For an FHA Mortgage Can gift funds be provided from a friend?

SELF EMPLOYED MORTGAGE LENDERS QUESTIONS AND ANSWERSCategory: FHA QuestionsFor an FHA Mortgage Can gift funds be provided from a friend?
Thomas Martin Staff asked 4 years ago
For an FHA Mortgage Can, the gift funds be provided by a friend or other unrelated party?


Gifts refer to the contributions of cash or equity with no expectation of repayment.  Gifts fha an FHA Mortgage may be provided by:  
• the Borrower’s Family Member; 
• the Borrower’s employer or labor union; 
• a close friend with a clearly defined and documented interest in the Borrower; 
• a charitable organization; 
• a governmental agency or public Entity that has a program providing homeownership assistance to low or moderate income families or first-time homebuyers.   
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