What Is FHA?

Thomas Martin Staff asked 7 years ago

FHA is a acronym for Federal Housing Administration. The FHA was created by the U.S. Federal Government to be responsible for insuring loans made by FHA approved lenders on single family homes, multi-family homes and manufactured homes. FHA does not make loans or lending decisions, rather, they only manage the mortgage insurance premiums paid by borrowers of FHA insured properties. Only FHA approved lenders can make loans insured by FHA.

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