10% DOWN + SELF EMPLOYED Colorado MORTGAGE LENDERS self-employed= working for oneself as a freelancer or the owner of a business rather than for an employer. Most self-employed Colorado mortgage applicants cannot get approved because they take advantage of to many write-offs. OUR BANK STATEMENT the ONLY PROGRAM SOLVES THIS PROBLEM! BANK STATEMENT ONLY MORTGAGE LENDERS QUESTIONS AND ANSWERS!

Here’s a great new Colorado bank statement only loan program for Colorado self-employed borrowers. Self-employed Colorado mortgage applicants can provide 24 months of bank statements to qualify for a Colorado mortgage without tax returns.
- How can i get approved for a mortgage if I am Self Employed? asked by Thomas Martin
- Are Stated Income loans still available? asked by Thomas Martin
- Why should i apply for a bank statement only loan instead of a conventional mortgage if i’m self employed? asked by Thomas Martin
- Whats The Minimum Downpayment For a self employed no tax return mortgage? asked by Thomas Martin
- Do self employed mortgage lenders allow w2 co borrowers income to qualify? asked by Thomas Martin
- If my account has over drafts or NFS can i still qualify for a bank statement only mortgage? asked by Thomas Martin
- Do I need tax returns to qualify for a mortgage? asked by Thomas Martin
- Do no doc mortgage loans still exist for primary homes? asked by Thomas Martin
- Am I eligible for an FHA mortgage if I’m enrolled in consumer credit counseling? asked by Thomas Martin
- How are disputed collection accounts considered for manually underwritten FHA mortgage lenders? asked by Thomas Martin
- Do FHA mortgage lenders require Tax Returns for a borrower with self-employment or commission income? asked by Thomas Martin
- Can I use 1 YEAR bonus overtime commission to qualify for a FHA mortgage? asked by Thomas Martin
- For an FHA Mortgage Can gift funds for downpayment come from the employer? asked by Thomas Martin
- Can a real estate agent give a gift or use their commission for the down payment? asked by Thomas Martin
- For an FHA Mortgage Can gift funds be provided from a friend? asked by Thomas Martin
Yes, you heard correctly! This bank statement the only loan does not require Tax Returns!
You simply provide your personal bank statements or you’re business/corporate bank statements to get approved.
If you are buying a home and had low income reported on your tax returns use this program in lieu of full-doc programs with just 15%-30% down on primary residence or as much as 85% loan to value on refinances without cash out.
Our bank statement loan product with NO Tax Returns is great for Colorado self-employed business owners:
Colorado homebuyers that cannot get approved at their local bank but want to buy Colorado real estate. Colorado self-employed borrowers only need 24 months business or personal bank statements all pages to verify income. And our bank statement mortgage lenders will allow you to finance up to 50% of your total debt to income with only 10-20% down payment. We allow 24 months business bank statement mortgage applicants to use 70% to 90% of the business deposits to qualify your self-employment income. You choose the bank account for the loan either business or personal and we add up all the deposits and divide by 24 to determine your monthly qualifying income. We will allow you to use multiple bank statement accounts for income.
As a result, most Colorado businesses often have excellent cash flow and have demonstrated a lengthy past history of being able to pay debt on time. We like this. Therefore we approve many loans other lenders do not. Furthermore, our Colorado Bank Statement Loan Program with No Tax Returns can provide financing for the purchase or refinance of a Colorado home, condo or 2-4 units.
KEY POINT TO OUR BANK STATEMENT ONLY MORTGAGE INCLUDE:
- Up To 90% Jumbo No MI Bank Statement Program
- 500 Fico Score OK with 35% down
- 550 mid score OK with 25% down
- Charge Offs, Collections or Repossessions 2 Years Old or More Do not Need To Be Paid Off!
- 90% LTV Bank Statement For Self Employed
- High LTV 2 Years After Foreclosure, BK or 1 year after Short Sale With Bank Statements.
- Cash Out 1 day after Foreclosure BK or Short Sale.
- Completely Stated Income to 70% + LTV Non-Owner Occupied.
- Non-Owner-Occupied Cash Out and up to 20 Properties Financed.
- We Do Condotels
- Non-Warrantable Condos
- “Qualify for a Colorado mortgage with only your bank statements, business or personal, with reduced documentation which means no 1040 tax returns.“
- If you are buying a home and had low income reported on your tax returns use this program in lieu of full-doc programs with just as little as 10% to 20% down on primary residence or as much as 85% loan to value on refinances without cash out.
- Our loans go up to $5,000,000 for our Bank Statement Loan Program
- 6 COLORADO STATED INCOME MORTGAGE LENDERS PROGRAMS
- 10%DOWN STATED INCOME COLORADO MORTGAGE LENDERS
- 10% DOWN+SELF EMPLOYED COLORADO MORTGAGE LENDERS
Top ten Colorado cities in CO by population
CO Self Employed Mortgage Lenders Population
#1 Denver 633,777
#2 Colorado Springs 433,547
#3 Aurora 339,480
#4 Fort Collins 149,627
#5 Lakewood 145,880
#6 Thornton 124,707
#7 Arvada 109,800
#8 Westminster 109,296
#9 Pueblo 107,706
#10 Centennial 104,213
Colorado
5,029,196
Denver CO Self Employed Mortgage Lenders
600,158 Colorado Springs CO Self Employed Mortgage Lenders
416,427 Aurora CO Self Employed Mortgage Lenders
325,078 Fort Collins CO Self Employed Mortgage Lenders
143,986 Lakewood CO Self Employed Mortgage Lenders
142,980 Thornton CO Self Employed Mortgage Lenders
118,772 Pueblo CO Self Employed Mortgage Lenders
106,595 Arvada CO Self Employed Mortgage Lenders
106,433 Westminster CO Self Employed Mortgage Lenders
106,114 Centennial CO Self Employed Mortgage Lenders
100,377 Boulder CO Self Employed Mortgage Lenders
97,385 Greeley CO Self Employed Mortgage Lenders
92,889 Longmont CO Self Employed Mortgage Lenders
86,270 Loveland CO Self Employed Mortgage Lenders
66,859 Grand Junction CO Self Employed Mortgage Lenders
58,566 Broomfield CO Self Employed Mortgage Lenders
55,889 Castle Rock town
48,231 Commerce CO Self Employed Mortgage Lenders CO Self Employed Mortgage Lenders
45,913 Parker town
45,297 Littleton CO Self Employed Mortgage Lenders
41,737 Northglenn CO Self Employed Mortgage Lenders
35,789 Brighton CO Self Employed Mortgage Lenders
33,352 Englewood CO Self Employed Mortgage Lenders
30,255 Wheat Ridge CO Self Employed Mortgage Lenders
30,166 Fountain CO Self Employed Mortgage Lenders
25,846 Lafayette CO Self Employed Mortgage Lenders
24,453 Montrose CO Self Employed Mortgage Lenders
19,132 Golden CO Self Employed Mortgage Lenders
18,867 Windsor town
18,644 Evans CO Self Employed Mortgage Lenders
18,537 Louisville CO Self Employed Mortgage Lenders
18,376
Erie town
18,135 Durango CO Self Employed Mortgage Lenders
16,887
Cañon CO Self Employed Mortgage Lenders CO Self Employed Mortgage Lenders
16,400
Sterling CO Self Employed Mortgage Lenders
14,777
Greenwood Village CO Self Employed Mortgage Lenders
13,925
Fruita CO Self Employed Mortgage Lenders
12,646
Superior town Self Employed Mortgage Lenders
12,483
Steamboat Springs CO Self Employed Mortgage Lenders
12,088
Federal Heights CO Self Employed Mortgage Lenders
11,467
Fort Morgan CO Self Employed Mortgage Lenders
11,315
Castle Pines North CO Self Employed Mortgage Lenders
10,360
Lone Tree CO Self Employed Mortgage Lenders
10,218
Firestone town Self Employed Mortgage Lenders
10,147
Johnstown town Self Employed Mortgage Lenders
9,887
Glenwood Springs CO Self Employed Mortgage Lenders
9,614
Craig CO Self Employed Mortgage Lenders
9,464
Rifle CO Self Employed Mortgage Lenders
9,172
Trinidad CO Self Employed Mortgage Lenders
9,096
Delta CO Self Employed Mortgage Lenders
8,915
Alamosa CO Self Employed Mortgage Lenders
8,780
Frederick town Self Employed Mortgage Lenders
8,679
Cortez CO Self Employed Mortgage Lenders
8,482
Lamar CO Self Employed Mortgage Lenders
7,804
Fort Lupton CO Self Employed Mortgage Lenders
7,377
Woodland Park CO Self Employed Mortgage Lenders
7,200
La Junta CO Self Employed Mortgage Lenders
7,077
Aspen CO Self Employed Mortgage Lenders
6,658
Eagle town Self Employed Mortgage Lenders
6,508
Gypsum town Self Employed Mortgage Lenders
6,477
Avon town Self Employed Mortgage Lenders
6,447
Carbondale town Self Employed Mortgage Lenders
6,427
Wellington town Self Employed Mortgage Lenders
6,289
Cherry Hills Village CO Self Employed Mortgage Lenders
5,987
Estes Park town Self Employed Mortgage Lenders
5,858
Gunnison CO Self Employed Mortgage Lenders
5,854
Sheridan CO Self Employed Mortgage Lenders
5,664
Milliken town Self Employed Mortgage Lenders
5,610
Monument town Self Employed Mortgage Lenders
5,530
Brush CO Self Employed Mortgage Lenders
5,463
Vail town Self Employed Mortgage Lenders
5,305
Salida CO Self Employed Mortgage Lenders
5,236
Edgewater CO Self Employed Mortgage Lenders
5,170
Berthoud town Self Employed Mortgage Lenders
5,105
Manitou Springs CO Self Employed Mortgage Lenders
4,992
Lochbuie town Self Employed Mortgage Lenders
4,726
Breckenridge town Self Employed Mortgage Lenders
4,540
New Castle town Self Employed Mortgage Lenders
4,518
Monte Vista CO Self Employed Mortgage Lenders
4,444
Eaton town Self Employed Mortgage Lenders
4,365
Burlington CO Self Employed Mortgage Lenders
4,254
Glendale CO Self Employed Mortgage Lenders
4,184
Dacono CO Self Employed Mortgage Lenders
4,152
Rocky Ford CO Self Employed Mortgage Lenders
3,957
Silverthorne town
3,887
Florence CO Self Employed Mortgage Lenders
3,881
Basalt town
3,857
Yuma CO Self Employed Mortgage Lenders
3,524
Mead town
3,405
Severance town
3,165
Orchard CO Self Employed Mortgage Lenders town
3,119
Walsenburg CO Self Employed Mortgage Lenders
3,068
Silt town
2,930
Snowmass Village town
2,826
Palisade town
2,692
Frisco town
2,683
Buena Vista town
2,617
Leadville CO Self Employed Mortgage Lenders
2,602
Platteville town
2,485
Meeker town
2,475
Palmer Lake town
2,420
Las Animas CO Self Employed Mortgage Lenders
2,410
Rangely town
2,365
Hudson town
2,356
Wray CO Self Employed Mortgage Lenders
2,342
Bayfield town
2,333
Telluride town
2,325
Holyoke CO Self Employed Mortgage Lenders
2,313
Bennett town
2,308
Cedaredge town
2,253
Center town
2,230
Lyons town
2,033
La Salle town
1,955
Limon town
1,880
Granby town
1,864
Olathe town
1,849
Hayden town
1,810
Pagosa Springs town
1,727
Idaho Springs CO Self Employed Mortgage Lenders
1,717
Akron town
1,702
Del Norte town
1,686
Ault town
1,519
Crested Butte town
1,487
Kersey town
1,454
Paonia town
1,451
Springfield town
1,451
Nederland town
1,445
Kremmling town
1,444
Elizabeth town
1,358
Mancos town
1,336
Mountain Village town
1,320
Columbine Valley town
1,256
Julesburg town
1,225
Fraser town
1,224
Cripple Creek CO Self Employed Mortgage Lenders
1,189
Fowler town
1,182
Keenesburg town
1,127
Parachute town
1,085
Ordway town
1,080
Georgetown town
1,034
Gilcrest town
1,034
Minturn town
1,027
Ouray CO Self Employed Mortgage Lenders
1,000