Can I Refinance A Mortgage Without Proof Of Income?

SELF EMPLOYED MORTGAGE LENDERS QUESTIONS AND ANSWERSCategory: Bank StatementsCan I Refinance A Mortgage Without Proof Of Income?
shaamrock Staff asked 4 years ago

The answer depends if you are purchasing a primary or investment home. All primary homes require borrowers to variety the ability to make the mortgage payments. We prove the ability to make mortgage payments via bank statment deposits for the last most recent 12 months.

You may also qualify for an investment purchase using the projected income of the subject property to make the mortgage payments. For example, if you are buying a single family home and all the comparable  homes rent for $2000 per month. It is possible for you get get approved with 20% down using the projected 2000 income for the rent to cover the new mortgage payments. This loan is called investor cash flow. Because the projected rent will cover the new mortgage payment. For more information on this program contact us now!

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