENDERSHits: 6382ORLO VISTA FL CO-OP MORTGAGE LENDERSHits: 1335ORMOND BEACH FL CO-OP MORTGAGE LENDERSHits: 1481ORTONA, GLADES COUNTY FL CO-OP MORTGAGE LENDERSHits: 1169OSLO FL CO-OP MORTGAGE LENDERSHits: 1137OSTEEN FL CO-OP MORTGAGE LENDERSHits: 1388OVIEDO FL CO-OP MORTGAGE LENDERSHits: 1667OXFORD FL CO-OP MORTGAGE LENDERSHits: 1448OZELLO FL CO-OP MORTGAGE LENDERSHits: 1139OZONA FL CO-OP MORTGAGE LENDERSHits: 1313PAINTERS HILL FL CO-OP MORTGAGE LENDERSHits: 1314PALATKA FL CO-OP MORTGAGE LENDERSHits: 1666PALM BAY FL CO-OP MORTGAGE LENDERSHits: 1783PALM BAY FLORIDA CO-OP MORTGAGE LENDERSHits: 2659PALM BEACH FARMS FL CO-OP MORTGAGE LENDERSHits: 1106PALM BEACH FL CO-OP MORTGAGE LENDERSHits: 3915PALM BEACH FL CO-OP MORTGAGE LENDERSHits: 1507PALM BEACH GARDENS FL CO-OP MORTGAGE LENDERSHits: 1434PALM COAST FL CO-OP MORTGAGE LENDERSHits: 1496PALM HARBOR FL CO-OP MORTGAGE LENDERSHits: 1413Palm Harbor Florida CO-OP Mortgage Lenders – MIN 580 FICOHits: 10304PALM RIVER FL CO-OP MORTGAGE LENDERSHits: 1301PALMA SOLA FL CO-OP MORTGAGE LENDERSHits: 1262PALMDALE FL CO-OP MORTGAGE LENDERSHits: 1469PALMETTO FL CO-OP MORTGAGE LENDERSHits: 1722PANACEA FL CO-OP MORTGAGE LENDERSHits: 1128PANAMA CITY BEACH FL CO-OP MORTGAGE LENDERSHits: 1404PANAMA CITY FL CO-OP MORTGAGE LENDERSHits: 2463PARRISH FL CO-OP MORTGAGE LENDERSHits: 1298PELICAN LAKE FL CO-OP MORTGAGE LENDERSHits: 1257PENNICHAW FL CO-OP MORTGAGE LENDERSHits: 1199PENSACOLA BEACH FL CO-OP MORTGAGE LENDERSHits: 1400PENSACOLA FL CO-OP MORTGAGE LENDERSHits: 1670PENSACOLA FLORIDA CO-OP MORTGAGE LENDERSHits: 2178PERDIDO KEY FL CO-OP MORTGAGE LENDERSHits: 1286PETERS FL CO-OP MORTGAGE LENDERSHits: 1128PICNIC FL CO-OP MORTGAGE LENDERSHits: 1161PINE ISLAND, CALHOUN COUNTY FL CO-OP MORTGAGE LENDERSHits: 1139PINECREST FL CO-OP MORTGAGE LENDERSHits: 1265PINECREST, HILLSBOROUGH COUNTY FL CO-OP MORTGAGE LENDERSHits: 1264PINELLAS PARK FL CO-OP MORTGAGE LENDERSHits: 2037PINEOLA FL CO-OP MORTGAGE LENDERSHits: 1136PINETTA FL CO-OP MORTGAGE LENDERSHits: 1141PLANT CITY FL CO-OP MORTGAGE LENDERSHits: 1520PLANTATION FL CO-OP MORTGAGE LENDERSHits: 1540PLANTATION FL CO-OP MORTGAGE LENDERSHits: 1421PONCE INLET FL CO-OP MORTGAGE LENDERSHits: 1279PORT ORANGE FL CO-OP MORTGAGE LENDERSHits: 1904PORT ST. LUCIE FL CO-OP MORTGAGE LENDERSHits: 5453PORT ST. LUCIE FL CO-OP MORTGAGE LENDERSHits: 1521PUNTA GORDA FL CO-OP MORTGAGE LENDERSHits: 1533RAINBOW LAKES ESTATES FL CO-OP MORTGAGE LENDERSHits: 1222RED HEAD FL CO-OP MORTGAGE LENDERSHits: 1163REDLAND FL CO-OP MORTGAGE LENDERSHits: 1313RESTON FL CO-OP MORTGAGE LENDERSHits: 1240RIDGECREST FL CO-OP MORTGAGE LENDERSHits: 1206RIO PINAR FL CO-OP MORTGAGE LENDERSHits: 1062ROCHELLE FL CO-OP MORTGAGE LENDERSHits: 1197ROCK HARBOR FL CO-OP MORTGAGE LENDERSHits: 1060ROCKLEDGE FL CO-OP MORTGAGE LENDERSHits: 1499ROCKY CREEK FL CO-OP MORTGAGE LENDERSHits: 1295ROLLINS CORNER FL CO-OP MORTGAGE LENDERSHits: 1160ROSEMARY BEACH FL CO-OP MORTGAGE LENDERSHits: 1182ROTONDA WEST FL CO-OP MORTGAGE LENDERSHits: 1422ROUND LAKE FL CO-OP MORTGAGE LENDERSHits: 1147ROYAL PALM BEACH FL CO-OP MORTGAGE LENDERSHits: 1361RUNYON FL CO-OP MORTGAGE LENDERSHits: 1189RUTLAND FL CO-OP MORTGAGE LENDERSHits: 1191SAFETY HARBOR FL CO-OP MORTGAGE LENDERSHits: 1768SALEM FL CO-OP MORTGAGE LENDERSHits: 1261SALT SPRINGS FL CO-OP MORTGAGE LENDERSHits: 1219SAMPSON CITY FL CO-OP MORTGAGE LENDERSHits: 1152SAN CASTLE FL CO-OP MORTGAGE LENDERSHits: 1099SAN MATEO FL CO-OP MORTGAGE LENDERSHits: 1417SANDERSON FL CO-OP MORTGAGE LENDERSHits: 1168SANFORD FL CO-OP MORTGAGE LENDERSHits: 1829SANIBEL FL CO-OP MORTGAGE LENDERSHits: 1293SANLANDO SPRINGS FL CO-OP MORTGAGE LENDERSHits: 1303SANTA MONICA FL CO-OP MORTGAGE LENDERSHits: 1460SANTA ROSA BEACH FL CO-OP MORTGAGE LENDERSHits: 1355SATELLITE BEACH FL CO-OP MORTGAGE LENDERSHits: 1355SATSUMA FL CO-OP MORTGAGE LENDERSHits: 1184SCOTLAND FL CO-OP MORTGAGE LENDERSHits: 1203SCOTTOWN FL CO-OP MORTGAGE LENDERSHits: 1217SCOTTS FERRY FL CO-OP MORTGAGE LENDERSHits: 1179SCOTTSMOOR FL CO-OP MORTGAGE LENDERSHits: 1194SEACREST FL CO-OP MORTGAGE LENDERSHits: 1209SEASIDE CITY FL CO-OP MORTGAGE LENDERSHits: 1334SEASIDE FL CO-OP MORTGAGE LENDERSHits: 1454SEBASTIAN FL CO-OP MORTGAGE LENDERSHits: 1686SELMAN FL CO-OP MORTGAGE LENDERSHits: 1148SENYAH FL CO-OP MORTGAGE LENDERSHits: 1185SEWALL’S POINT FL CO-OP MORTGAGE LENDERSHits: 1288SHADEVILLE FL CO-OP MORTGAGE LENDERSHits: 1122SHADY GROVE, JACKSON COUNTY FL CO-OP MORTGAGE LENDERSHits: 1197SHADY GROVE, TAYLOR COUNTY FL CO-OP MORTGAGE LENDERSHits: 1184SHALIMAR FL CO-OP MORTGAGE LENDERSHits: 1411SHELL POINT FL CO-OP MORTGAGE LENDERSHits: 1213SILVER PALM FL CO-OP MORTGAGE LENDERSHits: 1260SILVER SPRINGS FL CO-OP MORTGAGE LENDERSHits: 1229SLAVIA FL CO-OP MORTGAGE LENDERSHits: 1127SOUTHFORT FL CO-OP MORTGAGE LENDERSHits: 1074SOUTHPORT FL CO-OP MORTGAGE LENDERSHits: 1203SPARR FL CO-OP MORTGAGE LENDERSHits: 1146SPRING LAKE, HIGHLANDS COUNTY FL CO-OP MORTGAGE LENDERSHits: 1323SPUDS FL CO-OP MORTGAGE LENDERSHits: 1147ST PETERSBURG FL CO-OP MORTGAGE LENDERSHits: 6050ST. AUGUSTINE BEACH FL CO-OP MORTGAGE LENDERSHits: 1458ST. AUGUSTINE FL CO-OP MORTGAGE LENDERSHits: 1951ST. CATHERINE FL CO-OP MORTGAGE LENDERSHits: 1099ST. CLOUD FL CO-OP MORTGAGE LENDERSHits: 1675ST. HEBRON FL CO-OP MORTGAGE LENDERSHits: 1172ST. JOHN FL CO-OP MORTGAGE LENDERSHits: 1288ST. JOHNS FL CO-OP MORTGAGE LENDERSHits: 1780ST. JOSEPH, PASCO COUNTY FL CO-OP MORTGAGE LENDERSHits: 1603ST. PETE BEACH FL CO-OP MORTGAGE LENDERSHits: 1345ST. PETERSBURG FL CO-OP MORTGAGE LENDERSHits: 1941ST. TERESA FL CO-OP MORTGAGE LENDERSHits: 1195STOCK ISLAND FL CO-OP MORTGAGE LENDERSHits: 1267STUART FL CO-OP MORTGAGE LENDERSHits: 1398SUGARLOAF SHORES FL CO-OP MORTGAGE LENDERSHits: 1029SUMATRA FL CO-OP MORTGAGE LENDERSHits: 1113SUMMERFIELD FL CO-OP MORTGAGE LENDERSHits: 1419SUMMERLAND KEY FL CO-OP MORTGAGE LENDERSHits: 1268SUMNER FL CO-OP MORTGAGE LENDERSHits: 1282SUMTERVILLE FL CO-OP MORTGAGE LENDERSHits: 1262SUN ‘N LAKE OF SEBRING FL CO-OP MORTGAGE LENDERSHits: 1193SUN CITY FL CO-OP MORTGAGE LENDERSHits: 1420SUNNY HILLS FL CO-OP MORTGAGE LENDERSHits: 1243SUNNYSIDE FL CO-OP MORTGAGE LENDERSHits: 1314SUNSET POINT FL CO-OP MORTGAGE LENDERSHits: 1225SUNTREE FL CO-OP MORTGAGE LENDERSHits: 1185SURFSIDE FL CO-OP MORTGAGE LENDERSHits: 1553SUWANNEE FL CO-OP MORTGAGE LENDERSHits: 1280SVEA FL CO-OP MORTGAGE LENDERSHits: 1080SWEET GUM HEAD FL CO-OP MORTGAGE LENDERSHits: 1160SWEETWATER CREEK FL CO-OP MORTGAGE LENDERSHits: 1329SWEETWATER, HARDEE COUNTY FL CO-OP MORTGAGE LENDERSHits: 1320SWITZERLAND FL CO-OP MORTGAGE LENDERSHits: 1324SYDNEY FL CO-OP MORTGAGE LENDERSHits: 1288TAFT FL CO-OP MORTGAGE LENDERSHits: 1272TAINTSVILLE FL CO-OP MORTGAGE LENDERSHits: 1204TALLAHASSEE FL CO-OP MORTGAGE LENDERSHits: 1457TALLAHASSEE FLORIDA CO-OP MORTGAGE LENDERSHits: 4298TALLEVAST FL CO-OP MORTGAGE LENDERSHits: 1215TAMARAC FL CO-OP MORTGAGE LENDERSHits: 2744TAMPA FLORIDA CO-OP MORTGAGE LENDERSHits: 4426TANGELO PARK FL CO-OP MORTGAGE LENDERSHits: 1245TARPON SPRINGS FL CO-OP MORTGAGE LENDERSHits: 2129TARRYTOWN FL CO-OP MORTGAGE LENDERSHits: 1254TAVARES FL CO-OP MORTGAGE LENDERSHits: 1334TAVERNIER FL CO-OP MORTGAGE LENDERSHits: 1161TELOGIA FL CO-OP MORTGAGE LENDERSHits: 1072TEMPLE TERRACE FL CO-OP MORTGAGE LENDERSHits: 1369TERRA CEIA FL CO-OP MORTGAGE LENDERSHits: 1229THE ACREAGE FL CO-OP MORTGAGE LENDERSHits: 1150THOMPSON FL CO-OP MORTGAGE LENDERSHits: 1203TITUSVILLE FL CO-OP MORTGAGE LENDERSHits: 2068TRAIL CENTER FL CO-OP MORTGAGE LENDERSHits: 1078TREASURE ISLAND FL CO-OP MORTGAGE LENDERSHits: 1302TRILACOOCHEE FL CO-OP MORTGAGE LENDERSHits: 1304TRILBY FL CO-OP MORTGAGE LENDERSHits: 1243TURKEY CREEK FL CO-OP MORTGAGE LENDERSHits: 1208TWO EGG FL CO-OP MORTGAGE LENDERSHits: 1238TYLER FL CO-OP MORTGAGE LENDERSHits: 1337UNIVERSITY, ORANGE COUNTY FL CO-OP MORTGAGE LENDERSHits: 1177UPTHEGROVE BEACH FL CO-OP MORTGAGE LENDERSHits: 1136VALDEZ FL CO-OP MORTGAGE LENDERSHits: 1205VALPARAISO FL CO-OP MORTGAGE LENDERSHits: 1247VANDERBILT BEACH ESTATES FL CO-OP MORTGAGE LENDERSHits: 1281VANDERBILT BEACH FL CO-OP MORTGAGE LENDERSHits: 1253VENICE FL CO-OP MORTGAGE LENDERSHits: 1990VENUS FL CO-OP MORTGAGE LENDERSHits: 1248VERDIE FL CO-OP MORTGAGE LENDERSHits: 1199VERMONT HEIGHTS FL CO-OP MORTGAGE LENDERSHits: 1246VERO BEACH FL CO-OP MORTGAGE LENDERSHits: 2051VERO LAKE ESTATES FL CO-OP MORTGAGE LENDERSHits: 1377VIERA FL CO-OP MORTGAGE LENDERSHits: 1383VIKING FL CO-OP MORTGAGE LENDERSHits: 1128VINELAND FL CO-OP MORTGAGE LENDERSHits: 1318VIRGINIA VILLAGE FL CO-OP MORTGAGE LENDERSHits: 1123VOLUSIA FL CO-OP MORTGAGE LENDERSHits: 1237WACISSA FL CO-OP MORTGAGE LENDERSHits: 1211WADESBORO FL CO-OP MORTGAGE LENDERSHits: 1315WAKULLA BEACH FL CO-OP MORTGAGE LENDERSHits: 1225WALNUT HILL FL CO-OP MORTGAGE LENDERSHits: 1199WANNEE FL CO-OP MORTGAGE LENDERSHits: 1100WATERCOLOR FL CO-OP MORTGAGE LENDERSHits: 1134WATERS LAKE FL CO-OP MORTGAGE LENDERSHits: 1021WATERSOUND FL CO-OP MORTGAGE LENDERSHits: 1234WAUKEENAH FL CO-OP MORTGAGE LENDERSHits: 1250WEIRSDALE FL CO-OP MORTGAGE LENDERSHits: 1172WELCOME FL CO-OP MORTGAGE LENDERSHits: 1096WELLBORN FL CO-OP MORTGAGE LENDERSHits: 1167WELLINGTON FL CO-OP MORTGAGE LENDERSHits: 2030WEST KENDALL FL CO-OP MORTGAGE LENDERSHits: 1385WEST MELBOURNE FL CO-OP MORTGAGE LENDERSHits: 1441WEST PALM BEACH FL CO-OP MORTGAGE LENDERSHits: 1781WESTCHESTER FL CO-OP MORTGAGE LENDERSHits: 1313WESTON FL CO-OP MORTGAGE LENDERSHits: 3691WESTON FL CO-OP MORTGAGE LENDERSHits: 1764WHISPERING PINES FL CO-OP MORTGAGE LENDERSHits: 1171WHITE CITY, GULF COUNTY FL CO-OP MORTGAGE LENDERSHits: 1222WILBUR-BY-THE-SEA FL CO-OP MORTGAGE LENDERSHits: 1248WILCOX FL CO-OP MORTGAGE LENDERSHits: 1164WILCOX JUNCTION FL CO-OP MORTGAGE LENDERSHits: 1167WILLIFORD FL CO-OP MORTGAGE LENDERSHits: 1115WILLIS FL CO-OP MORTGAGE LENDERSHits: 1250WILTON MANORS FL CO-OP MORTGAGE LENDERSHits: 1395WINDSOR, ALACHUA COUNTY FL CO-OP MORTGAGE LENDERSHits: 1347WINSTON FL CO-OP MORTGAGE LENDERSHits: 1426WINTER GARDEN FL CO-OP MORTGAGE LENDERSHits: 1536WINTER HAVEN FL CO-OP MORTGAGE LENDERSHits: 1760WINTER PARK FL CO-OP MORTGAGE LENDERSHits: 1362WINTER SPRINGS FL CO-OP MORTGAGE LENDERSHits: 1638YELVINGTON FL CO-OP MORTGAGE LENDERSHits: 1131YOUNGSTOWN FL CO-OP MORTGAGE LENDERSHits: 1389ZELLWOOD FL CO-OP MORTGAGE LENDERSHits: 1180ZUBER FL CO-OP MORTGAGE LENDERSHits: 1272

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