BAD CREDIT CALIFORNIA JUMBO MORTGAGE LENDERS

BAD CREDIT JUMBO CALIFORNIA MORTGAGE LENDERS

Our bad credit and California Jumbo bank statement only California mortgage lenders offer a full range of the best Bad Credit California Jumbo Lenders Mortgage Programs including Super California Jumbo Bad Credit Mortgage programs for high-income California borrowers who want to own a home in the Sunshine State. Whether you’re purchasing a home to be a primary residence, a vacation home, or an investment property, we can make it a smooth and straightforward process. Give us a call today at 1-954-667-9110 or use our APPLY NOW for a free consultation!

BAD CREDIT California Jumbo LENDERS SUMMARY:

  • Rates starting in the low 6’s
  • Loans up to $1 million
  • Credit scores down to 500
  • Up to 80% LTV
  • Combo loans up to 85%
  • Min 500 score!
  • 100% gift funds allowed
  • DTI up to 50% considered
  • 7/1 ARM or 30-year fixed
  • 1 day after Foreclosure, Short sale, BK, 
  • California Jumbo Bank Statement Only Mortgage Lenders
  • Owner-occupied, 2nd homes, and investment properties
  • Non-warrantable condos considered
  • California Jumbo  Mortgage Loans loans down to 500 score
  • No pre-pay penalty for owner-occ and 2nd homes
  • No active tradelines OK with housing history
  • SFRs, townhomes, condos, 2-4 units
  • Seller concessions to 6% (2% for investment

 

California Jumbo Bad Credit Loan Program 

Are you seeing your loans delayed? US Mortgage Lenders
average turn time is 1-2 days in underwriting.
  • California Jumbo Loans to $2+ million
  • (Ask for higher loan amount exceptions)
  • No mortgage insurance
  • Interest Only available
  • Up to 90% LTV/CLTV
  • Credit Scores down to 500
  • No seasoning for foreclosure, short sale, BK
  • 24-month bank statement program (personal and business) for self-employed borrowers
  • Owner-occ, 2nd homes and investment properties
  • Direct access to your underwriters

The advice we give our mortgage clients tends to be conservative and commonsense. We know the high risk of an adjustable rate mortgage program may not add value for your California Bad Credit California Jumbo Lenders and Super California Bad Credit California Jumbo Lenders Mortgages when such low fixed rate luxury home financing is still available to most borrowers.

With a mild climate and vibrant economy, California continues to attract high-income residents. From Palm Beach County to Collier County to Sarasota County, well-to-do home buyers are finding superb value in the current real estate market financing for luxury homes and condominiums. For a real estate bargain to stay a bargain, it must be financed with a home loan that meets the long-term objectives of the owner. There really is nothing worse than a luxury home mortgage that turns your California luxury home into a financial burden.

To make financing the purchase of a California executive home easy, our home loan firm offers these Mortgage programs to our California Bad Credit California Jumbo Lenders and Super California Bad Credit California Jumbo Lenders mortgage clients:

  • Fixed Rate California Bad Credit California Jumbo Lenders and Super California Bad Credit California Jumbo Lenders Mortgages:
  • 30 Year Fixed
  • 20 Year Fixed
  • 15 Year Fixed
  • Specialty California Mortgage Programs:
  • No Income Verification Mortgage Programs
  • Stated Income and Stated Assets Mortgage Programs
  • California Bad Credit California Jumbo Lenders and Super California Bad Credit California Jumbo Lenders California mortgages with  periods of 1,3,5,7 and 10 years

Although California real estate values have risen recently, the conventional loan limits have not increased. As a result, more and more California homes require a California Bad Credit California Jumbo Lenders or even a Super California Bad Credit California Jumbo Lenders Mortgage to purchase or refinance, especially for Floridians planning to find homes in higher cost California counties such as Palm Beach County or Broward County.

A mortgage for a single family home in California that is above 417k is a California Bad Credit California Jumbo Lenders Mortgage; any home loan for purchase of a one unit dwelling that is above 650k is a California Super California Bad Credit California Jumbo Lenders Mortgage. Because these loans are for amounts higher than the set limits for mortgages that Fannie Mae and Freddie Mac can buy in the secondary market – lenders must bundle California Bad Credit California Jumbo Lenders and Super California Bad Credit California Jumbo Lenders loans for sale to private Investors or keep them in house as portfolio loans. For this reason, lenders typically charge a small interest rate premium for California California Bad Credit California Jumbo Lenders and Super California Bad Credit California Jumbo Lenders Mortgages.

We invite those seeking financing for a luxury Bad credit California home to bring us the best good faith estimate from any California  Mortgage Lender. We have been helping families get the best rates on California California Bad Credit California Jumbo Lenders or Super California Bad Credit California Jumbo Lenders mortgages since 1997 and we have consistently delivered the best combination of terms, rate, and fees. Call 1-954-667-9110 for a no obligation quote on a mortgage to finance your California dream home.

When it comes time to buying your California dream home in Dade County or any of the other high-dollar real estate markets that our mortgage company serves, we can offer you outstanding rates and terms from the pick of California lenders. We offer outstanding specialty loan programs with alternate documentation for foreign nationals. We also offer California Bad Credit California Jumbo Lenders and Super California Bad Credit California Jumbo Lenders no income verification programs for applicants who own their own businesses.

Even if your credit is not perfect, you can still secure surprisingly good terms on a California Bad Credit California Jumbo Lenders or Super California Bad Credit California Jumbo Lenders Mortgage. A few of our lenders do not resell these loans in the secondary market at all, so they have significant underwriting latitude because the loan is completely “in-house”. Call 1-954-667-9110 or use our secure online Full Application form and a licensed mortgage professional will call you back at the time you specify.

Many affluent Home Buyers are surprised at the role their credit report plays in getting an application for a California Bad Credit California Jumbo Lenders or Super California Bad Credit California Jumbo Lenders loan approved. In some cases, the lender’s underwriting department is far more interested in the appraisal or the likelihood of your continued employment in a high wage occupation than just your credit scores. Whether you are seeking a California Bad Credit California Jumbo Lenders home loan for the purchase of a primary residence, vacation home, or 1-4 unit investment property, please call 1-954-667-9110 to speak with FHA Mortgage Programs.com, California Bad Credit California Jumbo Lenders Loan Specialist.

We have the best programs from the pick of California Bad Credit California Jumbo Lenders mortgage lenders to draw upon as we search for the perfect mortgage program to meet your particular borrowing needs. We are a low-key mortgage company that will listen carefully to your requirements and ask the right questions before we apply our knowledge of mortgage and California lenders on your behalf.

Your California Bad Credit California Jumbo Lenders or Super California Bad Credit California Jumbo Lenders mortgage or Refinance is a big financial commitment. We’ll deliver expert advice and professional, courteous, and friendly mortgage service to you from application to closing. As California Bad Credit California Jumbo Lenders Mortgage and Super California Bad Credit California Jumbo Lenders Home Lending Specialists we have helped many Floridians manage the details of a purchase money mortgage or a refi quickly and confidentially. Please call us today at 1-954-667-9110 or use our Full Application for a no cost and no obligation quote on your next California Bad Credit California Jumbo Lenders or Super California Bad Credit California Jumbo Lenders mortgage.

  • California BAD CREDIT MORTGAGE LENDERS PROGRAMS INCLUDE:
  • FHA Bad Credit Mortgage Lenders
  • VA Bad Credit California Mortgage Lenders
  • USDA Bad Credit California Mortgage Lenders
  • California Jumbo Bad Credit California Mortgage Lenders
  • Hard Money Bad Credit Hard Money Lenders
  • Condominium California Bad Credit Mortgage Lenders 
  • Town House California Bad Credit Mortgage Lenders 
  • Manufactured Home California Bad Credit Mortgage Lenders 
  • Non Warrant-able Condo California Bad Credit Mortgage Lenders
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