CA Bank Statement Mortgage For Self-Employed Borrowers

Bank Statement Mortgage Lenders For Calfornia Self-Employed!

  • 10% Down W/660 & 15% Down with a 600 Mid Credit Score.
  • No tax returns required.
  • 12 month personal California Bank Statement Mortgage Lenders.
  • 24-month business California Bank Statement Mortgage Lenders.
  • Loans up to $3 million.
  • Credit scores down to 600.
  • Rates starting in the 4’s.
  • Up to 90% LTV on Personal and Business with no MI.
  • DTI up to 50% considered.
  • Owner-occupied, 2nd homes and investment properties.
  • 2 years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu.
  • Non-warrantable condos considered.
  • 5/1 ARM or 30-year fixed.
  • No pre-payment penalty for owner-occ and 2nd homes.
  • Seller concessions to 6% (2% for investment).
  • 2 year self-employed required.

SELF-EMPLOYED MUST BE IN BUSINESS OR PROVE SELF EMPLOYED FOR 2 YEARS TO QUALIFY FOR THIS PROGRAM. Self Employed Document Requirements Include and not limited to:
(1) 12 or 24 months Personal or 24 months Business Bank statements.
 Self Employed Mortgage Applicants who own more than 3 businesses must use personal bank statements option
 Bank statements must be most recent available at the time of application and must be consecutive
(2) Profit & Loss Statement.
 If submitting personal bank statements, a P&L prepared by the Self Employed Mortgage Applicants covering no less than 12 or 24 months is required.
 The P&L must be signed by the Self Employed Mortgage Applicants
 If submitting business bank statements, a P&L prepared by the Self Employed Mortgage Applicants covering no less than 24 months is required.
Self Employed Mortgage Applicants is required to provide separate P&Ls for each business being used in qualifying.
 The P&L should generally cover the same calendar months as the bank statements provided.
(3) Validation of a minimum of 2 years existence of the business from one of the following: Business License, Letter from Tax Preparer, Secretary of State Filing or equivalent.

Self Employed/Wage Earner Combination – Joint Self Employed Mortgage Applicants with 1 wage earner and 1 self-employed business owner can verify income separately, with the self-
employed Self Employed Mortgage Applicants utilizing bank statements and the wage earner providing pay stubs/W-2s. The wage earner 4506T should include W-2 transcripts only.

SELF EMPLOYED BANK STATEMENT ONLY PROFIT & LOSS ANALYSIS
• Net Income from the P&L will be used as Qualifying Income for both personal and business bank statements.
• The P&L used for qualifying must be signed by the Self Employed Mortgage Applicants.
• Declining Income requires an LOE
• Any amounts on the P&L representing salary/wages paid to the Self Employed Mortgage Applicants/business owner can be added back and considered in the net income analysis.
• Expense line items that can be added back to the business net income include depreciation, depletion, amortization, casualty losses, and other losses or
expenses that are not consistent and recurring.
• Self Employed Mortgage Applicants utilizing business bank statements that own > 50% but < 100% of a business will be qualified at the P&L/AES net income multiplied by their ownership
percentage.
• The P&L expense ratio, Gross Income minus Net Income, divided by Gross Income, should be reasonable for the profession.
Example: A home-based sole practitioner therapist/consultant can be expected to have a low expense ratio, while a retail business that has a full staff of
employees and relies heavily on inventory to generate income will have a high expense ratio.
• If the file does not contain a CPA prepared P&L, steps must be taken by the underwriter to evaluate the reasonableness of the expenses listed by the Self Employed Mortgage Applicants.
• This requires the Self Employed Mortgage Applicants to provide a business narrative which includes detail related to the size/scope and operating profile of the business, including the
following: o Description of Business/Business Profile
o Location & Associated Rent o Number of Employees / Contractors o Estimated Cost of Goods Sold (Does

business involves the sale of goods or just services?)
o Materials/Trucks/Equipment o Commercial or Retail client base? o Business Analysis

• Expenses listed on a Self Employed Mortgage Applicants prepared P&L should generally relate to the information provided below.
BANK STATEMENT MORTGAGE LENDERS ANALYSIS
• Eligible deposits from the bank statements should generally be within +/- 10% of the gross income (business accounts) or net income (personal accounts) as
shown on the P&L.
• Transfers from other bank accounts into the business bank accounts will require conclusive evidence that the source of transfer is business related income
• An Income calculated with bank statement documentation should be consistent with income documented by the Self Employed Mortgage Applicants on the loan application
• Self Employed Mortgage Applicants income on the 1003 should never be used for qualifying, even if it is less than the P&L income calculated above
• Any deposits into a personal account deemed to derive from a source other than the business (rents, SSI, joint account holder wage income, IRS refunds)
must be excluded from the analysis
• NSFs require a Self Employed Mortgage Applicants LOE to evaluate that they are not due to financial mishandling and/or indicative of insufficient income
• NSFs should be covered with deposits shortly after they are incurred.
• Unusually large deposits exceeding 50% of monthly income (as defined by Fannie Mae) into personal accounts must be documented and explained via LOE,
and must be consistent with the business profile. If LOE is sufficient, no sourcing required.
• Transaction history printouts are not acceptable.
• Multiple bank accounts may be used.
• Co-mingling of personal and business receipts and expenses in Personal Bank Accounts is not permitted. Evidence of comingling will require the loan to be
submitted and qualified as a business bank statement loan.
• If personal bank statements provided reflect payments being made on obligations not listed on the credit report, a thorough analysis must be performed and
LOE provided from the Self Employed Mortgage Applicants, as outlined below.
Bank statement loans submitted with tax return documentation or transcripts are ineligible.
 Joint Accounts – A joint personal account with a non-borrowing spouse or domestic partner can be used for qualifying as follows: o If not contributing income/deposits, it must be validated by a Self Employed Mortgage Applicants affidavit o If contributing income/deposits, source must be clearly identified (direct deposit, SSI, trust
income) and amounts must be subtracted from the analysis
o Relationship letter must be present in file

 Retirement, Government Annuity, and Pension Income – Self Emortgage Mortgage Lendersmay recognize an ancillary income stream from employment-related assets as eligible for
income qualification. Self Employed Mortgage Applicants must evidence a 12 month history of documented draws or interest/dividend income. If, based on that history, the income will
continue for at least three years, the income may be used for loan qualification. One of the following types of income documentation is required: o Copy of
award letter or letters from the organizations providing the income o Most recent personal income tax return with all schedules o Most recent W2 or 1099 o Most recent 2 months bank statements showing deposit of funds
If the income being used for qualifying represents at least 50% of the Self Employed Mortgage Applicants’ total income, a five year continuance is required. The Self Employed Mortgage Applicants must have unrestricted access, and available to the Self Employed Mortgage Applicants without penalty. Documentation of asset ownership must be in compliance with the allowable age of credit documents.
 Restricted Stock Income – Self Emortgage Mortgage Lenderswill only consider a restricted stock that was awarded in prior 2 years and became unrestricted (vested) in the current year. The
Vesting Schedule must indicate the income will continue for a minimum of 3 years at a similar level to the prior 2 years. Continuance is based on the vesting
schedule using a stock price based on the 52 week low for the most recent 12 months reporting at the time of closing. A 2 year average of prior income received from RSU’s or stock option will be used. The following documentation is required: o Copy of the vesting schedule o Most recent W2 and pay stub o
Private Stock not eligible.
 Component Sources of Income – A Self Employed Mortgage Applicants who has a self-employed business and also receives income from other sources is eligible for the bank
statement program. Income sources include but are not limited to rental properties, trust & investment, alimony, etc. These income sources should be
separately documented on the 1003 and should be separately supported by bank statement deposits.
o Rental Income –months via canceled checks, deposits clips, or bank records ed by a vacancy/expense factor of
25%
o Trust Income – i, distribution frequency, and duration of payments
o Alimony Income –
deposit slips, or bank records
o Note Receivable Income opy of the note confirming amount and length of payment
checks, deposit slips, or bank records

Bank Statement 12-Month California Bank Statement Mortgage Lenders Program

The California Bank Statement Mortgage Lenders should show a trend of ending balances that are stable or increasing over the 12 to 24 months period. Decreasing income trends must be explained; additional documentation may be required.  Low ending balances must be explained; additional documentation may be required.  Net bank statement deposits must not reflect any other income sources already taken into consideration (i.e. deduct SS payments, W-2 wage earnings etc…that have already been used for income calculation).

  1. Business California Bank Statement Mortgage Lenders
  • Can only be used if personal and business statements are combined in one account. Cannot use if self employed mortgage applicants has separate personal statements.
  • A Profit and Loss (P&L) that is prepared by a CPA or Licensed Tax Preparer must be provided. The P&L will be used for qualifying; revenue must be supported by the California Bank Statement Mortgage Lenders provided.
  • Total bank statement deposits per California Bank Statement Mortgage Lenders must be no more than 5% below revenue reflected on the P&L
  1. Personal California Bank Statement Mortgage Lenders
  • Provide 12 months consecutive personal California Bank Statement Mortgage Lenders. 3 months business California Bank Statement Mortgage Lenders may be needed for cash analysis if statements have issues.  Income will be qualified based on the personal statements.
  • If the analysis is inconclusive (e.g. large fluctuations in bank statement deposits) a CPA or Licensed Tax Preparer is to provide a P&L covering the twelve (12) month period. When a P&L is provided, monthly income will be determined from the P&L.
  1. Option to only use business California Bank Statement Mortgage Lenders
  • If self-employed mortgage applicants has separate business and personal accounts and the personal account does not show sufficient bank statement deposits to qualify, a third party P&L may be used along with the business statements to qualify the self employed mortgage applicants. Net income on P&L will be used and must be within 5% of the gross receipts.

Non-Sufficient Funds (NSF): No more than 3 in a 12 month period. LOE is required. Greater than 3 NSF’s may be approved on a case by case basis so long as it’s an isolated situation and requires and exception approval. .Returned checks that do not result in a negative balance are not considered NSFs.

Bank Statement 24-Month California Bank Statement Mortgage Lenders Program

24-months complete California Bank Statement Mortgage Lenders from the same account. Transaction history printouts are not acceptable. All parties listed on each bank account must be included as self employed mortgage applicants on the loan. Can use personal and/or business statements to qualify. Must count full PITI  of all properties. Rental income cannot be used to offset the payments as they are already counted in the bank statement deposits.

Requires Profit and loss (P&L) statement for the most recent year and year-to-date P&L statement (if the loan application is dated more than 120 days after the end of the business tax year).  Income will be the lower of the stated income on the 1003, the Gross income from the P&L, or the average bank statement deposits in the California Bank Statement Mortgage Lenders .

  1. Business California Bank Statement Mortgage Lenders
  • Can only be used if the self employed mortgage applicants is 100% owner of the business.
  • 100% gross bank statement deposits minus withdrawals, averaged over 24 months (personal bank accounts that serve as business accounts must be underwritten as business accounts
  • Unusual bank statement deposits must be documented
  • A consistent pattern of withdrawals exceeding bank statement deposits on a monthly basis or evidence of a decline in earnings may result in disqualification
  1. Personal California Bank Statement Mortgage Lenders
  • 100% of bank statement deposits, averaged over 24 months
  • Transfers between personal accounts should be excluded
  • Transfers from a business account into a personal account are acceptable
  • Unusual bank statement deposits must be documented
  • A consistent pattern of withdrawals exceeding bank statement deposits on a monthly basis or evidence of a decline in earnings may result in disqualification

Bank Statement 3 Month California Bank Statement Mortgage Lenders Program Not available in Florida until further notice.

  • Minimum 3 months Business California Bank Statement Mortgage Lenders must support the income stated (additional statements may be required) based on the % of ownership
  • Minimum 3 months Personal California Bank Statement Mortgage Lenders are required for all assets to verify liquidity that are not being used for income validation
  • All self-employed mortgage applicants must have a minimum net worth of $750,000
  • Business statements should reflect average monthly bank statement deposits to support income levels.
  • Business statements cannot be dormant and must demonstrate cash flow for earnings
  • Rental agreements must be provided if rental income is used to qualify
  • Large bank statement deposits must be sourced or will be backed out of the calculation.

CALIFORNIA SELF EMPLOYED SEARCH RESULTS 

10%down+los Angeles California self-employed mortgage lenders

https://www.Self Employed Mortgage Lendersmortgageprograms.com/los-angeles-california-self-employed-mortgag…

10%DOWN+NO TAX RETURNS NEEDED+BANK STATEMENT ONLY LOS ANGELES CALIFORNIA MORTGAGE LENDERS 2 Years Self Employed Required!

 

https://www.Self Employed Mortgage Lendersmortgageprograms.com/10-down-self-employed-bank-statement-only…

10% Down Self Employed Bank Statement Only California Mortgage Lenders = NO TAX RETURNS NEEDED TO QUALIFY fo2 year selfemployed required No …

 

https://www.Self Employed Mortgage Lendersmortgageprograms.com/category/california/

SAN FRANCISCO CA SELF EMPLOYED MORTGAGE LENDERS … San Diego SelfEmployed Mortgage Lenders – Serving All California San Diego CASelf …. ://www.Self Employed Mortgage Lendersmortgageprograms.com/californiaselfemployed-bank-

California Self Employed Bank Statement Mortgage Lenders

https://www.Self Employed Mortgage Lendersmortgageprograms.com/california-self-employed-bank-statement-mor…

California Self Employed Bank Statment Mortgage Solutions for SelfEmployed Self Employed Mortgage Applicants 10% Down with a 660+ Credit Score-15% Down with a 600+ Credit …
california self employed-bank statement mortgage lenders

https://www.Self Employed Mortgage Lendersmortgageprograms.com/california-self-employed-bank-statement-mor…

SELF EMPLOYED-BANK STATEMENT MORTGAGE LENDERS– NO TAX RETURNS! Many California selfemployed business owners agree that their tax …

You’ve visited this page 2 times. Last visit: 7/12/18
10%down+san jose California self-employed mortgage lenders

https://www.Self Employed Mortgage Lendersmortgageprograms.com/los-angeles-california-self-employed-mortgag…

10%DOWN+NO TAX RETURNS NEEDED+BANK STATEMENT ONLY CALIFORNIA MORTGAGE LENDERS– 2 Years Self Employed Required! Bank statement …
self-employed mortgage lenders+no tax returns needed

https://www.Self Employed Mortgage Lendersmortgageprograms.com/self-employed-mortgage-lenders/

SELF EMPLOYED MORTGAGE LENDERS-NO TAX RETURNS NEEDED TO PURCHASE OR REFINANCE A HOME- Min 580 FICO Loan Amounts From …

Self Employed Mortgage Lenders California – Self Employed Mortgage Lenders mortgage lender

https://www.Self Employed Mortgage Lendersmortgageprograms.com/california-self-employed…mortgage…self-em…

We are US Mortgage Lenders. Major real estate brokerages regularly entrust their clients to our team due to our reputation for transparency, delivering on time, …

https://www.Self Employed Mortgage Lendersmortgageprograms.com/lsan-francisco-ca-self-employed-mortgage-le…

10%DOWN+NO TAX RETURNS NEEDED+BANK STATEMENT ONLY LOS ANGELES CALIFORNIA MORTGAGE LENDERS 2 Years Self Employed Required!

Long Beach CA Self-Employed Mortgage Lenders+NO TAX RETURNS

https://www.Self Employed Mortgage Lendersmortgageprograms.com/long-beach-california-self-employed-mortgag…

Long Beach CA Self Employed Mortgage Lenders! Serving ALL CALIFORNIA USE 12 OR 24 MONTHS BANK STATEMENTS = NO TAX RETURN MORTGAGE …

CALIFORNIA

Santee CA Self Employed Mortgage Lenders MORTGAGE LENDERS Brentwood CA Self Employed Mortgage Lenders MORTGAGE LENDERS Woodland CA Self Employed Mortgage Lenders MORTGAGE LENDERS Arcadia CA Self Employed Mortgage Lenders MORTGAGE LENDERS Eastvale CA Self Employed Mortgage Lenders MORTGAGE LENDERS Porterville CA Self Employed Mortgage Lenders MORTGAGE LENDERS Huntington Park CA Self Employed Mortgage Lenders MORTGAGE LENDERS San Rafael CA Self Employed Mortgage Lenders MORTGAGE LENDERS La Mesa CA Self Employed Mortgage Lenders MORTGAGE LENDERS South Whittier CA Self Employed Mortgage Lenders MORTGAGE LENDERS Petaluma CA Self Employed Mortgage Lenders MORTGAGE LENDERS Gardena CA Self Employed Mortgage Lenders MORTGAGE LENDERS Lake Elsinore CA Self Employed Mortgage Lenders MORTGAGE LENDERS Cupertino CA Self Employed Mortgage Lenders MORTGAGE LENDERS National City CA Self Employed Mortgage Lenders MORTGAGE LENDERS Rocklin CA Self Employed Mortgage Lenders MORTGAGE LENDERS Monterey Park CA Self Employed Mortgage Lenders MORTGAGE LENDERS La Habra CA Self Employed Mortgage Lenders MORTGAGE LENDERS Tulare CA Self Employed Mortgage Lenders MORTGAGE LENDERS Encinitas CA Self Employed Mortgage Lenders MORTGAGE LENDERS Castro Valley CA Self Employed Mortgage Lenders MORTGAGE LENDERS Santa Cruz CA Self Employed Mortgage Lenders MORTGAGE LENDERS Florence-Graham CA Self Employed Mortgage Lenders MORTGAGE LENDERS Madera CA Self Employed Mortgage Lenders MORTGAGE LENDERS Montebello CA Self Employed Mortgage Lenders MORTGAGE LENDERS Carmichael CA Self Employed Mortgage Lenders MORTGAGE LENDERS Pico Rivera CA Self Employed Mortgage Lenders MORTGAGE LENDERS Lodi CA Self Employed Mortgage Lenders MORTGAGE LENDERS Laguna Niguel CA Self Employed Mortgage Lenders MORTGAGE LENDERS San Clemente CA Self Employed Mortgage Lenders MORTGAGE LENDERS Yuba City CA Self Employed Mortgage Lenders MORTGAGE LENDERS South San Francisco CA Self Employed Mortgage Lenders MORTGAGE LENDERS Camarillo CA Self Employed Mortgage Lenders MORTGAGE LENDERS Palo Alto CA Self Employed Mortgage Lenders MORTGAGE LENDERS Davis CA Self Employed Mortgage Lenders MORTGAGE LENDERS Yorba Linda CA Self Employed Mortgage Lenders MORTGAGE LENDERS Walnut Creek CA Self Employed Mortgage Lenders MORTGAGE LENDERS Redondo Beach CA Self Employed Mortgage Lenders MORTGAGE LENDERS Pittsburg CA Self Employed Mortgage Lenders MORTGAGE LENDERS Rancho Cordova CA Self Employed Mortgage Lenders MORTGAGE LENDERS Redlands CA Self Employed Mortgage Lenders MORTGAGE LENDERS Turlock CA Self Employed Mortgage Lenders MORTGAGE LENDERS Lynwood CA Self Employed Mortgage Lenders MORTGAGE LENDERS Apple Valley CA Self Employed Mortgage Lenders MORTGAGE LENDERS Milpitas CA Self Employed Mortgage Lenders MORTGAGE LENDERS Union City CA Self Employed Mortgage Lenders MORTGAGE LENDERS Manteca CA Self Employed Mortgage Lenders MORTGAGE LENDERS Perris CA Self Employed Mortgage Lenders MORTGAGE LENDERS San Ramon CA Self Employed Mortgage Lenders MORTGAGE LENDERS Folsom CA Self Employed Mortgage Lenders MORTGAGE LENDERS Upland CA Self Employed Mortgage Lenders MORTGAGE LENDERS Baldwin Park CA Self Employed Mortgage Lenders MORTGAGE LENDERS Pleasanton CA Self Employed Mortgage Lenders MORTGAGE LENDERS Chino Hills CA Self Employed Mortgage Lenders MORTGAGE LENDERS Alameda CA Self Employed Mortgage Lenders MORTGAGE LENDERS Bellflower CA Self Employed Mortgage Lenders MORTGAGE LENDERS Mountain View city CA Self Employed Mortgage Lenders MORTGAGE LENDERS Tustin CA Self Employed Mortgage Lenders MORTGAGE LENDERS Napa CA Self Employed Mortgage Lenders MORTGAGE LENDERS Lake Forest CA Self Employed Mortgage Lenders MORTGAGE LENDERS Lakewood CA Self Employed Mortgage Lenders MORTGAGE LENDERS Merced CA Self Employed Mortgage Lenders MORTGAGE LENDERS Merced CA Self Employed Mortgage Lenders MORTGAGE LENDERS Redwood City CA Self Employed Mortgage Lenders MORTGAGE LENDERS Hemet CA Self Employed Mortgage Lenders MORTGAGE LENDERS Buena Park CA Self Employed Mortgage Lenders MORTGAGE LENDERS Chino CA Self Employed Mortgage Lenders MORTGAGE LENDERS Alhambra CA Self Employed Mortgage Lenders MORTGAGE LENDERS Menifee CA Self Employed Mortgage Lenders MORTGAGE LENDERS Indio CA Self Employed Mortgage Lenders MORTGAGE LENDERS Citrus Heights CA Self Employed Mortgage Lenders MORTGAGE LENDERS Tracy CA Self Employed Mortgage Lenders MORTGAGE LENDERS Livermore CA Self Employed Mortgage Lenders MORTGAGE LENDERS Whittier CA Self Employed Mortgage Lenders MORTGAGE LENDERS Newport Beach CA Self Employed Mortgage Lenders MORTGAGE LENDERS Hawthorne CA Self Employed Mortgage Lenders MORTGAGE LENDERS San Leandro CA Self Employed Mortgage Lenders MORTGAGE LENDERS Chico CA Self Employed Mortgage Lenders MORTGAGE LENDERS Santa Barbara CA Self Employed Mortgage Lenders MORTGAGE LENDERS Redding CA Self Employed Mortgage Lenders MORTGAGE LENDERS San Marcos CA Self Employed Mortgage Lenders MORTGAGE LENDERS Westminster CA Self Employed Mortgage Lenders MORTGAGE LENDERS Santa Monica CA Self Employed Mortgage Lenders MORTGAGE LENDERS Hesperia CA Self Employed Mortgage Lenders MORTGAGE LENDERS Carson CA Self Employed Mortgage Lenders MORTGAGE LENDERS South Gate CA Self Employed Mortgage Lenders MORTGAGE LENDERS Vacaville CA Self Employed Mortgage Lenders MORTGAGE LENDERS Mission Viejo CA Self Employed Mortgage Lenders MORTGAGE LENDERS Arden-Arcade CA Self Employed Mortgage Lenders MORTGAGE LENDERS Compton CA Self Employed Mortgage Lenders MORTGAGE LENDERS Vista CA Self Employed Mortgage Lenders MORTGAGE LENDERS Jurupa Valley CA Self Employed Mortgage Lenders MORTGAGE LENDERS Clovis CA Self Employed Mortgage Lenders MORTGAGE LENDERS San Mateo CA Self Employed Mortgage Lenders MORTGAGE LENDERS Rialto CA Self Employed Mortgage Lenders MORTGAGE LENDERS El Cajon CA Self Employed Mortgage Lenders MORTGAGE LENDERS Santa Maria CA Self Employed Mortgage Lenders MORTGAGE LENDERS Burbank city CA Self Employed Mortgage Lenders MORTGAGE LENDERS Daly City CA Self Employed Mortgage Lenders MORTGAGE LENDERS Norwalk CA Self Employed Mortgage Lenders MORTGAGE LENDERS West Covina CA Self Employed Mortgage Lenders MORTGAGE LENDERS Richmond CA Self Employed Mortgage Lenders MORTGAGE LENDERS Murrieta CA Self Employed Mortgage Lenders MORTGAGE LENDERS Antioch CA Self Employed Mortgage Lenders MORTGAGE LENDERS Temecula CA Self Employed Mortgage Lenders MORTGAGE LENDERS San Buenaventura (Ventura) CA Self Employed Mortgage Lenders MORTGAGE LENDERS Ontario CA Self Employed Mortgage Lenders MORTGAGE LENDERS Santa Rosa CA Self Employed Mortgage Lenders MORTGAGE LENDERS Rancho Cucamonga CA Self Employed Mortgage Lenders MORTGAGE LENDERS Oceanside CA Self Employed Mortgage Lenders MORTGAGE LENDERS Garden Grove CA Self Employed Mortgage Lenders MORTGAGE LENDERS Santa Clarita CA Self Employed Mortgage Lenders MORTGAGE LENDERS Glendale CA Self Employed Mortgage Lenders MORTGAGE LENDERS Huntington Beach CA Self Employed Mortgage Lenders MORTGAGE LENDERS Moreno Valley CA Self Employed Mortgage Lenders MORTGAGE LENDERS Oxnard CA Self Employed Mortgage Lenders MORTGAGE LENDERS Fontana CA Self Employed Mortgage Lenders MORTGAGE LENDERS Modesto CA Self Employed Mortgage Lenders MORTGAGE LENDERS San Bernardino CA Self Employed Mortgage Lenders MORTGAGE LENDERS Fremont CA Self Employed Mortgage Lenders MORTGAGE LENDERS Irvine CA Self Employed Mortgage Lenders MORTGAGE LENDERS Chula Vista CA Self Employed Mortgage Lenders MORTGAGE LENDERS Stockton CA Self Employed Mortgage Lenders MORTGAGE LENDERS Riverside CA Self Employed Mortgage Lenders MORTGAGE LENDERS Fresno CA Self Employed Mortgage Lenders MORTGAGE LENDERS Santa Ana CA Self Employed Mortgage Lenders MORTGAGE LENDERS Anaheim CA Self Employed Mortgage Lenders MORTGAGE LENDERS Bakersfield CA Self Employed Mortgage Lenders MORTGAGE LENDERS Oakland CA Self Employed Mortgage Lenders MORTGAGE LENDERS Long Beach CA Self Employed Mortgage Lenders MORTGAGE LENDERS Aaaaa CA Self Employed Mortgage Lenders MORTGAGE LENDERS Sacramento CA Self Employed Mortgage Lenders MORTGAGE LENDERS Fresno CA Self Employed Mortgage Lenders MORTGAGE LENDERS San Francisco CA Self Employed Mortgage Lenders MORTGAGE LENDERS San Jose CA Self Employed Mortgage Lenders MORTGAGE LENDERS San Diego CA Self Employed Mortgage Lenders MORTGAGE LENDERSHOLLYWOOD CA Self Employed Mortgage Lenders MORTGAGE LENDERS Los Angeles CA Self Employed Mortgage Lenders MORTGAGE LENDERS MIN 580 FICO!! Los Angeles CA Self Employed Mortgage Lenders Mortgage Lenders Min 580 FICO!! Los Angeles California Self Employed Mortgage Lenders Mortgage Lenders- Min 580 FICO!CALIFORNIA Self Employed Mortgage Lenders MORTGAGE LENDERS

FHA Mortgage Lenders By State: 
Florida   Texas  Georgia  Alabama   California  

Latest pages

Serving These Fine Texas Cities

About Us

We are US Mortgage Lenders. Major real estate brokerages regularly entrust their clients to our team due to our reputation for transparency, delivering on time, customer satisfaction and loyalty. With five-star customer reviews on Zillow.com and counting, you’re assured of having the backing of an experienced team.

Show Buttons
Hide Buttons