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SELF EMPLOYED MORTGAGE LENDERS QUESTIONS AND ANSWERS

NO TAX RETURNS NEEDED!
QUALIFY USING BANK STATEMENT ONLY
Self-Employed Mortgage Lenders Program Highlights Summary

    • 10% Down with a 660 & 15% Down with a 600 Score!
    • No tax returns Needed! Proof of 2 years self-employed!
    • Owner-occupied, 2nd homes and investment properties.
    • Loan Amounts From $150,000 to $3,000,000.
    • 12 months personal or 24 months business bank statements
    • Debt to income up to 50% considered.
    • Choose either a 5/1 and 7/1 ARM’S and/or 30-year fixed.
    • No prepayment penalty for owner-occ and 2nd homes
    • Seller paid closing cost allowed up to  6%. 
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Can I buy a house using just 1099’s or K1’s and no tax returns?
OpenThomas Martin asked 4 years ago • 
1147 views0 answers0 votes
Can I Refinance A Mortgage Without Proof Of Income?
Openshaamrock asked 4 years ago • 
1094 views0 answers0 votes
bank-statement-and-down-payment-assistance
OpenCAROLYN C WALTERS asked 4 years ago • 
1030 views0 answers0 votes
Do you offer One time close FHA construction loans?
OpenDinorah Sanchez asked 4 years ago
850 views0 answers0 votes
Do you offer One time close FHA construction loans?
OpenDinorah Sanchez asked 4 years ago
942 views0 answers0 votes
nixe-and-great
Openwillaine asked 4 years ago • 
941 views0 answers0 votes
What advantages are there in getting a bank statment only mortgage loans?
OpenThomas Martin asked 4 years ago • 
1042 views0 answers0 votes
Can I refinance without using tax returns?
OpenThomas Martin asked 4 years ago
974 views0 answers0 votes
How much of a down payment do you need for a bank statement only mortgage?
OpenThomas Martin asked 5 years ago • 
543 views0 answers0 votes
How can i get approved for a mortgage if I am Self Employed?
OpenThomas Martin asked 4 years ago • 
1038 views0 answers0 votes
Are Stated Income loans still available?
OpenThomas Martin asked 4 years ago • 
1117 views0 answers0 votes
Why should i apply for a bank statement only loan instead of a conventional mortgage if i'm self employed?
OpenThomas Martin asked 4 years ago • 
1361 views0 answers0 votes
Whats The Minimum Downpayment For a self employed no tax return mortgage?
OpenThomas Martin asked 4 years ago • 
1088 views0 answers0 votes
Do self employed mortgage lenders allow w2 co borrowers income to qualify?
OpenThomas Martin asked 4 years ago • 
1180 views0 answers0 votes
If my account has over drafts or NFS can i still qualify for a bank statment only mortgage?
OpenThomas Martin asked 4 years ago • 
1153 views0 answers0 votes
Whats the minimum credit score for a bank statment only loan?
OpenThomas Martin asked 5 years ago • 
538 views0 answers0 votes
Do I need tax returns to qualify for a mortgage?
OpenThomas Martin asked 4 years ago • 
1069 views0 answers0 votes
Loan options
AnsweredMelvin asked 5 years ago
537 views1 answers0 votes
Do no doc mortgage loans still exist for primary homes?
OpenThomas Martin asked 4 years ago • 
618 views0 answers0 votes
Do FHA Mortgage Lenders require that collections be paid off to qualify for an FHA mortgage?
OpenThomas Martin asked 5 years ago • 
483 views0 answers0 votes
Am I eligible for an FHA mortgage if I’m enrolled in consumer credit counseling?
OpenThomas Martin asked 4 years ago • 
430 views0 answers0 votes
How are disputed collection accounts considered for manually underwritten FHA mortgage lenders?
OpenThomas Martin asked 4 years ago • 
485 views0 answers0 votes
Do FHA mortgage lenders require Tax Returns for a borrower with self-employment or commission income?
OpenThomas Martin asked 4 years ago • 
508 views0 answers0 votes
Can I use 1 YEAR bonus overtime commission to qualify for a FHA mortgage?
OpenThomas Martin asked 4 years ago • 
457 views0 answers0 votes
For an FHA Mortgage Can gift funds for downpayment come from the employer?
OpenThomas Martin asked 4 years ago • 
420 views0 answers0 votes
Can a real estate agent give a gift or use their commission for the down payment?
OpenThomas Martin asked 4 years ago • 
457 views0 answers0 votes
For an FHA Mortgage Can gift funds be provided from a friend?
OpenThomas Martin asked 4 years ago • 
396 views0 answers0 votes
What if i do not deposit money into a bank account is there anyway to qualify for a bank statement only loan?
OpenThomas Martin asked 4 years ago
403 views0 answers0 votes
Can I use 24 months business bank statments and my spouse W2 income to qualify?
OpenThomas Martin asked 4 years ago • 
462 views0 answers0 votes
How can i qualify for a mortgage with late payments on my credit report?
OpenThomas Martin asked 5 years ago • 
510 views0 answers0 votes
do-i-need-rental-history-to-qualify-for-a-bank-statement-only-mortgage
OpenThomas Martin asked 5 years ago • 
519 views0 answers-1 votes
What are the FHA mortgage payment history requirements to FHA Streamline Refinance?
Thomas Martin asked 7 years ago • 
509 views0 answers0 votes
Do FHA mortgage lenders require a social security number to obtain an FHA loan?
OpenThomas Martin asked 5 years ago • 
511 views0 answers0 votes
What are the maximum debt to income qualifying ratio requirements for FHA loans?
Thomas Martin asked 7 years ago • 
529 views0 answers0 votes
BAD CREDIT Whats the minimum credit score for bad credit mortgage approval?
OpenThomas Martin asked 5 years ago • 
510 views0 answers0 votes
Whats the Maximum Debt To Income Ratio For An FHA Mortgage?
OpenThomas Martin asked 5 years ago • 
491 views0 answers0 votes
What is an manually underwrite for mortgage qualifying?
OpenThomas Martin asked 5 years ago • 
429 views0 answers0 votes
Do Mortgage Lenders require repossessions to be paid off Mortgage Qualifying? 
OpenThomas Martin asked 5 years ago • 
466 views0 answers0 votes
What debts are not considered when qualifying for a mortgage?
OpenThomas Martin asked 5 years ago • 
455 views0 answers0 votes
Are FHA mortgage loan amounts restricted when the purchase involves a Family member?
OpenThomas Martin asked 5 years ago • 
457 views0 answers0 votes
Get Approved For A Mortgage With Collection Accounts!
OpenThomas Martin asked 5 years ago • 
478 views0 answers0 votes
How To Qualify For FHA/VA Mortgage After 12 months After Bankruptcy!
OpenThomas Martin asked 5 years ago • 
487 views0 answers0 votes
Can someone have more than one FHA loan at a time?
OpenThomas Martin asked 5 years ago • 
413 views0 answers0 votes
I Need A FHA Mortgage Lender. Why Should I Do Business With You?
OpenThomas Martin asked 7 years ago • 
520 views0 answers0 votes
How can FHA Mortgage Lenders help me buy a home?
OpenThomas Martin asked 5 years ago • 
432 views0 answers0 votes
How are Tax Liens considered for FHA financing when manually underwriting a mortgage?
OpenThomas Martin asked 5 years ago • 
452 views0 answers0 votes
What are the basic requirements for FHA mortgage loan?
OpenThomas Martin asked 6 years ago • 
499 views0 answers0 votes
What Is A Mortgage?
Thomas Martin asked 7 years ago • 
454 views0 answers0 votes
What Is FHA?
Thomas Martin asked 7 years ago • 
520 views0 answers0 votes
What Is Sub Prime?
Thomas Martin asked 7 years ago • 
450 views0 answers0 votes
What Is A Broker? Should I Use A Mortgage Broker?
Thomas Martin asked 7 years ago • 
432 views0 answers0 votes
What Is A Mortgage Underwriter?
Thomas Martin asked 7 years ago • 
446 views0 answers0 votes
What Is A Pre-Approval Letter?
Thomas Martin asked 7 years ago • 
514 views0 answers0 votes
What Is The Difference Between A Fixed And Adjustable Rate Mortgage?
Thomas Martin asked 7 years ago • 
391 views0 answers0 votes
Can I Buy A House Using A FHA Loan?
Thomas Martin asked 7 years ago • 
433 views0 answers0 votes
Does The FHA Loan Impact How Much House I Can Qualify To Buy?
Thomas Martin asked 7 years ago • 
442 views0 answers0 votes
How Do I Qualify For A Home Mortgage Using The FHA Program?
Thomas Martin asked 7 years ago • 
417 views0 answers0 votes
What Is The Difference Between A Regular Mortgage And An FHA Loan?
Thomas Martin asked 7 years ago • 
411 views0 answers0 votes
Do You Have To Improve Your Credit Score To Get A Better Rate With FHA?
Thomas Martin asked 7 years ago • 
467 views0 answers0 votes
What Is The Importance Of Credit When You Apply For An FHA Loan?
Thomas Martin asked 7 years ago • 
404 views0 answers0 votes
Am I eligible for FHA mortgage loan if i have no credit score?
Thomas Martin asked 7 years ago • 
443 views0 answers0 votes
Do deferred student loan obligations be included in the FHA mortgage applicants liabilities?
Thomas Martin asked 7 years ago • 
415 views0 answers0 votes
Do FHA mortgage loans allow gifts of equity?
Thomas Martin asked 7 years ago • 
418 views0 answers1 votes
Does FHA require collections to be paid off for a FHA mortgage approval?
Thomas Martin asked 7 years ago • 
404 views0 answers0 votes
How do FHA Mortgage Lenders determine the monthly payment on a student loan?
Thomas Martin asked 7 years ago • 
408 views0 answers0 votes
What are the FHA guidelines for FHA mortgage applicants with a previous foreclosure or deed-in-lieu of foreclosure?
Thomas Martin asked 7 years ago • 
424 views0 answers0 votes
Can a real estate agent gift me their commission for the FHA mortgage down payment?
Thomas Martin asked 7 years ago • 
465 views0 answers0 votes
I Heard The FHA Loan Is Only For 1st Time Buyers, Is That True?
Thomas Martin asked 7 years ago • 
436 views0 answers0 votes
My Mortgage Company Says I Should Not Consider The FHA Program. Why Should I Listen To You And Not Them?
Thomas Martin asked 7 years ago • 
420 views0 answers0 votes
I Want To Improve My Mortgage Term. Can I Refinance My FHA Loan Now?
Thomas Martin asked 7 years ago • 
404 views0 answers0 votes
How Soon Can I Refinance To A New Home Loan?
Thomas Martin asked 7 years ago • 
452 views0 answers0 votes
How Often Can I Refinance My Home?
Thomas Martin asked 7 years ago • 
523 views0 answers0 votes
How Can I Refinance My Home When I Have Credit Problems?
Thomas Martin asked 7 years ago • 
411 views0 answers0 votes
Where Can I Refinance My Home If I’m Late On My Mortgage?
Thomas Martin asked 7 years ago • 
402 views0 answers0 votes
Are copies of tax returns required for an FHA mortgage for a borrower with self-employment or commission income?
Thomas Martin asked 7 years ago • 
492 views0 answers0 votes
How are disputed credit accounts considered for manually FHA mortgage approvals?
Thomas Martin asked 7 years ago • 
464 views0 answers0 votes
What’s the Minimum Credit Score required for FHA mortgage approval?
Thomas Martin asked 6 years ago • 
427 views0 answers0 votes
How can FHA help me qualify for a mortgage?
Thomas Martin asked 7 years ago • 
451 views0 answers0 votes
Do FHA mortgage lenders require that all collections to be paid off to be eligible for FHA mortgage loan
OpenThomas Martin asked 6 years ago • 
441 views0 answers0 votes
How is income calculated for your bank statment only mortgage loan program?
OpenThomas Martin asked 5 years ago • 
566 views0 answers-1 votes
How long do I have to prove self employed to qualify for your bank Statement only loan program?
OpenThomas Martin asked 5 years ago • ,
461 views0 answers0 votes
Whats your minimum loan amount for a bank statment only mortgage loan?
OpenThomas Martin asked 5 years ago • ,
490 views0 answers0 votes
how long does it take to get a Pre Approval letter on a Bank Statement only mortgage?
OpenThomas Martin asked 5 years ago • ,
548 views0 answers-1 votes
what-if-im-self-employed-but-cannot-prove-i-have-been-in-business-for-at-least-2-years
OpenThomas Martin asked 5 years ago • ,
463 views0 answers0 votes
What deposits are NOT used the qualify using bank statments only for income?
OpenThomas Martin asked 5 years ago • ,
547 views0 answers0 votes
Can i deposit money into more than 1 bank account and still qualify the income?
OpenThomas Martin asked 5 years ago • 
453 views0 answers-1 votes
How long does it take to qualify and close on a bank statment only loan?
OpenThomas Martin asked 5 years ago • 
507 views0 answers0 votes
Can I use a mix of bank statements and w2 income to qualify for a mortgage?
OpenThomas Martin asked 5 years ago • 
464 views0 answers0 votes
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