How much of a down payment do you need for a bank statement only mortgage?

The downpayment requirement greatly depends on your credit score and payment history.

We have some bank statement investors that will go down to a 660 credit score with 15% down and a 600 credit score with 10% down. 

We have other bank statement mortgage lenders that go down to 500 and others with a 580 credit score minimum requirement. Either way, We what your business and we work with all borrowers to get them the best possible deal on a bank statement only loan.

With Excellent credit, we have lenders have offer 95% financing with only 5% downpayment.