What Is A Mortgage?

Thomas Martin Staff asked 5 years ago

While this question has multiple answers, for the purpose of answering the “What is a mortgage” question illustrated here, a mortgage is basically a pledge of your home made to a mortgage lender in the form of a lien which is filed with the local county. Basically, you sign home loan documents which pledge the home as collateral for meeting the repayment terms as outlined in the loan documents. These documents are registered as a lien (mortgage) with the county.

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