10% DOWN + SELF EMPLOYED Colorado MORTGAGE LENDERS  self-employed= working for oneself as a freelancer or the owner of a business rather than for an employer. Most self-employed Colorado mortgage applicants cannot get approved because they take advantage of to many write-offs. OUR BANK STATEMENT the ONLY PROGRAM SOLVES THIS PROBLEM! BANK STATEMENT ONLY MORTGAGE LENDERS QUESTIONS AND ANSWERS!

Here’s a great new  Colorado bank statement only loan program for Colorado self-employed borrowers.  Self-employed Colorado mortgage applicants can provide 24 months of bank statements to qualify for a Colorado mortgage without tax returns.

• How can i get approved for a mortgage if I am Self Employed? asked by Thomas Martin
• Are Stated Income loans still available? asked by Thomas Martin
• Why should i apply for a bank statement only loan instead of a conventional mortgage if i’m self employed? asked by Thomas Martin
• Whats The Minimum Downpayment For a self employed no tax return mortgage? asked by Thomas Martin
• Do self employed mortgage lenders allow w2 co borrowers income to qualify? asked by Thomas Martin
• If my account has over drafts or NFS can i still qualify for a bank statement only mortgage? asked by Thomas Martin
• Do I need tax returns to qualify for a mortgage? asked by Thomas Martin
• Do no doc mortgage loans still exist for primary homes? asked by Thomas Martin
• Am I eligible for an FHA mortgage if I’m enrolled in consumer credit counseling? asked by Thomas Martin
• How are disputed collection accounts considered for manually underwritten FHA mortgage lenders? asked by Thomas Martin
• Do FHA mortgage lenders require Tax Returns for a borrower with self-employment or commission income? asked by Thomas Martin
• Can I use 1 YEAR bonus overtime commission to qualify for a FHA mortgage? asked by Thomas Martin
• For an FHA Mortgage Can gift funds for downpayment come from the employer? asked by Thomas Martin
• Can a real estate agent give a gift or use their commission for the down payment? asked by Thomas Martin
• For an FHA Mortgage Can gift funds be provided from a friend? asked by Thomas Martin

 

Yes, you heard correctly! This bank statement the only loan does not require Tax Returns!  
You simply provide your personal bank statements or you’re business/corporate bank statements to get approved.  
If you are buying a home and had low income reported on your tax returns use this program in lieu of full-doc programs with just 15%-30% down on primary residence or as much as 85% loan to value on refinances without cash out.  

Our bank statement loan product with NO Tax Returns is great for Colorado self-employed business owners: 

Colorado homebuyers that cannot get approved at their local bank but want to buy Colorado real estate. Colorado self-employed borrowers only need 24 months business or personal bank statements all pages to verify income. And our bank statement mortgage lenders will allow you to finance up to 50% of your total debt to income with only 10-20% down payment. We allow 24 months business bank statement mortgage applicants to use 70% to 90% of the business deposits to qualify your self-employment income. You choose the bank account for the loan either business or personal and we add up all the deposits and divide by 24 to determine your monthly qualifying income.  We will allow you to use multiple bank statement accounts for income. 

As a result, most Colorado businesses often have excellent cash flow and have demonstrated a lengthy past history of being able to pay debt on time. We like this. Therefore we approve many loans other lenders do not. Furthermore, our Colorado Bank Statement Loan Program with No Tax Returns can provide financing for the purchase or refinance of a Colorado home, condo or 2-4 units. 

KEY POINT TO OUR BANK STATEMENT ONLY MORTGAGE INCLUDE: 

• Up To 90% Jumbo No MI Bank Statement Program 
• 500 Fico Score OK with 35% down 
• 550 mid score OK with 25% down 
• Charge Offs, Collections or Repossessions 2 Years Old or More Do not Need To Be Paid Off! 
• 90% LTV Bank Statement For Self Employed 
• High LTV 2 Years After Foreclosure, BK or 1 year after Short Sale With Bank Statements. 
• Cash Out 1 day after Foreclosure BK or Short Sale. 
• Completely Stated Income to 70% + LTV Non-Owner Occupied. 
• Non-Owner-Occupied Cash Out and up to 20 Properties Financed. 
• We Do Condotels 
• Non-Warrantable Condos 
• “Qualify for a Colorado mortgage with only your bank statements, business or personal, with reduced documentation which means no 1040 tax returns.“ 
• If you are buying a home and had low income reported on your tax returns use this program in lieu of full-doc programs with just as little as 10% to 20% down on primary residence or as much as 85% loan to value on refinances without cash out. 
• Our loans go up to $5,000,000 for our Bank Statement Loan Program 
• 6 COLORADO STATED INCOME MORTGAGE LENDERS PROGRAMS
• 10%DOWN STATED INCOME COLORADO MORTGAGE LENDERS
• 10% DOWN+SELF EMPLOYED COLORADO MORTGAGE LENDERS

Top ten Colorado cities in CO by population
CO Self Employed Mortgage Lenders Population
#1 Denver 633,777
#2 Colorado Springs 433,547
#3 Aurora 339,480
#4 Fort Collins 149,627
#5 Lakewood 145,880
#6 Thornton 124,707
#7 Arvada 109,800
#8 Westminster 109,296
#9 Pueblo 107,706
#10 Centennial 104,213
Colorado

5,029,196

Denver CO Self Employed Mortgage Lenders

600,158 Colorado Springs CO Self Employed Mortgage Lenders

416,427 Aurora CO Self Employed Mortgage Lenders

325,078 Fort Collins CO Self Employed Mortgage Lenders

143,986 Lakewood CO Self Employed Mortgage Lenders

142,980 Thornton CO Self Employed Mortgage Lenders

118,772 Pueblo CO Self Employed Mortgage Lenders

106,595 Arvada CO Self Employed Mortgage Lenders

106,433 Westminster CO Self Employed Mortgage Lenders

106,114 Centennial CO Self Employed Mortgage Lenders

100,377 Boulder CO Self Employed Mortgage Lenders

97,385 Greeley CO Self Employed Mortgage Lenders

92,889 Longmont CO Self Employed Mortgage Lenders

86,270 Loveland CO Self Employed Mortgage Lenders

66,859 Grand Junction CO Self Employed Mortgage Lenders

58,566 Broomfield CO Self Employed Mortgage Lenders

55,889 Castle Rock town

48,231 Commerce CO Self Employed Mortgage Lenders CO Self Employed Mortgage Lenders

45,913 Parker town

45,297 Littleton CO Self Employed Mortgage Lenders

41,737 Northglenn CO Self Employed Mortgage Lenders

35,789 Brighton CO Self Employed Mortgage Lenders

33,352 Englewood CO Self Employed Mortgage Lenders

30,255 Wheat Ridge CO Self Employed Mortgage Lenders

30,166 Fountain CO Self Employed Mortgage Lenders

25,846 Lafayette CO Self Employed Mortgage Lenders

24,453 Montrose CO Self Employed Mortgage Lenders

19,132 Golden CO Self Employed Mortgage Lenders

18,867 Windsor town

18,644 Evans CO Self Employed Mortgage Lenders

18,537 Louisville CO Self Employed Mortgage Lenders

18,376

Erie town

18,135 Durango CO Self Employed Mortgage Lenders

16,887

Cañon CO Self Employed Mortgage Lenders CO Self Employed Mortgage Lenders

16,400

Sterling CO Self Employed Mortgage Lenders

14,777

Greenwood Village CO Self Employed Mortgage Lenders

13,925

Fruita CO Self Employed Mortgage Lenders

12,646

Superior town Self Employed Mortgage Lenders

12,483

Steamboat Springs CO Self Employed Mortgage Lenders

12,088

Federal Heights CO Self Employed Mortgage Lenders

11,467

Fort Morgan CO Self Employed Mortgage Lenders

11,315

Castle Pines North CO Self Employed Mortgage Lenders

10,360

Lone Tree CO Self Employed Mortgage Lenders

10,218

Firestone town Self Employed Mortgage Lenders

10,147

Johnstown town Self Employed Mortgage Lenders

9,887

Glenwood Springs CO Self Employed Mortgage Lenders

9,614

Craig CO Self Employed Mortgage Lenders

9,464

Rifle CO Self Employed Mortgage Lenders

9,172

Trinidad CO Self Employed Mortgage Lenders

9,096

Delta CO Self Employed Mortgage Lenders

8,915

Alamosa CO Self Employed Mortgage Lenders

8,780

Frederick town Self Employed Mortgage Lenders

8,679

Cortez CO Self Employed Mortgage Lenders

8,482

Lamar CO Self Employed Mortgage Lenders

7,804

Fort Lupton CO Self Employed Mortgage Lenders

7,377

Woodland Park CO Self Employed Mortgage Lenders

7,200

La Junta CO Self Employed Mortgage Lenders

7,077

Aspen CO Self Employed Mortgage Lenders

6,658

Eagle town Self Employed Mortgage Lenders

6,508

Gypsum town Self Employed Mortgage Lenders

6,477

Avon town Self Employed Mortgage Lenders

6,447

Carbondale town Self Employed Mortgage Lenders

6,427

Wellington town Self Employed Mortgage Lenders

6,289

Cherry Hills Village CO Self Employed Mortgage Lenders

5,987

Estes Park town Self Employed Mortgage Lenders

5,858

Gunnison CO Self Employed Mortgage Lenders

5,854

Sheridan CO Self Employed Mortgage Lenders

5,664

Milliken town Self Employed Mortgage Lenders

5,610

Monument town Self Employed Mortgage Lenders

5,530

Brush CO Self Employed Mortgage Lenders

5,463

Vail town Self Employed Mortgage Lenders

5,305

Salida CO Self Employed Mortgage Lenders

5,236

Edgewater CO Self Employed Mortgage Lenders

5,170

Berthoud town Self Employed Mortgage Lenders

5,105

Manitou Springs CO Self Employed Mortgage Lenders

4,992

Lochbuie town Self Employed Mortgage Lenders

4,726

Breckenridge town Self Employed Mortgage Lenders

4,540

New Castle town Self Employed Mortgage Lenders

4,518

Monte Vista CO Self Employed Mortgage Lenders

4,444

Eaton town Self Employed Mortgage Lenders

4,365

Burlington CO Self Employed Mortgage Lenders

4,254

Glendale CO Self Employed Mortgage Lenders

4,184

Dacono CO Self Employed Mortgage Lenders

4,152

Rocky Ford CO Self Employed Mortgage Lenders

3,957

Silverthorne town

3,887

Florence CO Self Employed Mortgage Lenders

3,881

Basalt town

3,857

Yuma CO Self Employed Mortgage Lenders

3,524

Mead town

3,405

Severance town

3,165

Orchard CO Self Employed Mortgage Lenders town

3,119

Walsenburg CO Self Employed Mortgage Lenders

3,068

Silt town

2,930

Snowmass Village town

2,826

Palisade town

2,692

Frisco town

2,683

Buena Vista town

2,617

Leadville CO Self Employed Mortgage Lenders

2,602

Platteville town

2,485

Meeker town

2,475

Palmer Lake town

2,420

Las Animas CO Self Employed Mortgage Lenders

2,410

Rangely town

2,365

Hudson town

2,356

Wray CO Self Employed Mortgage Lenders

2,342

Bayfield town

2,333

Telluride town

2,325

Holyoke CO Self Employed Mortgage Lenders

2,313

Bennett town

2,308

Cedaredge town

2,253

Center town

2,230

Lyons town

2,033

La Salle town

1,955

Limon town

1,880

Granby town

1,864

Olathe town

1,849

Hayden town

1,810

Pagosa Springs town

1,727

Idaho Springs CO Self Employed Mortgage Lenders

1,717

Akron town

1,702

Del Norte town

1,686

Ault town

1,519

Crested Butte town

1,487

Kersey town

1,454

Paonia town

1,451

Springfield town

1,451

Nederland town

1,445

Kremmling town

1,444

Elizabeth town

1,358

Mancos town

1,336

Mountain Village town

1,320

Columbine Valley town

1,256

Julesburg town

1,225

Fraser town

1,224

Cripple Creek CO Self Employed Mortgage Lenders

1,189

Fowler town

1,182

Keenesburg town

1,127

Parachute town

1,085

Ordway town

1,080

Georgetown town

1,034

Gilcrest town

1,034

Minturn town

1,027

Ouray CO Self Employed Mortgage Lenders

1,000