12 REASONS SELF EMPLOYED USE BANK STATEMENTS ONLY TO BUY A HOME!

There are 32 million small business owners in the USA and we all know, most may not show all the income on their 1040s. US Mortgage Lenders does not need them we and can use bank statements and help you close a loan.  

Top 12 reasons your borrowers might need a US Mortgage Lenders loan.

They don’t qualify for any of the agency loans, but they have a high desire to buy a home-

#12: Departing home with a PITI liability, and the borrower purchasing another home, we allow to use a Lease AGREEMENTS offset the departing home PITI.

#11: You’ve just purchased a rental in 2017, but cannot use the rent for Agency, since they need 2 yrs. of filed taxes to show rent. We just need the lease agreement to use it.

#10: The Other lenders pull a Transcript and it kills your deal, we don’t order them.

#9: A borrower is Asset Rich, but cash-flow poor, they need to use their assets as income.

#8: A borrower has more than 5/10 rental properties, and need to use just the lease agreements.

#7: The DTI is just a bit too high to meet Fannie/Freddie, and need up to 50% DTI on a High Balance/Jumbo loan.

#6: A borrower might have a private mortgage and Fannie/Freddie lenders don’t like to do manual underwrite.

#5: A borrower had a recent BK, foreclosure, short sale, and deed in Lieu, less than 2 years.

#4: A borrower had mortgage lates in the last 12 months.

#3: A borrower has a rental property, and they show a rental loss. We can just use the lease agreement as income.

#2: The borrower is Self-employed & income taxes don’t qualify for a mortgage with the agency.

The #1 reason a borrower might need a US Mortgage Lenders loan: You have an AUS Refer, Caution, or ineligible.

Some borrowers that do not fit the normal Agency loans, FHA, VA Conv….due to recent BK/Short-sale, foreclosure, but have equity in their home…they can use our NonQM to get the Cash-Out refinance. Or purchase loan using bank statements for self-employed borrower. 

  • US Mortgage Lenders Refi cash-out  – using a US Mortgage lenders Mortgage lenders Mortgage Lenders loan for cashout when they don’t fit the Agency. cash out is allowed with us.
  • US Mortgage Lenders bank statement program for self-employed. We will allow the Borrower to draft the P&L.
  • Lender paid for US Mortgage Lenders loans, No QM Fails
  • We also do Manual VA loans 100ltv, Seller credit to pay off borrowers debts allowed. 2 VA loans allowed for certain situations, I have closed these! 
  • 100ltv USDA in Texas: increased income limits to 109k in some county in TX. Cover carpeting, and appliance with the loan for purchase. We do Manual GUS. 
  • 80-90% of our loans closed in 20 days, because we are fast with less required conditionsOur UW manager for US Mortgage Lenders has been selling these loans to the NonQM investors for years; we know how to close these faster. I will even pre-underwrite the bank statement loan for you, come up with DTI and what the p&l should before the borrower puts an offer on a home to purchase. How can I help you?

OTHER BANK STATEMENT ONLY MORTGAGE PAGES YOU MITE LIKE INCLUDE:

Bank Statement Self Employed Mortgage Lenders-Same Day Approvals!

https://www.fhamortgageprograms.com/bank-statement-self-employed-mortgage-lend…

BANK STATEMENT ONLY SELF EMPLOYED MORTGAGE LENDERS CRITERA … 2 Years Self EmployedTexas Bank statement deposits used to qualify! … https://www.fhamortgageprograms.com/bankstatment-only-georgia-mortgage- …
texas bank statement only self employed mortgage lenders

https://www.fhamortgageprograms.com/texas-bank-statement-only-self-employed-mo…

10% Down – Texas bank statement only Self Employed Mortgage Lenders- Min 600 fico using Bank Statements only. No Tax Returns Needed! Same Day Pre …

Self Employed Mortgage Lenders Income Per Bank Statement Only!

https://www.fhamortgageprograms.com/self-employed-mortgage-lenders-income-per-…

Jun 18, 2018 – Self Employed Mortgage Lenders Income Per Bank Statement Only! … 24-month business bank statements; 2 year selfemployed required …. www.fhamortgageprograms.com/bankstatment-only-georgia-

GEORGIA BANK STATEMENT ONLY+FOR SELF EMPLOYED

https://www.fhamortgageprograms.com/georgia-bank-statement-self-employed/

Self Employed Bank Statement Only Georgia Bank statement program: Ideal for the …www.fhamortgageprograms.com/stated-income-georgia-mortgage- …

NO TAX RETURNS+GA SELF EMPLOYED MORTGAGE LENDERS

https://www.fhamortgageprograms.com/georgia-self-employed-bank-statement-mortg…

GEORGIA SELF EMPLOYEDBANK STATEMENT MORTGAGE LENDERS-No Tax Returns Needed! Same Day approvals Call now 954-667-9110 – Use 12 …

You’ve visited this page many times. Last visit: 3/13/18

self employed mortgage lenders+no tax returns needed

https://www.fhamortgageprograms.com/self-employed-mortgage-lenders/

Jun 1, 2018 – SELF EMPLOYED MORTGAGE LENDERS. NO TAX RETURNS NEEDED! QUALIFY USINGBANK STATEMENT ONLY. Home :: SELF …

SELF EMPLOYED MORTGAGE LENDERS FULL DOC OR BANK …

https://www.fhamortgageprograms.com/…/self-employed-mortgage-lenders-full-doc-or-…

Selfemployed And Commission Mortgage Lenders Bank Statement Only Mortgage Lenders For selfemployed mortgage applicants, selfemployed mortgage …

SELF EMPLOYED MORTGAGE FULL DOC OR BANK STATEMENTS

https://www.fhamortgageprograms.com/self-employed-mortgage-lenders-full-doc-or-…

SELF EMPLOYED MORTGAGE LENDERS FULL DOC OR BANK STATEMENTS ONLY. We provide full document prime rate loans and Bank Statment Only …

texas self employed-bank statement mortgage lenders

https://www.fhamortgageprograms.com/texas-self-employed-bank-statement-mortgag…

Texas selfemployed bank Statement Only Lenders Approvals varies Case …. https://www.fhamortgageprograms.com/texas-bankstatement-mortgage-lenders/ …

You’ve visited this page many times. Last visit: 6/25/18

FLORIDA SELF EMPLOYED MORTGAGE LENDERS USING BS

https://www.fhamortgageprograms.com › FHA › Florida

Sep 18, 2017 – FLORIDA SELF EMPLOYED MORTGAGE LENDERS 12 or 24 Months Business … 24 months personal bank statements; 24 months business bank statements w/ … https://www.fhamortgageprograms.com/stated-income-loans/.

You’ve visited this page many times. Last visit: 3/20/18
FHA Mortgage Lenders By State: 
Florida   Texas  Georgia  Alabama   California  

Latest pages

Serving These Fine Texas Cities

About Us

We are US Mortgage Lenders. Major real estate brokerages regularly entrust their clients to our team due to our reputation for transparency, delivering on time, customer satisfaction and loyalty. With five-star customer reviews on Zillow.com and counting, you’re assured of having the backing of an experienced team.

Show Buttons
Hide Buttons